Dr Costanza Russo is the deputy dean for research at the Faculty of Humanities and Social Sciences at Queen Mary University of London. She is also a senior lecturer there, teaching several post graduate modules in ethics, banking and finance.
Lending Innovation Awards 2021
These awards identify the most innovative providers across the areas of credit cards, loans, mortgages and BNPL.
Welcome to the Finder Lending Innovation Awards 2021
Finder’s new series of Innovation Awards recognise financial providers that are innovating in their chosen field, by bringing new and impactful features to the market and delivering beneficial services to their customers.
The latest instalment of our Innovation Awards series focuses on the lending sector for the first time. A shortlist of providers was drawn together by Finder’s subject area specialists and the finalists were then assessed by an expert panel of judges.
We are delighted to announce the winning and highly commended companies in the following categories:
- Business Credit Cards Innovation
- Personal Credit Cards Innovation
- Business Loans Innovation
- Personal Loans Innovation
- Short Term Loans Innovation
- Mortgages Innovation
- BNPL Innovation
- Salary Services Innovation
- Lending Innovation Newcomer Award
Watch our video of the awards announcement or click on the categories underneath it to reveal our winners!
The shortlist of finalists in each category was selected by Finder’s subject area specialists, who identified the providers they felt were displaying key innovations in their field.
The shortlist was then passed to an expert judging panel (details below), who decided the winning and highly commended companies by assessing the finalists across three different criteria: uniqueness of innovation, impact in the market and value to customers.
Costanza Russo, Senior Lecturer in International Banking Law & Business Ethics, Queen Mary University of London
Chris Lilly, Credit & Loans Publisher, Finder
Julian Wells, Director, Whitecap Consulting
Kimberley Waldron, Co-Founder, SkyParlour PR
Chris Lilly is the group publisher at Finder. He’s a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing.
Julian Wells is a strategy consultant with over 25 years’ experience in financial services. He is the director of Whitecap Consulting, which is particularly active in the digital, technology and fintech sectors. Whitecap’s financial services clients have included banks, building societies, technology providers and fintechs, as well as retailers, universities and various firms in the intermediary financial services market.
Kimberley Waldron is the co-founder of award-winning fintech PR agency SkyParlour, which delivers PR campaigns for its international payments, banking, cybersecurity and ecommerce clients. Kimberley also hosts the popular Future of Banking podcast, co-chairs the Pro-Manchester Fintech Committee and is an industry advisor for Salford University’s MSc in fintech.
Previous Finder Awards winners
More guides on Finder
NatWest Longer Balance Transfer Credit Card review 2023
Shift some of your existing debt with Natwest’s longest balance transfer credit card. Read review.
Consumers put £1.2bn on credit cards as borrowing hits highest level since 2004
Borrowing in the UK reached £1.5bn in November 2022: a jump from £700m in October and the highest monthly level since 2004.
Asda Money Select Credit Card review 2023
We review the Asda Select Credit Card, a credit building reward card from Asda Money. Learn the rates, rewards and how to apply.
NatWest opens up credit cards to new customers
NatWest opens up credit cards to new customers.
Amex Shop Small is back: Earn up to £25 on your spending this December
From 3-12 Dec, earn £5 when you spend at least £15 with a small business, up to a maximum of £25, thanks to Amex Shop Small.
Avios: Last day to swap them for Nectar points before the rate drops
From 16 November, credit card customers who exchange their Avios for Nectar points will find themselves with less spending power than before: here’s how to swap your points before it’s too late.
Using a credit card in Qatar
All the most important things that you need to know about using a credit card in Qatar. Read our helpful guide before setting off on your holiday in Qatar.
Earn Avios with a travel credit card and use Finder’s Avios calculator to find out how much you will earn.
Amex overhauls its Gold card by boosting the perks and raising the fee
Amex Preferred Rewards Gold credit cardholders will now have to pay more for the privilege
Pulse Card review 2023
Find out how the new Pulse credit card works and who is eligible.
Ask an Expert