HSBC is one of the world’s largest banks and so has the expertise and support that goes along with this, such as 24/7 customer service, fraud detection and global acceptance.
It also offers a range of cards with clear interest rates and charges to suit a variety of financial needs, while providing an innovative reward scheme with holidays, shopping, eating out and fun experiences on offer.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Approval for any credit card will depend on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.
HSBC has a range of cards to suit most financial needs, whether you are looking to pay off existing debt or want an everyday card for daily spending.
HSBC offer reasonable interest rates and good cashback offers.”
With HSBC you have three routes of application for a credit card: online, by phone or in store. If you opt for online, you should look at eligibility requirements and then apply with a free no-footprint credit report which is not seen by other firms.
Every application is looked at by HSBC on an individual basis but the basic eligibility requirements give you an idea of whether you will be able to apply. These are:
If you are rejected, HSBC recommend getting a credit report from one of the major credit agencies to check why you have been rejected.
On the whole, if you meet the eligibility requirements but have a history of bad debt or no credit history at all, you may be rejected. Equally if you are in an IVA or have had a CCJ you may not be accepted. If you have ever declared bankruptcy you are also unlikely to receive a card.
If you’re currently a HSBC customer and have been impacted by coronavirus, you may be eligible for certain types of support, such as a 3-month repayment holiday. For more information, visit HSBC’s coronavirus support page.
Customers in Finder’s 2021 customer satisfaction survey were generally positive about HSBC, with many praising its staff and customer service. One customer said: “They’re reliable, trustworthy and provide a good service.” However, some customers also cited high fees as a drawback.
HSBC scored 4 stars out of 5 in our 2021 customer satisfaction awards, with 78% of customers saying they would recommend the credit card provider.
All the 0% balance transfer deals currently available from HSBC.
How to earn and redeem HSBC Premier Reward Points using a credit card plus the pros and cons of this reward scheme.
Existing HSBC Premier customers can enjoy generous perks and 0% deals on both purchases and balance transfers with this deal.
Existing HSBC Advance customers can enjoy a lengthy 0% balance transfer deal and generous perks with this popular credit card.
Cover unexpected expenses and build a good credit history if you’re an existing HSBC student account holder.
Want to cancel your HSBC UK credit card, but don’t know how? Here are your options.
Looking for a credit-builder credit card which also offers cashback rewards? Compare rates, fees and alternative credit builder cards.
Looking to score 0% on balance transfers and upcoming purchases? Find out if this card is right for you and check out the alternatives – with live rates, fees and terms.
Learn more about this rewards credit card with travel perks for high-earning HSBC Premier customers. Compare live rates and alternatives.
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