Aegon

Aegon life insurance review

Aegon is one of the world's leading providers of financial products. In this guide, you'll discover how its life insurance compares to other products.

3.9 ★★★★★ (149 reviews) Write a review
Customer rating
★★★★★
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You’re afforded the flexibility to amend your level of cover as you see fit.
Aegon Personal Protection policies can only be bought via brokers/price comparison websites.
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  • Cheaper than going direct
  • Optional critical illness cover

Who is Aegon?

Aegon is an international financial services provider, offering a range of products to help you manage your finances, including pensions, asset management and life insurance.

What does Aegon’s life insurance policy cover?

Aegon’s life insurance policy is named Personal Protection. It will pay out a lump sum to your loved ones if you die, become terminally ill, critically ill, permanently disabled or unable to work due to sickness/injury.

You’ll pay a monthly premium for this cover. The cost of this will depend on your age, your health, the level of cover you want and other personal circumstances.

The policy is extremely flexible, so you can adjust it to get the level of cover you desire. It’s also possible to amend this as your life goes on and your circumstances change.

    Exclusions

    As with any life insurance provider, Aegon will reject all claims where it has reason to believe that the insured person killed or injured themselves deliberately.

    It will also reject all claims where the insured person had stopped paying their premiums, or was found to have given inaccurate information about themselves during the application process.

      Claims process

      You or your loved ones can make a claim by calling 03456 00 04 93o or sending an email to claims@aegon-service.co.uk, or writing a letter to Aegon, Edinburgh Park, Edinburgh, EH12 9SE.

      Whatever method of contact is chosen, a member of staff will get in touch to ask for more information about the insured person and the incident that led to the claim being made.

      How to contact Aegon

      For general queries, you can call 03456 00 14 02, send an email to protect_support@aegon-service.co.uk or write a letter to Aegon, Edinburgh Park, Edinburgh, EH12 9SE.

      Pros and cons

      Pros

      • You can protect your loved ones against the financial impact of your illness and injury, as well as your death.
      • You’re afforded the flexibility to amend your level of cover as you see fit.
      • You can amend your policy with ease after it begins.

      Cons

      • Aegon Personal Protection policies can only be bought via brokers/price comparison websites.

      Our verdict

      Aegon is one the most reputable financial services brands and this is one of the more comprehensive and flexible income protection policies on the market.

      Frequently asked questions

      Life insurance ratings

      ★★★★★ — Excellent
      ★★★★★ — Good
      ★★★★★ — Average
      ★★★★★ — Subpar
      ★★★★★ — Poor

      Our customer satisfaction scores ("Customers say") are based on a survey of 1,587 customers carried out in December 2022.

      Learn the details of our methodology and scoring.

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