To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodologyPlease note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodology
Maximum loan
£50,000
Product fee
N/A
Early redemption fee
Yes
| Loan amount not specified | |
| Loan terms | From year to years |
|---|---|
| Age eligibility | Age eligibility not specified |
| Application fee | No application fee |
| Repayment holiday | Repayment holiday not permitted |
NatWest personal loans are unsecured, meaning you do not need to provide an asset as security against the loan. Instead, your rate will be based on your personal credit rating. While NatWest’s rates are normally competitive, the representative APR may not be the rate you’ll receive: NatWest will offer you a rate based on assessment of your personal financial circumstances.
Unfortunately, NatWest loans are only available to existing customers who have had another NatWest product for at least 3 to 6 months. However if that’s you, you could get approved for a loan online within minutes and receive your funds the following day if you use online banking.
If you’re getting a loan to make home improvements, you can choose a loan term up to ten years.
You should only apply for a NatWest personal loan if you’re certain you can make your repayments, and you meet the following criteria:
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
In our independent 2024 customer satisfaction survey, 89% of NatWest’s users said they’d recommend the brand to a friend. Customers highlighted the bank’s good customer service and “straightforward” application process. Here’s what some of those NatWest customers had to say:
“It was an easy application process, their customer service is excellent and their rates are reasonable”
“Very quick response, my loan was in my account within hours and NatwWest offer a good interest rate”
“NatWest were very communicative through every stage of the loan process and the interest rate was a good deal”
NatWest personal loans can be used to consolidate debt, but the lender does not offer dedicated debt consolidation loans. As with a normal NatWest personal loan, you’ll need to have been a NatWest current account holder for at least three months to be eligible for a NatWest debt consolidation loan.
You can call customer support on 0345 788 8444. Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 3pm (excluding public holidays).
If you need to borrow funds in a hurry to cover an unforeseen expense, this guide explores your options.
Wollit is a credit building service that aims to help improve your credit score by reporting your monthly plan payments to the UK’s 3 major credit reference agencies.
Abound (formerly Fintern) is a UK lender that promises to offer borrowing “reinvented”, with affordable tailored loans.
JN Bank offers personal loans with a focus on flexible repayment options, but what rate can you expect?
You’ll find customer satisfaction star ratings on some of our personal loans provider reviews. Here’s how we came up with them.
44% of Brits have gambled at least once in 2023. We unpacked the latest statistics to see what we are gambling on and how much we spend.
Looking to build your credit score at no cost? Loqbox is an innovative new service designed to do just that.
United Trust Bank offers second-charge and ‘mini’ mortgages of £10,000 to £1 million repayable over 2 to 30 years. See how other lenders compare.
Looking for a personal loan? Read the definitive guide to find out how to compare interest rates, fees and features to find the right loan for you. There’s a range of loans available to apply for – we’ll help you find the right one.
Compare live rates, fees and eligibility criteria from a range of lenders to get the right loan for your needs at the lowest overall cost.