Case study: Juliet saved £40 just by calling her insurer
I've been with Direct Line for nearly a decade, but when I was offered a renewal quote via post I called them and asked if they were able to improve on that as I was considering leaving. They reduced the quote by around £40. I would say it's always sensible to phone the insurer directly if you are renewing rather than just relying on the automatically issued renewal quote. Also, always check that the information you are providing is up to date, especially the estimated mileage - a lower mileage could also mean a reduced quote.