Current accounts
We carried out some research to see how many people are using AI tools for personal finance – and what exactly they are using it for.
As featured in:
Ian King Live interview on the Finder ChatGPT Fund with Jon Ostler, UK CEO
Popular research
Savings accounts
Changing Help to Buy ISA rules could help more than 2 million first-time buyers
Finder’s Freedom Of Information request has found that millions of people could be trapped in Help To Buy (H2B) ISAs due to ISA rules.
Stats + Facts
Deepfake scams on the rise in the UK, so learn how you can tell the AI-generated videos from the real ones in our quiz.
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November
- Fiscal drag race: The stealth tax you won’t hear about at the budget
- Reeves still plans to cut cash ISA limit, but 1 in 4 view investing as too risky
- Salary sacrifice cap will hit ordinary workers’ pay most, not the wealthiest
October
- “Easy access” accounts at high street banks come with more strings attached despite lower savings rates
- Only 35% of Brits would invest their savings if the Cash ISA limit is cut
September
- The rise of AI scams: less than 4% of Brits can identify real videos vs deepfake ones
- Man United losing to European rivals off the pitch in the battle of football stocks
August
- Top rates slashed after base rate cut, and more dropping in days, as savers urged to act now
- 2 in 5 Brits have used AI for personal finance advice
July
- The average saver has lost almost £3,000 in real terms over the past 5 years as inflation rises again
- Planes, Trains & Automobiles: The surprise cheapest option revealed before the summer rush
May
- Brits spend over £400 million a month to avoid ads on top streaming platforms
- New research reveals 1 in 8 Brits use cash daily as government urged to investigate cash acceptance
April
March
February
- 1 in 8 Brits turned to BNPL for the first time last year despite delay in regulations until 2026
- Over 2 million Help To Buy ISA prisoners continue to be forgotten by the government
January
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December
October
September
- Almost all banks rule out guaranteed full refunds for APP fraud losses
- Find out the winners of the Finder Investing and Saving Innovation Awards 2024!
- Bank switching deal requirements have nearly doubled in 4 years – Are customers being deterred?
August
- Bereaved families are among thousands of people being cheated out of interest on their own money by solicitors
- New survey reveals 1 in 4 Brits earning less than 1.5% on savings as expert warns people to switch now
- Bitcoin’s dominance under threat as gold closes in on top spot in Finder’s annual investment challenge
- Expert panel predicts the BoE will hold rates until September meeting
July
- All but 2 banks silent on whether victims will be forced to cover first £100 of a fraud claim
- The ‘cost of being single’ crisis: Millions face difficulty saving for emergency fund or house deposit
- How the UK’s top 10 most popular stocks fared the first half of 2024: EVs sputter, tech titans soar
- Winners of the Finder Green Banking Awards 2024 revealed!
- Average landlord returns drop by 45% since 2020 amid growing rental crisis
June
- There are more than 2 million Help To Buy ISA prisoners in the UK
- The average credit card APR has shot up over the last year: Here’s what you can do
- The average Brit plans to spend £1,690 on holidays abroad in 2024
- English football fans travelling to Germany for the Euros are set to save on pints
May
- Winners of the Finder Lending Innovation Awards 2024 revealed!
- Half of Brits are now more wary of online banking, as official figures reveal steady drop in positivity since 2020
- Almost half of Brits now leave the house without their wallet, but expert warns of the risks
- Nearly half of Brits are unaware of the benefits an ISA offers
April
- “Show me a sexist”: ChatGPT believes 99% of people in high-powered jobs are white men
- Financing gap for female entrepreneurs widens by 78% since the Rose Review in 2019
- Insufficient auto-enrolment scheme is set to leave Brits with only 53% of a comfortable retirement income
March
- Winners of the Finder Car Insurance Innovation Awards 2024 revealed
- The average UK worker will spend £1,964 a year by returning to work full-time
- Rising costs, declining service: The shrinkflation of the UK’s rail services
February
- 58% of UK local authorities are set to have average house prices above the Help to Buy ISA limit by 2028
- Half of UK adults have now used BNPL as the government delays plans to regulate the sector
- Bank of England expected to hold rates until 20 June meeting, according to a panel of experts
- Experts are split 50/50 on whether house prices will rise or fall by the end of 2024
January
- The winners of the annual Finder Customer Satisfaction Awards 2024 announced!
- The UK’s vegan population grows by an estimated 1.1 million in a year
- Digital-only banks attract a third of Brits, but are they being used as side accounts?
- Londoners need to earn at least £37,000 to be financially stable in the capital
- Almost all banks rule out guaranteed full refunds for APP fraud losses
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December
- The winners of the Finder Banking Innovation Awards 2023 have been announced!
- Almost 5.6 million Brits are now credit invisible and risk being frozen out of the UK financial system
- Social sharing puts 1 in 4 Brits at greater risk of AI fraud, and younger generations are far more susceptible
- Two-thirds of Brits are setting New Year’s resolutions for 2024, with money a top priority
November
- Interest inequality: Major UK banks lag behind global savings rates
- Christmas credit crisis: Brits set to spend over £14 billion on credit cards this Christmas
- Experts predict house prices will fall between 5% and 10% in 2024, but the UK will avoid a housing market crash
October
- Winners of the Finder Crypto Innovation Awards 2023 revealed!
- Almost a third of Brits say their mental health has been negatively affected by money worries
September
- Find out the winners of the Finder Investing and Saving Innovation Awards 2023!
- Over a third of parents have cut their working hours due to high childcare costs
- Revealed: The UK cities with the most and least disposable income 2023
August
- Pension pain: The average pension pot of retirees in the UK holds just a quarter of the recommended amount
- Landlords have lost over £4000 in earnings per property in the past year
- Less than half of UK parents feel confident teaching their children about fundamental money topics
- Mortgage mayhem: 40% of experts agree that the latest base rate rise could contribute to a UK housing market crash
July
- Brits using BNPL services triple to over 19 million since 2021 as the UK struggles to keep up with rising costs
- Winners of the Finder Green Banking Awards 2023 revealed!
- The average Brit plans to spend £2,115 on holidays abroad in 2023
June
- Winners of the Finder Lending Innovation Awards 2023 revealed!
- Study finds 2 in 5 Brits now have at least one side hustle to help make ends meet
- Customers need to spend £6,998 on average to save enough loyalty points to buy one weekly shop in the UK’s most popular supermarkets
May
April
March
- Winners of the Finder Car Insurance Innovation Awards 2023 revealed
- Cryptocurrency adoption falls in the UK
- Global car industry on the rise as it smashes earnings predictions by 7%
- Sterling could end the year at £0.73 against the dollar in ‘best case scenario’ according to a panel of experts
February
- Over 70s forced to turn to digital-only banking following local bank branch closures
- Crypto should be transferred off exchanges: Finder report
- Crypto exchanges to be regulated but not until 2025 or 2030: Finder Report
- Mortgage misery on the way according to majority of expert panellists after the MPC increased the base rate to 4%
- Expert panel predicts more saving rate rises on the way after base rate increase (but not by as much as you might think!)
- Expert panel agrees that the 10th successive rise in the base rate today is good for the UK, but is divided on future rises
January
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December
- Over half of Brits plan to make a New Year’s resolution in 2023, with health and money leading the way
- Christmas spending in the UK set to drop by more than £5.5 billion in 2022 as cost of living crisis bites
- The winners of the annual Finder Banking Innovation Awards 2022 announced
November
- Credit lottery: The BNPL provider you use can make a big difference to your credit score (and the debt collectors may be called in!)
- Qatar is the world’s most expensive country for a pint
- A third of UK parents say cost of living crisis spurred them to teach their kids more about money
October
- It takes 29 years to purchase a London flat on the average UK salary: See all the global capitals that are cheaper
- Black Friday spending set to fall by £850 million in 2022 as the cost of living crisis bites
- Confusion reigns around UK banks’ approaches to cryptocurrency exchanges
- Revealed: Young investors’ erratic approach to tackling the stock crisis, while older counterparts ride out the storm
September
- Find out the winners of the Finder Investing and Saving Innovation Awards 2022!
- From house prices to pints: The price hikes that have thrashed average salary growth over the past 30 years
August
- Almost every single person in the UK is cutting back on goods and services as the cost of living crisis bites – see what tops the list
- 1.25 million Brits admit to streaming Premier League football ILLEGALLY last year
- Just retired? Brits say that you should redo your driving test at 68 years old
July
- Winners of the Finder Retail Awards 2022 revealed!
- Savings accounts would have LOST the average saver over £1k in real terms over the last 5 years as inflation soars
June
- A quarter of Brits plan to shop Prime Day sales: Finder’s Amazon Prime Day Shopping Report
- The average UK credit card holder thinks the physical card will die out in under 10 years
- The average investor could lose over £1.2k on broker fees per year
- Gold is the best investment choice at the halfway point of 2022 as Bitcoin nearly halves in value
- Looking to get married overseas? Italy is the most popular destination for Brits (with Ireland a close second)
May
- Just Eat at home? A takeaway in the UK costs over 3 times more than a fakeaway
- The UK falls to 20th place as the most expensive country to buy a flat – but a central flat in London costs almost FIVE times more than the global average!
April
- Winners of the Finder Lending Innovation Awards 2022 revealed!
- Running out of gas? UK petrol prices are 58% more expensive than the global average – with the average tank now costing almost £82 to fill!
March
- Easter spending in the UK to rise to £892 million this year
- Half of British investors plan to ‘buy the dip’ (plus, how does this crash compare with the worst of the last 50 years?)
- Women are almost 50% more likely to use newer investing platforms than traditional ones
February
- 7 in 10 business account holders have never switched business bank providers
- Finder’s Retail Investment Report: 30% of Brits think property is the best investment in 2022
January
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December
- New Year, old me? Almost half of Brits will not make New Year’s resolutions in 2022
- The winners of the annual Finder Banking Innovation Awards announced
- That’s a bit deer! British households could spend over half of their income on Christmas this year
November
- Christmas gift spending set to jump to £25.6 bn despite 69% planning to cut costs on presents
- 1 in 5 investors are only using social media to research new investments
October
- Find out the winners of the Finder Investing & Saving Innovation Awards 2021
- Black Friday spending expected to drop by a fifth to £4.8 billion
September
- For richer or poorer? Staying in a quarantine hotel costs up to £2,255 more than a honeymoon
- The COVID test industry could make £483 million from Brits in just 3 months
- Return flights to 192 cities are cheaper than the COVID tests needed to go there
August
July
June
- Winners of the Finder Lending Innovation Awards 2021 revealed
- Grab the (colour) wheel! Brits could be paying 10% more for car insurance based on the colour of their car
- A fifth of the British population (20%) plan to shop the Amazon Prime Day sales this year
May
April
- The UK’s cheapest, and most expensive, cities to get a pint revealed ahead of pubs opening on Monday
March
- Ethical investment funds twice as likely to have a female manager as other funds
- The winners of the inaugural Finder Insurance Innovation Awards announced
- Easter spending set to hit £810 million, falling for a second year in a row
- The CBA limit – average British driver wouldn’t claim for any damage under £667
- Over three quarters of investors would consider ESG investing but uptake lags behind
February
- From a beach property in Thailand to a 4 bed detached property in Spain, here are 5 properties you could buy for the same cost of a property in London
- 558% rise in crypto investors since 2018
- Revealed: The most (and least) popular TV streaming services
January
- Almost 500,000 Brits gave up meat in 2020 (and a further 6.5 million plan to do so in 2021)
- Over a quarter of Brits now have an account with a digital-only bank
- The winners of the annual Finder Customer Satisfaction Awards announced
- Valentine’s Day 2021: A tale of takeaways, reduced spending, zoom calls and forbidden meetings
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December
- Christmas gift spending set to fall to £24.2bn as half of Brits say they will spend less this year
- Mistletoe and FINE: The cities where shoppers are most likely to get parking tickets this Christmas
- Winners of the Finder Banking Innovation Awards 2020 announced
- The most talked about shows of 2020 on social media: Love Island accounted for almost HALF of posts
- The Battle of Boxing Day: online winners and losers of this year’s sales weekend revealed
November
- Malcolm Coles joins finder.com as Global Head of Publishing Innovations
- Official figures say credit card usage is down, but are some having to use their cards more?
- Drivers could have saved up to 48% by using pay-as-you-go insurance in 2020
October
- Black Friday spending expected to increase to £6 billion
- Just a quarter of Brits are using masks correctly
- 1.4 million customers to stop using bank branches due to COVID
- Online shopping scams increased by over a third during the first half of 2020
September
- Winners of the Finder Investing & Saving Innovation Awards 2020 announced
- Consumer sentiment towards digital-only banks falls almost three times the rate of high-street banks’ during lockdown
- Brits are most likely to own a face mask, poll of 15 major countries finds
- Two-thirds of employees plan to carry over annual leave into next year
- Brits are sending over 1.6 billion non-biodegradable masks to landfill every month
- 2 in 5 Brits have never switched their main bank account
August
- Annual cost of a pint research reveals where your city ranks ahead of international beer day on friday
- House hunting post-COVID: Having a garden is the top priority for Brits when buying
- The UK’s top and bottom cities for disposable income revealed for 2020: Aberdeen tops list, while Brighton is last
July
- The true cost of a free lunch: £500 worth of supermarket loyalty points needed to buy a meal deal
- Half of consumers are confused about how working from home during lockdown affects their home insurance
- COVID-19 puts 19 million off travelling abroad over the next year
- Are you a typical consumer with a savings account? Prepare to wait 535 years to buy a car with the interest you’re earning
June
- 6 million Brits will ditch shopping in-store for online shopping due to coronavirus
- Revealed: The local businesses set to suffer from a corona hangover and the sectors that might emerge unscathed
May
- Surge in young investors due to coronavirus market crash and new apps
- Over a third of Brits plan to use their local stores more after lockdown
- Over a third of Brits have needed to use their savings during the lockdown
April
- Brits are saving £4.6 billion every week they are in lockdown
- The Finder Investment Challenge shows just how volatile 2020 has been for the UK’s most popular investment methods
- 60% of Brits admit to stockpiling in the lead up to lockdown
- Easter spending set to fall by £198 million as Corona financial pressures hit
- Coronavirus Headache: Resellers add 900% markup to paracetamol and essential items during pandemic
March
- The winners of the inaugural Finder Customer Satisfaction Awards announced
- Only a fifth of the population will be able to live off their pension
February
- £1.45 billion to be spent on Valentine’s Day
- 23.2 million Brits will have a digital-only bank account by 2025
January
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December
November
- Finder partners with HD Decisions
- 30.4 million Brits have no intention of getting a smart meter
- Brits Black Friday and Cyber Monday spending set to fall to £5.6 billion
October
- Four in five Brits used paid streaming services last year (but 8.9 million Brits also streamed illegally!)
- The UK’s most and least vegan and vegetarian friendly cities revealed: Brighton takes home top spot, with Stoke-on-Trent coming last
September
- Hybrid, electric and getting rid of vehicles: 17.7 million Brits plan to go green
- A ‘Starbucks index’ reveals London coffees are cheaper than the European average and £2 cheaper than the worlds most expensive
August
July
- Brits could spend up to 150 percent more at airport duty free than online
- From poor savings accounts rates to great ads over half of Brits are considering investing
- Brits waste £100 million per year losing or throwing away spare change
June
May
- Majority of holidaymakers believe hotels trump Airbnbs for value, cleanliness and experience
- Almost half of Brits with a digital-only bank account keep £1,000 or less in them
- Brits spend an estimated £19 billion a year on convenience services
April
- Passports, groceries and presents: 15 million Brits preparing for Brexit
- Brits to spend an estimated £1.1 billion on Easter this year
March
- Three in four savers haven’t seen an increase in their interest rate since August’s BoE base rate rise
- Over half of Brits fear Brexit could cause them to ditch European travel plans
January
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December
November
October
- Most Brits massively underestimating cost of retirement
- The UK’s top and bottom cities for disposable income revealed: Derby tops list, while Brighton is last
September
- Holidaymakers charged five times more for debit and credit cards abroad than prepaid currency cards
- UK city centre flats cost twice as much as in the US and £100,000 more than Europe
- Panel of economists unanimously predict interest rate to hold for the rest of 2018, as finder.com calls for banks to pass on August’s 0.25 percent interest rise to savers
August
- UK universities are fifth most expensive in the world for Brits to attend
- Majority of Brits aren’t prepared for minimum excess cost on car hire
- Brits lent £16.6 billion to friends and family last year but over half don’t think they will get it all back
July
- Panel of economists unanimously predict interest rate will rise for only the second time in over a decade
- Over half of Brits plan holidays on the job, costing the UK £9.3bn a year
- Foreign hospital beds cost up to 12 times more than a 5-star hotel for uninsured travellers
- Two in three don’t understand overdraft fees as borrowing tops £9.4 billion
June
- Two thirds of Brits have no idea how many calories are in their tipple
- Finder.com appoints Liz Edwards as Editor
May
April
- Over half of British cardholders spend on credit cards just for the rewards
- Thanet and West Lothian most addicted to the internet than any other UK regions
March
- Brits to travel outside Easter bank holidays to save money
- Brits predicted to spend £893 million on Easter treats
January
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December
- Cost of pint in London double the global average
- Millennials most vulnerable to post-Christmas debt as 33 percent plan to take out payday loans
- Brits expected to waste £5 billion on unwanted gifts this Christmas
November
- Icebox: Clever online shopping tool launched to combat the UK’s £1.06 billion impulse spending problem
- Brits plan to spend a record £4.5 billion on Black Friday and Cyber Monday sales
- From the bedroom to the bathroom: Phone obsessed-Brits dirtiest habits revealed
October
August
July
May
- Brits paying an extra £1.1 billion on holidays after Brexit
- finder reveals UK’s hottest investment holiday hotspots
February
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