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Spanish-born bank Santander combines the advantages of a big, established bank with a good choice of different current accounts.
Whether you’re in for the cashback on your bills or for a high-profile premium account that offers dedicated 24/7 customer service, you’re likely to find something that suits you.
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Like most big banks, Santander has current accounts for all tastes, including:
In exchange for a monthly fee, with Santander’s reward accounts you can get cashback on your household bills and interest paid on your balance. Reward accounts can be ideal as main current accounts, because they offer good perks if you use them regularly.
Learn more about reward and incentive accounts
If you meet the demanding financial criteria of a premium current account, you should probably go for it and enjoy the extra perks it comes with. Santander’s Select Current Account offers dedicated customer support and monthly interest paid on your balance.
Learn more about premium current accounts
Students usually need extra support with their finances and Santander’s student’s account provides it through a fee-free overdraft feature, a decent interest rate on the account balance and a free railcard.
Learn more about student accounts
Santander’s 1|2|3 Mini Current Account can teach your children how to manage their finances from an early age, while also giving a little boost to their pocket money with a nice interest rate.
Learn more about children’s accounts
To open an account with Santander, you’ll have to provide the following information:
You can open a Santander account online or by visiting a branch.
Despite offering a pretty basic service at their core, current accounts are not all the same. Banks tailor them according to different criteria and needs, so it’s worth spending time thinking about what you use your account for and which features suit you best. Do you pay expensive bills, eat out a lot, withdraw much cash or travel frequently? By browsing around a bit, chances are you can find an account that was meant for someone like you.
Moreover, competition in the market is quite harsh, because once people get a current account with one bank, they’re also likely to go to it for the rest of their financial needs. So, you can often get nice rewards just for switching your main current accounts from one institution to the other.
Our current accounts page compares and contrasts a selection of current accounts and their features to help you pick the one that works best for you.
These days, there’s a lot of conversation around so-called challenger banks. You’ve probably heard of Monzo or Starling, and a number of smaller ones are also becoming increasingly popular.
They aim to offer a different kind of banking experience, based on technology, mobile apps, more efficient services and less fees. If this sounds like your thing, you can head to our digital banking hub to learn more.
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