Barclays mortgage rates & fees comparison

Barclays offers a range of fixed and variable rate mortgages that could be suitable for you.

Last updated:

compare Barclays mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage.
Barclays is a British multinational banking and financial services company headquartered in London. It is a universal bank with operations in retail, wholesale and investment banking, as well as wealth management, mortgage lending and credit cards. The company has around 22 million retail customers and almost one million business banking clients.

Whether you’re buying your first home, remortgaging, moving home or looking to buy a second property, Barclays has something to offer to everyone. You can reach out to Barclays support online, over the phone or in-branch to calculate how much you could afford to borrow and get your mortgage questions answered.

Lender profile

  • Barclays is one of the ‘big six’ British banks and among the most commonly-used mortgage lenders.
  • The bank offers one of the most diverse ranges of mortgages, including several aimed at first-time buyers or those looking to borrow into retirement.

What types of mortgages can I get with Barclays?

  • Fixed rate
  • A fixed-rate mortgage provides certainty as your interest rate will remain locked for a set amount of time.

  • Remortgages
  • You can switch your existing mortgage to Barclays via one of its remortgage products.

  • Tracker
  • With a tracker mortgage, your interest rate fluctuates based on the Bank of England base rate.

  • Offset
  • With an offset mortgage, you can use the money in your savings account to offset your mortgage interest.

  • Buy-to-let
  • You’ll need a buy-to-let mortgage if you’re looking to borrow money for a second property to let out.

  • Shared ownership
  • With shared ownership, you can purchase a percentage of the property, while paying rent on the rest. You can apply to purchase additional percentages of the property as and when you can afford it.

How to apply

You can apply for a Barclays mortgage via the Barclays website in one of its branches or by calling 0333 202 7580.

What information is needed to apply?

You’ll need to provide personal details, proof of income, previous bank statements and previous address history among other information.

Eligibility criteria

The minimum age for taking out a Barclays mortgage is 18, or 21 for buy-to-met mortgages. You’ll need to be younger than 70 before the mortgage term ends.

If you’re employed, you’ll need to have worked for the same employer for at least three months, and in work continuously for at least 18 months.

Compare Barclays using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including Barclays, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Frequently asked questions

Find a mortgage using a broker to compare the market

Habito

Habito

Save £1,000s on your mortgage. Applying is quick & easy with Habito. Get a quote online in minutes.
Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than 1 minute. A free online mortgage broker.
L&C cobrand

L&C

The UK's largest fee-free mortgage broker & adviser. No hidden costs. L&C compares rates from over 80 lenders.

We exist to help you find better. The offers we've compared on this page are from a range of products whose details we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations of these) aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When you make major financial decisions, it's wise to consider getting independent financial advice. Always consider your own financial circumstances when you compare products so you get what's right for you.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site