Barclays mortgages review, with rates and fees comparison

Barclays offers a range of fixed and variable rate mortgages that could be suitable for you.

Matthew Boyle

Updated Mar 23, 2021. What changed?

Fact checked

Customers say
★★★★★
Customer satisfaction

Usually has competitive rates and customers cite the "organised" service

Does not always rate highly for complaint handling

Barclays is a British multinational banking and financial services company headquartered in London. It is a universal bank with operations in retail, wholesale and investment banking, as well as wealth management, mortgage lending and credit cards. The company has around 22 million retail customers and almost one million business banking clients in the UK.

Whether you’re buying your first home, remortgaging, moving home or looking to buy a second property, Barclays has something to offer to everyone. You can reach out to Barclays support online, over the phone or in-branch to calculate how much you could afford to borrow and get your mortgage questions answered.

What's in this review?

Compare Barclays mortgage rates
Barclay's buy-to-let mortgage rates
Lender profile
What types of mortgages can I get with Barclays?
How to apply
What information is needed to apply?
Eligibility criteria
Frequently asked questions

Compare Barclays mortgage rates

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Apply link
Barclays Mortgage 31/08/2023 Fixed	1.22% fixed until 31/08/2023	3.59% variable	60%	3.2% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.22% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.22% fixed until 31/08/2023	3.59% variable	60%	3.2% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.34% fixed until 31/08/2023	3.59% variable	55%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.35% fixed until 31/08/2023	3.59% variable	70%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.38% fixed until 31/08/2023	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.4% fixed until 31/08/2026	3.59% variable	60%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.43% fixed until 31/08/2026	3.59% variable	60%	2.8% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.43% fixed until 31/08/2026	3.59% variable	60%	2.8% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2028 Fixed	1.49% fixed until 31/08/2028	3.59% variable	60%	2.6% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2028 Fixed	1.49% fixed until 31/08/2028	3.59% variable	75%	2.6% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2024 Fixed	1.49% fixed until 31/08/2024	3.59% variable	60%	3.2% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.52% fixed until 31/08/2026	3.59% variable	70%	2.8% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	50%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.63% fixed until 31/08/2026	3.59% variable	60%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.63% fixed until 31/08/2026	3.59% variable	60%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.63% fixed until 31/08/2026	3.59% variable	60%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.65% fixed until 31/08/2023	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.67% fixed until 31/08/2026	3.59% variable	75%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.67% fixed until 31/08/2026	3.59% variable	75%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.67% fixed until 31/08/2026	3.59% variable	75%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.72% fixed until 31/08/2026	3.59% variable	55%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.74% fixed until 31/08/2023	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.79% fixed until 31/08/2023	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.88% fixed until 31/08/2023	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.88% fixed until 31/08/2026	3.59% variable	75%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.88% fixed until 31/08/2023	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.9% fixed until 31/08/2026	3.59% variable	75%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.9% fixed until 31/08/2026	3.59% variable	75%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.93% fixed until 31/08/2026	3.59% variable	75%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.97% fixed until 31/08/2023	3.59% variable	80%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2031 Fixed	1.99% fixed until 31/08/2031	3.59% variable	60%	2.6% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2024 Fixed	2.04% fixed until 31/08/2024	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.1% fixed until 31/08/2023	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.19% fixed until 31/08/2026	3.59% variable	75%	3.1% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2031 Fixed	2.22% fixed until 31/08/2031	3.59% variable	60%	2.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.27% fixed until 31/08/2026	3.59% variable	80%	3.2% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.49% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.49% fixed until 31/08/2023	3.59% variable	80%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.49% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.59% fixed until 31/08/2026	3.59% variable	80%	3.2% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.59% fixed until 31/08/2026	2.59% variable	95%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.59% fixed until 31/08/2026	2.59% variable	100%	3.1% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.71% fixed until 31/08/2026	3.59% variable	85%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2031 Fixed	2.75% fixed until 31/08/2031	3.59% variable	80%	3.1% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.88% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.88% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.9% fixed until 31/08/2026	3.59% variable	85%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.9% fixed until 31/08/2026	3.59% variable	85%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2024 Fixed	2.94% fixed until 31/08/2024	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.95% fixed until 31/08/2026	3.59% variable	85%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.97% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	3.08% fixed until 31/08/2026	3.59% variable	85%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	3.48% fixed until 31/08/2026	3.59% variable	90%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	3.48% fixed until 31/08/2023	3.59% variable	90%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	3.62% fixed until 31/08/2026	3.59% variable	90%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	3.62% fixed until 31/08/2023	3.59% variable	90%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	3.72% fixed until 31/08/2026	3.59% variable	90%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	3.72% fixed until 31/08/2023	3.59% variable	90%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	3.99% fixed until 31/08/2023	3.59% variable	95%	3.7% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	4.09% fixed until 31/08/2026	3.59% variable	95%	3.9% APRC	Check eligibility View details	loading Fetching your data...

Compare up to 4 providers

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Apply link
Barclays Mortgage 2 years Variable	1.69% variable (Base Rate plus 1.59% for up to 40 Years)	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.69% variable (Base Rate plus 1.59% for up to 40 Years)	3.59% variable	60%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.72% variable (Base Rate plus 1.62% for up to 40 Years)	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.72% variable (Base Rate plus 1.62% for up to 40 Years)	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.79% variable (Base Rate plus 1.69% for up to 40 Years)	3.59% variable	70%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.85% variable (Base Rate plus 1.75% for up to 40 Years)	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.85% variable (Base Rate plus 1.75% for up to 40 Years)	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	2.12% variable (Base Rate plus 2.02% for up to 40 Years)	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	2.19% variable (Base Rate plus 2.09% for up to 40 Years)	3.59% variable	80%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	2.29% variable (Base Rate plus 2.19% for up to 40 Years)	3.59% variable	80%	3.5% APRC	Check eligibility View details	loading Fetching your data...

Compare up to 4 providers

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Apply link
Barclays Mortgage 31/08/2023 Fixed	1.22% fixed until 31/08/2023	3.59% variable	60%	3.2% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.43% fixed until 31/08/2026	3.59% variable	60%	2.8% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	60%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.58% fixed until 31/08/2023	3.59% variable	50%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.63% fixed until 31/08/2026	3.59% variable	60%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.63% fixed until 31/08/2026	3.59% variable	60%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.67% fixed until 31/08/2026	3.59% variable	75%	2.9% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 2 years Variable	1.72% variable (Base Rate plus 1.62% for up to 40 Years)	3.59% variable	75%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.88% fixed until 31/08/2023	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.88% fixed until 31/08/2023	3.59% variable	75%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.9% fixed until 31/08/2026	3.59% variable	75%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.9% fixed until 31/08/2026	3.59% variable	75%	3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.49% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.71% fixed until 31/08/2026	3.59% variable	85%	3.3% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.88% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.88% fixed until 31/08/2023	3.59% variable	85%	3.5% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.9% fixed until 31/08/2026	3.59% variable	85%	3.4% APRC	Check eligibility View details	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.9% fixed until 31/08/2026	3.59% variable	85%	3.4% APRC	Check eligibility View details	loading Fetching your data...

Compare up to 4 providers

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Barclays Mortgage 31/08/2023 Fixed	1.8% fixed until 31/08/2023	4.59% variable	60%	4.2% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	1.8% fixed until 31/08/2023	4.59% variable	60%	4.3% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.85% fixed until 31/08/2026	4.59% variable	60%	3.6% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.85% fixed until 31/08/2026	4.59% variable	60%	3.6% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2% fixed until 31/08/2023	4.59% variable	70%	4.3% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2% fixed until 31/08/2023	4.59% variable	60%	4.3% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2% fixed until 31/08/2023	4.59% variable	70%	4.3% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.1% fixed until 31/08/2026	4.59% variable	70%	3.7% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.1% fixed until 31/08/2026	4.59% variable	60%	3.7% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.1% fixed until 31/08/2026	4.59% variable	70%	3.7% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.15% fixed until 31/08/2023	4.59% variable	60%	4.2% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.25% fixed until 31/08/2026	4.59% variable	60%	3.7% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.3% fixed until 31/08/2023	4.59% variable	70%	4.4% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2.35% fixed until 31/08/2023	4.59% variable	70%	4.2% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.45% fixed until 31/08/2026	4.59% variable	70%	3.8% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.5% fixed until 31/08/2026	4.59% variable	70%	3.9% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2031 Fixed	2.75% fixed until 31/08/2031	4.59% variable	70%	3.5% APRC	Compare now	loading Fetching your data...

Compare up to 4 providers

Name	Initial rate	Revert rate (SVR)	Maximum LTV	Overall cost for comparison	Link
Barclays Mortgage 31/08/2023 Fixed	1.8% fixed until 31/08/2023	4.59% variable	60%	4.3% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	1.85% fixed until 31/08/2026	4.59% variable	60%	3.6% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2023 Fixed	2% fixed until 31/08/2023	4.59% variable	70%	4.3% APRC	Compare now	loading Fetching your data...
Barclays Mortgage 31/08/2026 Fixed	2.1% fixed until 31/08/2026	4.59% variable	70%	3.7% APRC	Compare now	loading Fetching your data...

Compare up to 4 providers

Overall representative example
If you borrow £170,000 over a 25-year term at 1.59% p.a. (fixed) for 63 months reverting to 3.59% p.a. (variable) for the remaining term, you would make 63 monthly payments of £687.10 and 237 monthly payments of £823.61. The total payable would be £239,775.87, which includes interest of £68,483, valuation fees of £248 and a product fee of £995. The overall cost for comparison is 2.9% APRC representative.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Lender profile

Barclays is one of the ‘big five’ British banks and among the most commonly-used mortgage lenders.
The bank offers one of the most diverse ranges of mortgages, including several aimed at first-time buyers or those looking to borrow into retirement.

What types of mortgages can I get with Barclays?

Fixed rate

A fixed-rate mortgage provides certainty as your interest rate will remain locked for a set amount of time.

Remortgages

You can switch your existing mortgage to Barclays via one of its remortgage products.

Tracker

With a tracker mortgage, your interest rate fluctuates based on the Bank of England base rate.

Offset

With an offset mortgage, you can use the money in your savings account to offset your mortgage interest.

Buy-to-let

You’ll need a buy-to-let mortgage if you’re looking to borrow money for a second property to let out.

Shared ownership

With shared ownership, you can purchase a percentage of the property, while paying rent on the rest. You can apply to purchase additional percentages of the property as and when you can afford it.

How to apply

You can apply for a Barclays mortgage via the Barclays website, in one of its branches or by calling 0800 197 1081.

What information is needed to apply?

You’ll need to provide personal details, proof of income, previous bank statements and previous address history among other information.

Eligibility criteria

The minimum age for taking out a Barclays mortgage is 18, or 21 for buy-to-met mortgages. You’ll need to be younger than 70 before the mortgage term ends.

If you’re employed, you’ll need to have worked for the same employer for at least three months, and in work continuously for at least 18 months.

Frequently asked questions

Yes, you can. To make a single overpayment, log in to online banking or the mobile app and choose ‘single overpayment’. If you want to make regular overpayments, you can set up a direct debit by logging in to online banking and selecting ‘regular overpayment’. You can also set up a standing order using your sort code and mortgage account number, which can be found in online banking.
Yes, you can get an agreement in principle (AIP) from Barclays. This can be done online, by phone or in a branch and only requires you to provide a few details about yourself. Unlike many other mortgage providers, getting an AIP with Barclays won’t have any bearing on your credit score. This is because Barclays only looks at your credit file to confirm what you’ve said in your application.

Mortgage ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our customer satisfaction scores (“Customers say”) are based on a survey of 893 customers carried out in December 2020.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Thank you for your feedback!

Matthew Boyle

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.

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If you’re in poor health, an enhanced lifetime mortgage can help you unlock more of the equity in your home.

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