Best instant access savings accounts UK 2021

Top up your savings with some interest while still keeping full access to your money.

Name Product Account type Withdrawals Min. opening balance Interest rate Apply link
NatWest
Variable
Instant access
£0
0.01% AER variable

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NatWest
Variable
Instant access
£0
0.01% AER variable

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NatWest
Variable
Instant access
£0
0.01% AER variable

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Newbury BS – Existing Member Account
Newbury BS
Variable
Instant access
£50
1% AER variable

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Ipswich BS – Stepping Stone ISA
Ipswich BS
Cash ISA
Instant access
£10
1% AER variable

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Harpenden BS – 21 Club
Harpenden BS
Variable
Instant access
£1
0.75% AER variable

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Newbury BS – Welcome to Newbury
Newbury BS
Variable
Instant access
£50
0.75% AER variable

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Furness BS – Furness Student Account
Furness BS
Variable
Instant access
£1
0.75% AER variable

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Yorkshire Building Society
Variable
Instant access
£1
0.65% AER variable

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Market Harborough BS – Save & Support Plus
Market Harborough BS
Variable
Instant access
£1
0.55% AER variable

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