Aldermore

Compare Aldermore savings accounts: ISAs and fixed-rate bonds

Aldermore offers a broad range of savings accounts with interest rates up to 5.25%.

No reviews yet. Write a review

Leave a review

Your review

Read Terms and Conditions here

Aldermore is a bank that specialises in serving small and medium-sized enterprises (SMEs), but also offers products for homeowners, landlords and consumers. Founded in May 2009, it offers a range of savings accounts and individual savings accounts (ISAs).

Easy access savings accounts

Table: sorted by interest rate
Aldermore's best easy access rate of 4.9% is significantly lower than today's market-best rate of 7.49%.
Name Product Account type Withdrawals Min. opening balance Interest rate Deposit protection Open via Incentive Apply link
Aldermore – Double Access Account Issue 1
Variable
Instant access
£1,000
4.9% AER variable
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – Double Access Account Issue 1
Variable
Instant access
£1,000
4.9% AER variable
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – Easy Access Account Issue 15
Variable
Instant access
£100
4.5% AER variable
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – Easy Access Account Issue 15
Variable
Instant access
£100
4.5% AER variable
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – Easy Access Cash ISA Issue 1
Cash ISA
Instant access
£1,000
4.25% AER variable
FSCS logo
protected
Open via: website
Go to site
View details
loading
Compare more instant and easy access accounts up to 7.49%

Cash ISAs

Table: sorted by interest rate
Aldermore's best cash ISA rate of 4.72% is very slightly lower than today's market-best rate of 5.1%.
Name Product Interest rate Minimum investment Interest paid Withdrawals Deposit protection Open via Incentive Table product description Apply link
Aldermore – 1 Year Fixed Rate Cash ISA
4.72% AER fixed for 1 year
£1,000
Monthly
Instant access (charge applies )
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 1 Year Fixed Rate Cash ISA
4.72% AER fixed for 1 year
£1,000
Anniversary of account opening
Instant access (charge applies )
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 2 Year Fixed Rate Cash ISA
4.55% AER fixed for 2 years
£1,000
Anniversary of account opening
Instant access (charge applies )
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 2 Year Fixed Rate Cash ISA
4.55% AER fixed for 2 years
£1,000
Monthly
Instant access (charge applies )
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 30 Day Notice Cash ISA Issue 12
4.5% AER variable
£1,000
Monthly
30 days notice needed (charge applies )
FSCS logo
protected
Open via: website
Go to site
View details
loading
Compare more ISAs up to 5.1%

Fixed-rate bonds

Table: sorted by interest rate
Aldermore's best fixed-rate bond rate of 5% is very slightly lower than today's market-best rate of 5.22%.
Name Product Interest rate Invest Interest paid Withdrawals Open via Deposit protection Open via Incentive Table product description Apply link
Aldermore – 9 Month Fixed Rate Savings Account
5% AER fixed for 274 days
£1,000 - £1,000,000
On maturity
Withdrawals not permitted
Website
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 9 Month Fixed Rate Savings Account
5% AER fixed for 274 days
£1,000 - £1,000,000
Monthly
Withdrawals not permitted
Website
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 1 Year Fixed Rate Savings Account
4.87% AER fixed for 1 year
£1,000 - £1,000,000
On maturity
Withdrawals not permitted
Website
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 1 Year Fixed Rate Savings Account
4.87% AER fixed for 1 year
£1,000 - £1,000,000
Monthly
Withdrawals not permitted
Website
FSCS logo
protected
Open via: website
Go to site
View details
Aldermore – 2 Year Fixed Rate Savings Account
4.6% AER fixed for 2 years
£1,000 - £1,000,000
Monthly
Withdrawals not permitted
Website
FSCS logo
protected
Open via: website
Go to site
View details
loading
Compare more fixed-rate bonds up to 5.22%

Notice savings accounts

Table: sorted by interest rate
Aldermore's best notice savings account rate of 4.8% is very slightly lower than today's market-best rate of 5.32%.
Name Product Account type Withdrawals Open with Deposit protection Interest rate Open via Incentive Table product description Apply link
Aldermore – 120 Day Notice Account Issue 2
Variable
120 days notice needed
£1,000 - 1,000,000
FSCS logo
protected
4.8% AER variable
Open via: website
Go to site
View details
Aldermore – 120 Day Notice Account Issue 2
Variable
120 days notice needed
£1,000 - 1,000,000
FSCS logo
protected
4.8% AER variable
Open via: website
Go to site
View details
Aldermore – 30 Day Notice Account Issue 12
Variable
30 days notice needed
£1,000 - 1,000,000
FSCS logo
protected
4.55% AER variable
Open via: website
Go to site
View details
Aldermore – 30 Day Notice Account Issue 12
Variable
30 days notice needed
£1,000 - 1,000,000
FSCS logo
protected
4.55% AER variable
Open via: website
Go to site
View details
Aldermore – 30 Day Notice Cash ISA Issue 12
Cash ISA
30 days notice needed (charge applies )
From £1,000
FSCS logo
protected
4.5% AER variable
Open via: website
Go to site
View details
loading
Compare more notice savings accounts up to 5.32%

Regular savings accounts

Table: sorted by interest rate
Aldermore's best regular savings account rate of 5.25% is lower than today's market-best rate of 7.49%.
Name Product AER Save Withdrawal notice Interest paid Deposit protection Open via Incentive Apply link
Aldermore – Regular Saver Account Issue 1
5.25% variable (on first £3,600)
£25 to £300 per month
1 year bond
On maturity
FSCS logo
protected
Open via: website
Go to site
View details
loading
Compare more regular savings accounts up to 7.49%

Business savings accounts

Table: sorted by interest rate
Aldermore's best business savings account rate of 4.51% is slightly lower than today's market-best rate of 5.25%.
Name Product Interest rate and type Interest paid Invest Term Open via Incentive Table product description Apply link
Aldermore – 1 Year Fixed Rate Savings Account
4.51% AER fixed
On maturity
£1,000 - £1,000,000
1 year
Open via: website
Go to site
View details
Aldermore – 1 Year Fixed Rate Savings Account
4.51% AER fixed
Monthly
£1,000 - £1,000,000
1 year
Open via: website
Go to site
View details
loading
Compare more business savings accounts up to 5.25%

What is Aldermore's best savings account with the highest interest rate?

The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.

Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Aldermore offers, plus the highest interest rate currently available.

Savings account types include Easy access, cash ISAs, fixed-rate bonds, notice accounts, regular savers, business
Best easy access rate 4.9%
Best cash ISA rate 4.72%
Best fixed-rate bond rate 5%
Best notice account rate 4.8%
Best regular saver rate 5.25%
Best business savings account rate 4.51%
Fixed bond terms 9 months - 5 years
Notice account periods available 30 days - 120 days
Opening options Website
FSCS protection

Is it easy to switch to Aldermore?

Aldermore aims to make switching your account to them as straightforward as possible. To transfer your account to Aldermore, all you have to do is set up a new account with them and transfer your funds across from your account.

How do I decide which account is for me?

You need to work out what it is you need from your bank account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you after rewards or hoping to maximise interest?

You need to work out what you need before comparing the different offers available for certain types of bank account. Once you’ve done that, useful guidelines to compare include:

  • Interest rates
  • Fees (if there are any)
  • Access to cash (if you need quick access for instance)
  • Rewards and loyalty schemes (if you’re into the add-ons or switching bonuses)

Does Aldermore offer online or mobile banking?

Aldermore offers online banking, but does not have a dedicated mobile app.

Here are some of the basic features of Aldermore’s online banking service:

  • View rates and current balances for all of your accounts
  • View and print a transaction statement at any time.
  • Request withdrawals or transfers between your accounts
  • Open another account
  • Set a savings goal to help you work towards a target
  • Personalise accounts by changing the names or adding images

Pros and cons of banking with Aldermore

Pros

  • Online Banking. Your Aldermore savings account can be accessed online through the website. Even though it doesn’t currently have a dedicated mobile app, it’s website is optimised to perform on any device type.
  • Flexibility. Aldermore’s variety of accounts offers flexible options no matter what kind of savings you’re seeking.
  • Effortless and accessible. You can open an Aldermore savings account in just a few minutes.
  • FSCS protection. With Aldermore you have the peace of mind that comes from knowing your money is protected up to a total of £85,000 by the UK’s deposit guarantee scheme.

Cons

  • Better rates elsewhere? Interest rates have risen slightly in recent months, but banks are typically slow to pass on the rise to savers. It helps to shop around to find out where you can get the best deal.
  • No high street presence. The era of high street banking is seemingly being replaced by online banking even for traditional banks. But if a high street presence is important to you perhaps Aldermore isn’t the way to go.
  • No dedicated smartphone app. While it’s possible to access your online banking service on the go using your device’s web browser, savers increasingly expect to be able to keep tabs on their money quickly via their provider’s phone app.

Customer service information for Aldermore

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Bottom line

Aldermore Bank savings accounts include instant access, fixed-rate and tax-free options, so should cover your needs, whether you’re looking to save little and often or in big chunks. Read our savings reviews to make sure it’s right for you and see how it weighs up against other savings providers.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

More guides on Finder

2 Responses

    Default Gravatar
    DavidApril 12, 2018

    I have a savings account with you. I would like to add to it by cheque, could you email me the best way? Do I write the cheque to me or you?

      AvatarFinder
      joelmarceloApril 13, 2018Finder

      Hi David,

      Thanks for leaving a question on finder.

      Please note that we are a comparison website and we do not represent any of the providers on our page. For your specific concern, you will have to contact Aldermore directly by going to the “contact us” section in their website.

      Cheers,
      Joel

Go to site