Travel Money Comparison

Compare travel money options to get the best deal at the best price.

Hotel, sorted. Flights, booked. Suitcase, packed. Have you got everything? Definitely feels like we’re forgetting something…No Euros! You knew you’d forgotten something, and now you’re going to have to pay over the odds at the Bureau de Change to get things sorted. Either that or take the hit and withdraw money while you’re out there? Not a great start to the trip.We can’t stop you being forgetful, you’re going to have to work on that yourself (maybe set a reminder in your phone?) What we can do, however, is tell you about the options for getting travel money before you go abroad. Scroll further down if you’re totally new to travel money. If you just want to compare some of the top providers, take a look at our table below.

Compare travel money services

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
GBP 400 GBP 0.00 1.102 N/A EUR
551
FLASH SALE – 6 WEEKS ONLY:  Enhanced rates on EUR and USD
Click & collect – Up to 80 currencies available from Australian Dollars to Vietnamese Dong.
Go to site Show details
GBP 1 GBP 0.00 1.097 N/A EUR
549
With over 240 stores, Debenhams offers travel money, money transfer and money exchange services. OFFER: Get £5 off £20 spend voucher; load your leftover currency on to a Debenhams gift card, and get an extra 20% free. Go to site Show details
GBP 5 GBP 0.00 1.101 N/A EUR
551
Click & collect – eurochange deliver convenience and value, both online and in over 145 branches. They provide travel money in over 70 currencies. Click & Collect in 60 seconds in branch. Go to site Show details
GBP 0 GBP 0.00 1.101 N/A EUR
550
Click & collect – One of the UK’s most popular foreign exchange retailers, with a network of stores across the country. Local service and customer commitment are the two main features of No.1 Currency’s service. Go to site Show details
GBP 10 GBP 0.00 1.096 N/A EUR
548
Click & collect – Travelex Group is a foreign exchange company based in London. It's the biggest foreign exchange bureau in the world. Go to site Show details

Compare up to 4 providers

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
GBP 300 GBP 6.50 1.109 N/A EUR
547
Cash via post – Griffin Financial is a specialist dealer in foreign currency and can offer some of the most competitive rates around. Go to site Show details
GBP 400 GBP 0.00 1.102 N/A EUR
551
Cash via post – Up to 80 currencies available from Australian Dollars to Vietnamese Dong. Go to site Show details
GBP 300 GBP 5.00 1.112 N/A EUR
550
Cash via post – Travel FX Ltd is a specialist dealer in currency providing an alternative to banks and bureaux de change. Go to site Show details
GBP 5 GBP 0.00 1.102 N/A EUR
551
Cash via post – eurochange deliver convenience and value, both online and in over 145 branches. They provide travel money in over 70 currencies, and next day home delivery is free on orders over £400. Go to site Show details
GBP 300 GBP 2.99 1.102 N/A EUR
548
Cash via post – Travelex Group is a foreign exchange company based in London. It's the biggest foreign exchange bureau in the world. Go to site Show details
GBP 400 GBP 4.95 1.102 N/A EUR
546
Cash via post – Free delivery on all orders of £800 and over. All orders are dispatched fully insured through Royal Mail Special Delivery Go to site Show details

Compare up to 4 providers

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
GBP 200 GBP 0.00 1.105 N/A EUR
553
Prepaid card – Chip and Pin protected, and accepted everywhere you see the Mastercard® Acceptance Mark worldwide. Go to site Show details
GBP 5 GBP 0.00 1.113 N/A EUR
557
Prepaid card – WeSwap matches travellers heading in opposite directions and directly swaps their travel money (information given is based on a 7 day service). Go to site Show details
GBP 50 GBP 0.00 1.102 N/A EUR
551
Prepaid card – Up to 13 currencies available. Go to site Show details
GBP 100 GBP 0.00 1.096 N/A EUR
548
Prepaid card – Travelex Group is a foreign exchange company based in London. It's the biggest foreign exchange bureau in the world. Go to site Show details

Compare up to 4 providers

Travellers Cheques

Travellers cheques were once a widely used form of travel money, but they’re going the way of the dinosaur. You can weigh up whether they’re worth your time below:

How a travellers cheque could still work for you

  • Safe and secure. Travellers cheques are an extremely secure method to spend money overseas. They can be easily replaced if lost or stolen.

Considerations to keep in mind

    • Cost. You might be charged a purchase fee when you first pick up your travellers cheque.
    • Acceptance. Travellers cheques are generally accepted less often than Visa or Mastercards.
    • Ease of use. Travellers cheques can be bulky and awkward to carry. Plus, you’ll have to go to the effort of getting them cashed rather than having immediate access to your cash like you would with a card.

Frequently asked questions

The exchange rates between different currencies fluctuate constantly, and vary between providers. Generally, prepaid cards will have cheaper exchange rates than those offered by banks.

Banks who have international ATM alliances will allow you to withdraw cash for free. Global lenders like Citi and HSBC have a number of ATMs worldwide, and Citi do not charge for international ATM withdrawals. So if you’re a Citi customer looking to use your card overseas, head to a Citi ATM and all you’ll pay for the withdrawal is the currency conversion fee.
If you have a travel card that has an inactivity fee (a fee that’s charged every month when your account is inactive for a period of time), you will lose any remaining funds on the card, but your account won’t go into a negative balance. Once the card has no funds left on it, this fee will not be charged.
Usually the most practical solutions aren’t the most appealing to the eye. Travel money belts keep your money and important valuables/ documents safely tucked in a compartment under your shirt to minimise the risk of theft and loss. If security and peace of mind is your first priority when travelling and you don’t mind a piece of fabric strapped around your waist, then investing in a travel money belt will protect your travel money cards and important valuables.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and our Privacy Policy.

14 Responses

  1. Default Gravatar
    JeanNovember 15, 2017

    We (husband and me) are going to Australia for a month and wanted to open an Australian Bank Account so that all the hotels, car hire etc can be paid in local dollars. We would like to transfer X amount of £ (say about £7000) to cover our month stay to this account. When we leave if we had money left over we would transfer it to our Son who lives there at the moment and has an Australian Bank account. He can then transfer money back to us from his UK account. We just feel this would be easier than alot of payments with a UK debit card. Can we do this? I can see if we were on a working holiday we may be able to but we have ETA. visa’s. Thanks

    • Staff
      JudithNovember 15, 2017Staff

      Hi Jean,

      Thanks for contacting finder about your question. Yes, you may open a bank account in Australia. Non-resident accounts for tourists and visitors are offered by some Australian banks.

      You may check this page about opening a bank account for foreigners. On the other hand, you may check this page, for you to see the other list of options and read a comprehensive guide in opening a bank account in Australia. Click the links on the pages I have provided to find out more about Australian banks and what they can offer you as a non-resident. You may contact them directly to discuss what they can offer you as a non-resident.

      I hope this helps.

      Cheers,
      Judith

  2. Default Gravatar
    MelanieOctober 25, 2017

    As I cannot buy Indian rupees in the UK, is it best to take cash & exchange it when I get there? Or is there an alternative e.g cash card. I’d rather not take debit/credit cards?

    • Staff
      JonathanOctober 26, 2017Staff

      Hi Melanie,

      Thank you for your inquiry. We understand you want some guidance on how to get rupees on your trip.

      Due to current Indian financial regulation, we can’t take rupees in or out of India. As such, tourists must buy their rupees on arrival in most instances.

      However, there may be travel prepaid cards that you allow reloading of multiple currencies that include INR. You may talk to some prospect banks and have your card request completed several days before departure. This will ensure it gets there before you go out of country.

      Hope this helps.

      Cheers,
      Jonathan

  3. Default Gravatar
    GERRYSeptember 17, 2017

    WHERE’S BEST TO BUY USA DOLLAR TRAVELLERS CHEQUES

    • Staff
      DanielleSeptember 17, 2017Staff

      Hi Gerry,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      We don’t have a specific article listing options where you can buy them, however you may refer to this page for options that may suit your needs.

      I hope this helps.

      Cheers,
      Danielle

  4. Default Gravatar
    KFAugust 11, 2017

    What is the best currency to take to Thailand from the U.K for holiday money? Many thanks.

    • Staff
      MayAugust 11, 2017Staff

      Hi KF,

      Thanks for your question. As we are a comparison website, we may not be able to recommend a specific product to you as the best option would ultimately depend on your financial situation, travel plans, and spending habits.

      Nonetheless, the travel card that you may like to bring to Thailand is the one that can hold Thai Bhat (TBH) currency. The cards can lock in TBH are issued by Travelex and Post Office. You can find the review and details for the Travelex here and Post Office Travel Money on this page. If you’d like to apply for any of the two cards, please click on the green ‘Go to site’ button.

      Hope this helps.

      Cheers,
      May

  5. Default Gravatar
    JaneJune 22, 2017

    Do ATM’s in Sri Lanka accept Mastercard affiliated cards?

    Thanks

    • Staff
      AnndyJuly 21, 2017Staff

      Hi Jane,

      Thanks for your question.

      MasterCard is widely accepted in Sri Lanka. You should have no problem using Mastercard cards in the country.

      Cheers,
      Anndy

  6. Default Gravatar
    StuartJune 14, 2017

    I’m going to Lagos, Portugal in July… I have an RBS Visa debit card. What should I look out for when using ATMs?
    Thanks

    Stuart

    • Staff
      AnndyJuly 23, 2017Staff

      Hi Stuart,

      Thanks for your question.

      Visa cards are widely accepted in Portugal. You can look for ATMs with Visa logo to use it.

      Cheers,
      Anndy

  7. Default Gravatar
    JaneSMay 3, 2017

    What’s the best way to take money to Rhodes, Greece? I am thinking of taking half my money in cash, and half on a prepaid card: Do restaurants and bars readily accept cards?

    • Staff
      AnndyAugust 1, 2017Staff

      Hi Jane,

      Thanks for your question.

      If you are looking to travel to Greece, you may compare your travel money options here.

      Visa and MasterCard cards are widely accepted in Greece.

      Cheers,
      Anndy