To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodologyPlease note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much you’d be likely to pay for the loan you have in mind.
To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodology| Loan amount not specified | |
| Loan terms | From year to years |
|---|---|
| Age eligibility | Age eligibility not specified |
| Application fee | No application fee |
| Repayment holiday | Repayment holiday not permitted |
The world’s largest building society, Nationwide provides fast and straightforward fixed-rate loans to members (that’s people who hold a current account, mortgage or savings account) only. If you’re an existing customer, you could have funds in your account in as little as two hours.
All interest rates are fixed for the duration of your repayment period, meaning you’ll pay the same amount each month and you’ll know how much the loan is going to cost you overall. However the rate you’re offered will depend on factors like the amount you apply for, the term of the loan, your credit rating and your income. It may differ from the advertised “Representative APR”.
When applying for a personal loan with Nationwide, factors such as your credit history, income and the amount you apply for will be considered. You shouldn’t apply unless you’re certain you can meet the repayment terms. You’ll then also need to meet the following criteria:
However because Nationwide personal loans are only available to Nationwide members, if that includes you, you may not need to jump through so many hoops.
Nationwide states that these loans should not be used for:
Nationwide has a score of 1.8 with rating of ‘Bad’ on Trustpilot based on over 5,800 reviews (updated May 2024). Customers mentioned poor customer service and disappointment in the Fairer Share scheme which saw many existing customers miss out on a payment.
For help with loans, you can contact Nationwide’s customer support on 03457 30 20 11. Lines are open Monday to Friday, 8am to 6pm. Saturdays, 9am to 1pm.
In order to apply for a personal loan, you’ll need to have a Nationwide mortgage or be a Nationwide current or savings account holder. However, the online process should be fairly pain free.
Bear in mind that there are certain situations which you won’t be able to use the loan for, and the usual review of your income and credit history will also apply before determining if you’re approved.
Take a look at Nationwide’s competition above to compare deals.
If you've decided that a personal loan from is right for you, you can head over to 's website to apply. Completing the secure online application form usually takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible.
Abound (formerly Fintern) is a UK lender that promises to offer borrowing “reinvented”, with affordable tailored loans.
Considering an M&S Bank personal loan? Use our calculator to work out how much you’ll pay back and how M&S holds up against the competition.
Novuna (formerly Hitachi) Personal Finance is not a bank – it’s a simplified, online finance provider from Japan that makes instant decisions on personal loans. Check out whether Novuna could be the yin to your financial yang.
Planning a large expenditure like some home improvements, a wedding or a new car? Looking to simplify existing debt? Then an unsecured personal loan could help you. Here are some popular UK lenders that we review and compare.
Compare Post Office fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.
Compare Tesco fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.
Find out more about M&S unsecured personal loans of between £1,000.00 to £25,000.00 Enjoy a fixed rate, no setup fees and the option to defer repayments for the first three months.
Find out all you need to about personal loans from the AA. Fast, simple comparison with a range of UK lenders.
Compare Halifax fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.
Compare NatWest fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.