Lloyds Bank’s top savings rates get… rated
Lloyds Bank offers a broad range of savings accounts with interest rates up to 6.25%.

Despite declining branch numbers, Lloyds Bank remains one of the most trusted names in British banking. But can you trust it to offer decent savings rates? We've broken down Lloyds' current range by type and held its best rates up against the market leaders right now. Lloyds Bank's top savings rate of 6.25% is available on one of its fixed-rate bond accounts.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Lloyds Bank offers, plus the highest interest rate currently available.
Savings account types include | Cash isas, fixed-rate bonds, regular savers, business |
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Best cash ISA rate | 3.6% |
Best fixed-rate bond rate | 6.25% |
Best regular saver rate | 6.25% |
Best business savings account rate | 2.87% |
Fixed bond terms | 1 year - 2 years |
Opening options | Branch, website, mobile app, telephone |
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Didn’t find the account type you were looking for? Check our other guides:
Firstly, you need to decide what you’re looking for in a savings account. How often are you planning to draw out money? How much money can you afford to save each month?
You need to work out what you need before comparing the different offers available for certain types of savings accounts. Once you have done that, it’s useful to look at:
Yes, Lloyds offers online and mobile banking services, so you can bank with ease wherever you are. Well, at least somewhere with Internet connection.
In our independent 2025 customer satisfaction survey, 83% of Lloyds Bank’s users said they’d recommend its savings products to a friend.
The Lloyds Bank app has a rating of 4.8 out of 5 from more than 2.2 million reviews on the Apple App Store. On the Google Play Store, it has a score of 4.6 out of 5 from around 354,000 Android app users.
Over on Trustpilot, Lloyds Bank scores 1.6 out of 5 from 5,600 reviews.
These were checked in May 2025.
Email support | |
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Whether you want to lock away your money for a fixed amount of time, or need to be able to access it whenever required, Lloyds offers a range of savings accounts and other options to help you manage your money.
Don’t forget to check our top savings rates round-up first, though, to see how Lloyds savings accounts weigh up against the competition in terms of rates, fees and perks.
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