Nationwide mortgages review and comparison

Nationwide offers a range of fixed and variable rate mortgages that could be suitable for you.

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Nationwide Building Society
84% of Nationwide customers in our 2020 customer satisfaction survey would recommend it to a friend.
Doesn't offer offset mortgages (where you link a savings account).
Nationwide is the biggest mutual financial institution in the world and the second-largest mortgage provider in the UK. Keen to retain the values it was founded upon, Nationwide has maintained its mutual status over a 150-year history and continues to be run for the benefit of its members.

What types of mortgages can I get with Nationwide Building Society?

  • Fixed rate Your interest rate remains fixed for set amount of time, providing certainty about the size of your monthly mortgage repayments. Nationwide offers mortgages with fixed-rate periods of two, three, five and ten years.
  • Remortgages You can switch away from your existing mortgage provider via Nationwide’s remortgage products.
  • Tracker Your interest will shift up and down at the same rate as the Bank of England base rate.
  • Buy-to-let This mortgage allows you to buy an additional property and let it out to tenants.
  • Let-to-buy This mortgage allows you to remortgage your existing property, releasing equity so you can buy a new one.
  • How to apply

    You can apply online, by calling 0800 121 69 49, or by visiting a local branch. For more complex mortgage types, such as shared ownership or Help to Buy mortgages, online applications are not available.

    What information is needed to apply?

    You’ll need to provide proof of identity, proof of address, proof of UK residency, proof of deposit and proof of earnings.

    To back this up, employees will need to provide their last three monthly payslips. If you’re paid weekly or fortnightly, you may need to provide more. Self-employed applicants will need to provide at least two years worth of accounts. You may also be asked for up to six months worth of recent bank statements.

    Eligibility criteria

    Applicants must be at least 18 years old, and no older than 75 when the mortgage term is due to end.

    All applicants will be subject to an affordability assessment and credit check. If you’ve suffered more than three months of mortgage arrears in the past three years, you’ll be declined. If you’ve suffered an undischarged bankruptcy, a discharged bankruptcy less than three years ago or a property repossession, you’ll be declined.

    Contact information

    You can make general mortgage queries by calling 0800 30 20 11, using the online chat service on nationwide.co.uk, or by visiting a local branch.

Compare Nationwide using a mortgage broker

There are huge benefits to using a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out there in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C works with over 90 different mortgage lenders, including Nationwide, giving you a great opportunity to compare different mortgage deals on the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Find a mortgage using a broker to compare the market

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L&C

The UK's largest fee-free mortgage broker & adviser. No hidden costs. L&C compares rates from over 80 lenders.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Frequently asked questions

Mortgage ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our customer satisfaction scores (“Customers say”) are based on a survey of 750 customers carried out in December 2019.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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2 Responses

  1. Default Gravatar
    ShelleyAugust 7, 2018

    Who has the best deals with mortgages

    • Avatarfinder Customer Care
      JoshuaAugust 15, 2018Staff

      Hi Shelley,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      While we can’t specifically recommend a service provider, you will know the best option by assessing your current and future needs, preference, and budget. Moreover, we can help you make a better decision by visiting our mortgage comparison page.

      On that page, you will see a table that allows you to conveniently compare your options. Once you find the right one for you, click on the “Go to site” green button to learn more or initiate your application.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

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