Nationwide Building Society is the biggest building society in the world and one of the largest mortgage providers in the UK. Keen to retain the values it was founded upon, Nationwide has maintained its mutual status over a 150-year history and continues to be run for the benefit of its members.
You can apply online, by calling 0345 609 25 30, or by visiting a local branch. For more complex mortgage types, such as shared ownership or Help to Buy mortgages, online applications are not available.
You’ll need to provide proof of identity, proof of address, proof of UK residency, proof of deposit and proof of earnings.
To back this up, employees will need to provide their latest monthly payslip. If you’re paid weekly or fortnightly, or you receive bonuses or commission, you may need to provide more payslips. Self-employed applicants will need to provide at least 2 years’ worth of accounts. You may also be asked for up to 3 months’ worth of recent bank statements.
Applicants must be at least 18 years old, and no older than 75 when the mortgage term is due to end.
All applicants will be subject to an affordability assessment and credit check. If you’ve suffered more than three months of mortgage arrears in the past three years, you’ll be declined. If you’ve suffered an undischarged bankruptcy, a discharged bankruptcy less than three years ago or a property repossession, you’ll be declined.
We've teamed up with L&C Mortgages to help you compare live rates from over 80 lenders.
You can make general mortgage enquiries by calling 0345 609 25 30, using the online chat service on nationwide.co.uk, or by visiting a local branch.
Nationwide was the winner of Finder’s 2024 Mortgages Customer Satisfaction Awards, with 98% of Nationwide’s customers we surveyed saying they would recommend one of its mortgages. Nationwide mortgage customers in our survey were impressed with its “hassle free, helpful support”, and that it was a “go-to provider”.
On the reviews platform Trustpilot, Nationwide has a score of 1.8 out of 5 from over 5,800 reviews. However, it’s worth mentioning that most traditional banks we looked at had similarly low scores, and they are being reviewed across a huge range of products, not just mortgages.
"It’s been really good. They’ve always got back to me quite quickly. Every email or letter has been quite prompt. They don’t overload me with lots of emails and stuff I don’t need. I get 2 letters a year with the interest statements. I chose a Nationwide mortgage because it was the best buy-to-let deal at the time. I got in on a 5-year deal.
If there’s one thing you’d tell a friend who’s thinking of getting this, what would it be?
I’ve had no issues with them. I had to change my address, but they dealt with it very quickly. The communication is really good."
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
Missing Cash App? Find out what other payment options are available for those living in the UK.
We explore the best alternatives to using mobile payment service Zelle if you’re in the UK.
Discover the best alternatives to using mobile payment service Venmo if you’re in the UK.
Apple launches its highly-anticipated iPhone 16 lineup, supercharged by Apple Intelligence. Find out the UK release date, pricing and specs.
Discover why your car insurance might have doubled and explore practical steps to lower your premium.
Find out the cost and car insurance group of a Range Rover Evoque, and see how much you could pay based on age, location and model.
Cars in low insurance groups are among the cheapest to insure, excelling in key factors that influence car premiums.
Cheques are still a valid form of payment, but they don’t last forever.
A new survey by personal finance comparison site Finder has revealed that the average interest rate Brits are getting on their easy-access savings accounts is 2.39%.
We delve into the data behind the September effect and stock market performance – what are the best and worst months?
Who has the best deals with mortgages
Hi Shelley,
Thanks for getting in touch with finder. I hope all is well with you. :)
While we can’t specifically recommend a service provider, you will know the best option by assessing your current and future needs, preference, and budget. Moreover, we can help you make a better decision by visiting our mortgage comparison page.
On that page, you will see a table that allows you to conveniently compare your options. Once you find the right one for you, click on the “Go to site” green button to learn more or initiate your application.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua