Compare Nationwide Building Society’s mortgage rates
If you borrow £178,000 over a 25-year term at 5.71% p.a. (fixed) for 62 months reverting to 5.24% p.a. (variable) for the remaining term, you would make 62 monthly payments of £1115.51 and 238 monthly payments of £1073.52. The total payable would be £325,119.38, which includes the interest of £146,659, valuation fees of £0 and a product fee of £0. The overall cost for comparison is 5.6% APRC representative.
What types of mortgage can I get with Nationwide Building Society?
- Fixed rate. Your interest rate remains fixed for set amount of time, providing certainty about the size of your monthly mortgage repayments. Nationwide offers mortgages with fixed-rate periods of two, three, five and ten years.
- Remortgages. You can switch away from your existing mortgage provider via Nationwide’s remortgage products.
- Tracker. Your interest will shift up and down at the same rate as the Bank of England base rate.
- Buy-to-let. This mortgage allows you to buy an additional property and let it out to tenants.
- Let-to-buy. This mortgage allows you to remortgage your existing property, releasing equity so you can buy a new one.
How to apply
You can apply online, by calling 03457 30 20 10, or by visiting a local branch. For more complex mortgage types, such as shared ownership or Help to Buy mortgages, online applications are not available.
What information is needed to apply?
You’ll need to provide proof of identity, proof of address, proof of UK residency, proof of deposit and proof of earnings.
To back this up, employees will need to provide their latest monthly payslip. If you’re paid weekly or fortnightly, or you receive bonuses or commission, you may need to provide more payslips. Self-employed applicants will need to provide at least two years’ worth of accounts. You may also be asked for up to three months’ worth of recent bank statements.
Applicants must be at least 18 years old, and no older than 75 when the mortgage term is due to end.
All applicants will be subject to an affordability assessment and credit check. If you’ve suffered more than three months of mortgage arrears in the past three years, you’ll be declined. If you’ve suffered an undischarged bankruptcy, a discharged bankruptcy less than three years ago or a property repossession, you’ll be declined.
You can make general mortgage enquiries by calling 03457 30 20 10, using the online chat service on nationwide.co.uk, or by visiting a local branch.
Nationwide mortgages customer reviews
Nationwide was the winner of Finder’s 2021 Mortgages Customer Satisfaction Awards, as a result of finishing in first place in our annual customer satisfaction survey, achieving a top score of 5 out of 5 stars. As well as this, 88% of Nationwide’s customers said they would recommend one of its mortgages.
Nationwide mortgage customers in our survey were impressed with the helpful and friendly customer service team, saying they made it easy to understand the products provided and make changes if needed.
Here is some of the feedback we got from Nationwide mortgage customers:
“Easy to deal with, reliable and helpful, especially in respect of mortgage holiday.”
“Very helpful, friendly and approachable. Gave us all our options and explained everything fully.”
“Professional, helpful and very knowledgeable. Eager to find the most suitable deal for customers.”
“Great mortgage rate, good communication, nice friendly staff (in branch and on telephone).”
“No hassle, appointments easy to get. Rates good. Very easy to change products.”
Frequently asked questions
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