Compare current accounts

Compare current accounts features to find one which works for you.

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Lots of us are lazy with our current accounts. We open one when we’re young and coast with it for years. Let’s face it, current accounts aren’t much fun, but you’re here so you let’s find the best current account for you.

With interest rates still low and slow, lots of people are turning to the current account for perks, cash incentives and sometimes decent interest rates. Equally, if you’re finding yourself in the red then you might want an account with cheap overdraft borrowing.

Which is the best current account?

To answer this question you need to know what you need from your account.

Which of the following suits you?

Who can get a current account?

To be eligible to open a current account, you must be a legal UK resident, and at least sixteen years old. Some banks may stipulate that you must be eighteen if you don’t have parental approval. You may also need to be credit checked – this is because many current accounts will come with an overdraft that may be reduced if you have a poor credit history.

How to switch your current account online

The process is simple thanks to the Current Account Switch Service (CASS). Any banks signed up to CASS will switch over your account for you in seven-working-days.

All you have to do is open a new account, use your new banks switching service, and your old account will be closed. Your money, direct debits, standing orders and anything else will be switched over for you too. You can even switch if you’re overdrawn.

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4 Responses

  1. Default Gravatar
    EwenNovember 12, 2018

    Can a non-UK resident who works in the UK open a current account online with you?

    • Avatarfinder Customer Care
      JhezNovember 13, 2018Staff

      Hello Ewen,

      Thank you for your comment.

      Upon checking, yes, you can open a personal UK bank account as a non-resident, but normally you’ll be asked for proof of ID and residential address in the UK.

      To open a personal UK bank account you need something to verify your current address and your identity:

      -For ID, your passport will do, and any national ID card may help as well;
      -For proof of ID and proof of address, a UK driving license (if applicable);
      -For proof of address at least two documents no more than three months’ old showing your name and address, e.g. a utility bill and council tax bill, in your name, and sent to your residential address will suffice.

      Furthermore, you may get in touch with the bank first to verify.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  2. Default Gravatar
    AnonymousNovember 1, 2018

    Hi. I am due to get married soon and I am looking for a current account that pays a better rate of interest while we save in the short term.

    • Avatarfinder Customer Care
      JhezNovember 1, 2018Staff

      Hello,

      Thank you for your comment.

      You may compare bank accounts on this page. Based on the table found on the page, Clydesdale B Current Account has a higher interest rate compared to the other three. However, you would want to compare other features too.

      Before submitting an application, please ensure that eligibility criteria are met. Please make sure that you’ve read the relevant T&Cs or PDS of this account to help consider whether the product is right for you.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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