Whenever you’re looking for insurance cover, your first step should be to compare policies. Our table below will help.
When comparing policies, don’t just look at the price. Cheapest doesn’t mean best, so make sure the policy you go with has all the elements you require. For example, if you want a breakdown policy that reimburses you for an overnight stay at a hotel if your car breaks down away from home and can’t be fixed the same day, make sure the policy you take out includes “onward travel” cover.
When you’ve chosen your provider, go through the application process. You’ll need to be completely honest when taking out your insurance, as any inaccuracies can invalidate your whole policy.
When you’ve taken out the cover, download your policy documents and keep them in a safe place (whether that’s on your desktop or as hard copies in your home or office). Keep them somewhere you can access in case you need to make a query or a claim.
Make a note of the claim line number for your provider in your phone or on a piece of paper in your car (preferably both), for use in case your car breaks down on the roadside and you need to call the company to send assistance.
Our 2026 customer satisfaction league table
We asked customers of the breakdown cover providers featured in this table whether they’d recommend it to a friend and we’ve ordered the table by the percentage score. Our independent survey was carried out in February 2026. Learn more about the awards here, including our ratings methodology.
AA is highly trusted for providing peace of mind and fast, effective service. Drivers appreciate that cars are often repaired at the roadside by friendly, reassuring staff.
Green Flag is frequently praised for rapid arrival times and helpful engineers. The service is consistently noted for being reliable, affordable and easy to arrange.
RAC is a dependable and trusted brand with a helpful mobile app. Multiple users report being very satisfied with the service, describing it as quick and reliable.
Start Rescue is praised for competitive pricing and quick arrival times. Drivers find the service easy to use and appreciate being updated by professional staff.
ASDA
85%
ASDA is valued as an affordable and trustworthy brand. Reviews highlight the ease of setup and the fast, reliable assistance provided when a car breaks down.
Gem
83%
Gem is valued for its helpful engineers and for covering the person rather than the car. Users consistently describe the service as good value and quick to respond.
Row
82%
Row drivers report reliable service and quick roadside assistance. Customers also mention that the brand is easy to use and reasonably priced.
Motor Easy
80%
Motor Easy is praised for its responsive staff and for providing a good level of cover at a reasonable price. Customers find the service reliable and easy to use.
CompareBreakdownCover (CBC)
80%
CBC is a popular choice for finding low-cost policies. Multiple users highlight that the website is simple and easy to use to find suitable cover.
Cover My Breakdown
80%
Cover My Breakdown is praised for its great pricing and reliable cover. Customers found the service responsive and were happy with the roadside assistance.
Rescuemycar.com customers like the low prices and straightforward terms. The service is described as easy to use with prompt and professional roadside help.
Bottom line
The best breakdown policy for you will depend on your needs – you might want home start, multi-car or European cover, for example – so shop around to get a policy that covers everything you want.
Don’t just look at the price when shopping for breakdown cover, as the cheaper policies are likely to offer less comprehensive cover, so cutting costs could come down to priorities. In which case, look for a policy with flexibility so you can add on extras if you think you might need to.
Frequently asked questions
The answer to this question depends on your circumstances. The cover is similar for both options, the difference is what it covers – the driver or the car.
You should go with personal breakdown cover if you often drive more than one vehicle, or if you don’t have your own car but borrow one from friends or family members on a regular basis. One of the great benefits of this cover is that it also covers you as a passenger in someone else’s car in case you break down and they don’t have breakdown insurance.
If you mainly drive just the one vehicle, then vehicle breakdown cover is a better option for you, as it tends to be cheaper to take out.
The best way to find the best rates for you is to shop around and compare policies.
Remember that cheapest isn’t always best, so check the details of the policy before purchasing it to make sure it answers all your needs.
Some policies include cover in the EU as standard, while others offer it as an optional extra for an additional premium.
If EU cover is something that is important to you, make sure the policy you choose offers it before you purchase it.
Breakdown cover for countries outside of the EU is not likely to be offered with a UK breakdown policy.
This varies by provider and by type of policy. Some policies will limit how many times you can claim in a year, while more comprehensive options may offer unlimited callouts.
Check your policy details to make sure you know exactly what’s included in your cover.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
Danny was a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC.
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Looking for breakdown cover from RAC? Review and compare policy options and make sure you’re getting the right roadside assistance for you.
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Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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