Easy access
Shawbrook savings accounts
Shawbrook Bank offers a broad range of savings accounts with interest rates up to 4.3%.
Shawbrook Bank launched back in 2011 and is a savings and lending bank based in the UK. Whether you’re trying to squirrel away a few coins daily, or you’re looking to put a lump sum away to fatten up a bit, Shawbrook Bank has a variety of savings options.
Shawbrook Bank's top savings rate of 4.3% is available on one of its business savings accounts.
Easy access savings accounts
Table: sorted by interest rate
Shawbrook Bank's best easy access rate of 3.6% is significantly lower than today's market-best rate of 6%.
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How we picked theseCash ISAs
Table: sorted by interest rate
Shawbrook Bank's best cash ISA rate of 4.01% is lower than today's market-best rate of 5.44%.
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How we picked theseFixed-rate bonds
Table: sorted by interest rate
Shawbrook Bank's best fixed-rate bond rate of 4.23% is significantly lower than today's market-best rate of 7.5%.
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How we picked theseNotice savings accounts
Table: sorted by interest rate
Shawbrook Bank's best notice savings account rate of 3.9% is slightly lower than today's market-best rate of 4.84%.
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How we picked theseBusiness savings accounts
Table: sorted by interest rate
Shawbrook Bank's best business savings account rate of 4.3% is very slightly lower than today's market-best rate of 4.55%.
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How we picked these
What is Shawbrook Bank's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Shawbrook Bank offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, business |
|---|---|
| Best easy access rate | 3.6% |
| Best cash ISA rate | 4.01% |
| Best fixed-rate bond rate | 4.23% |
| Best notice account rate | 3.9% |
| Best business savings account rate | 4.3% |
| Fixed bond terms | 9 months - 7 years |
| Notice account periods available | 45 days - 120 days |
| Opening options | Website, post |
| FSCS protection |
Does Shawbrook Bank offer online or mobile banking?
Shawbrook Bank is an online-only bank. It doesn’t have any physical branches, so you apply and manage your account remotely. This could be on its website, through direct message, over the phone, or in some circumstances by post. It doesn’t have a mobile app for savings account customers.
How safe is Shawbrook Bank?
Your personal savings are protected by the Financial Services Compensation Scheme for up to £85,000 with Shawbrook Bank. Joint accounts are protected for up to £170,000. Shawbrook Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).
What are the pros and cons of banking with Shawbrook Bank?
Pros
- Online banking. You can access your Shawbrook Bank account anywhere. All you’ll need is your username and password.
- Flexibility. Shawbrook Bank offers a range of accounts with options for various types of savers.
- Decent rates. Shawbrook Bank offers pretty competitive rates across the board. They’re not always market leading, but certainly up there.
- Transparent rates. Some banks offer great interest rates upfront, then take them away after 12 months. Shawbrook Bank doesn’t do this.
Cons
- No high-street presence. More and more people are turning away from high street banking. However, in some circumstances you might prefer to have the option to visit a branch.
Shawbrook Bank customer reviews
In our independent 2025 customer satisfaction survey, 90% of Shawbrook Bank’s users said they’d recommend the brand to a friend.
On Trustpilot, Shawbrook Bank scores 4.7 out of 5 from more than 17,000 customer reviews.
Shawbrook doesn’t have its own smartphone app, so it doesn’t have any app store scores to speak of.
These were checked in May 2025.
Our verdict
Shawbrook Bank offers a range of competitive savings accounts, whether you’re looking for an easy access account, a fixed rate bond, a notice account or a cash ISA. As long as you’re happy to manage your savings online, Shawbrook’s offerings are well worth a browse – just make sure you check out the market’s current top offers first to see how they compare.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
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