Robinhood UK investing review 2026

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How we rated Robinhood’s investment features

Who might Robinhood suit?

This platform is going to be best-suited for those who want a simple and cheap place to buy and sell US stocks. Lacking the ability to trade any other type of asset means it has limitations right now but it’s looking to improve the Robinhood UK brokerage over time.

If that’s not you, why not compare share trading platforms to find the right fit to match your style.

Hands-on test: I tried out Robinhood's investing app

"With a reputation built on having a great investing app, I’m happy to be able to agree that Robinhood does what is says on the tin and delivers a top UK trading app. There are some limitations with the platform at the moment (US stocks only and based in USD) but the foundation is there for Robinhood to keep building upon.

Along with the investing process being super simple, the Robinhood app is packed with some useful tools like the AI-powered Cortex when it comes to researching stocks and providing decent insights around your portfolio so that you can see a sector or stock breakdown with just a glance."

George Sweeney, DipFA

Deputy editor

Robinhood fees

This is an area where Robinhood shines with top marks and can comfortably beat many of the more established trading apps and platforms in the UK.

Investors with an interest in US stocks will be more excited than kids planning a trip to Disney World. Along with no platform fees, there’s no commission when buying or selling stocks, and there’s a low foreign exchange (FX) fee.

Robinhood investment choice and stocks

Robinhood focuses purely on US equities and this is one of the biggest limitations with the infamous trading app. It will suit those who bleed red, white and blue and purely want US stocks. Investors looking to trade UK shares, ETFs, or investments from further afield will need to look elsewhere.

The lack of other asset types, particularly exchange-traded funds (ETFs) isn’t ideal, but Robinhood could still act as your one-stop-shop to invest in US stocks, particularly after the recent addition of a stocks and shares ISA (for no extra cost).

Our expert says: Will Robinhood offer an ISA or SIPP in the UK?

"Yes! Robinhood recently launched a stocks and shares ISA account, adding another string to its bow. There’s no self-invested personal pension (SIPP) just yet, but Robinhood has continuously been expanding its offering since launching in the UK, so I wouldn’t be surprised to see more accounts and features in future."

George Sweeney, DipFA

Deputy editor

Is Robinhood safe and legit?

Robinhood is regulated by the Financial Conduct Authority (FCA). However, one major downside with Robinhood is that it doesn’t come with FSCS protection for the GIA. The stocks and shares ISA however, does include full FSCS protection.

An upside is that for your US investments, because Robinhood is FINRA regulated and a registered member of the Securities Investor Protection Corporation (SIPC), your US securities are protected up to the value of $500,000 (and cash up to $250,000) should Robinhood fail. Robinhood has also bought extra insurance so that if the SIPC coverage isn’t enough, the insurance covers up to $50 million per customer in securities and $1.9 million in cash.

Also, for UK customers who enrol in Robinhood’s cash interest feature, funds are deposited with banks covered by the Federal Deposit Insurance Corporation (FDIC) deposit insurance, protecting up to $2.25 million per person (with a $250,000 limit per bank).

Robinhood account types and products

One of the key benefits with Robinhood UK is that it pays a solid interest rate on uninvested cash (linked to the US Fed Funds rate so it can move). Robinhood offers UK investors access to a general investment account (GIA) and recently launched a stocks and shares ISA.

However, you’ll need to look elsewhere if you want to make the most of UK tax-efficient “wrappers” like a self-invested personal pension (SIPP) for your retirement, a lifetime ISA (LISA), or a junior ISA (JISA) to invest on behalf of your kids.

Robinhood ease of use

Robinhood scored fairly well in our ease of use assessment. You can only get hold of the support team through in-app messaging, after which you’re able to request a call. In the UK, you can invest using the mobile app or desktop platform.

On the UK App Store, Robinhood scores an impressive 4.8 out of 5, from around 2,700+ reviews. Google Play customer reviews for Robinhood are slightly lower at 4.1 out of 5 from over 500,000 reviews (as of March 2026).

Robinhood tools, resources and features

Robinhood offers users plenty of free stock analysis and research to get stuck into. With the Robinhood app, you can find all sorts of useful information and tools right at your fingertips, such as:

• AI-powered insights with Cortex
• Robinhood Legend desktop platform
• Advanced pricing charts
• Latest company news
• Personalised portfolio breakdown (including diversification percentages)
• Key stock stats and financials
• Analyst ratings
• Trading order types
• Stock market news
• In-depth position details
• Custom stock screeners

Robinhood recently launched new features to help maximise your trading experience. The first to launch was its share lending feature that lets you make some passive income by lending your stocks out. Then, it also announced margin investing, options trading, and the ability to trade futures contracts.

Robinhood and Finder Awards

Our Finder Awards celebrate brands that truly stand out in their field. Robinhood was named our 2025 Investing Newcomer Provider of the Year Award winner!

Frequently asked questions

• What is margin trading?

  Margin trading involves borrowing money to increase the size of a trade. This means that any gains or profits can be maximised, but so too can any losses. This type of trading is popular on the US version of Robinhood and it’s just become available to UK investors on Robinhood.

• What is Robinhood?

  The company was founded in 2013 by 2 entrepreneurial friends, Baiji Bhatt and Vladimir Tenev. Robinhood quickly made waves in the US after releasing its low-cost mobile trading app in 2015.

  The idea was to make the stock market more accessible to ordinary investors by offering retail investors the opportunity to invest at the lower trading costs institutional investors can access.

  Robinhood became an even better-know brand following the meme stock mania and GameStop short-selling global event. In 2021, Robinhood capitalised on the surrounding buzz and interest with an initial public offering (IPO), with the shares listing on the Nasdaq stock exchange.

• Robinhood free stocks

  Robinhood is currently running a referral programme where you can earn up $1,500 worth of free stocks. To earn free stock with Robinhood, you need to have an active account and refer friends using your unique link.

  For each friend you refer, you’ll each receive some free stock that will be valued anywhere between $7 and $175.

  It’s decided on a random basis but there are much greater odds you’ll get a smaller slice of fractional shares, But, you can refer as many friends as you like until you hit your total $1,500 limit and you can sell your stock straight away if you like.