nimbl review

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nimbl’s fees and features

	nimbl Account
Monthly fee	£32
Card delivery fee	£0
UK card transaction fee	£0
UK cash withdrawal fee	£0
Loading fee	£0
Replacement card fee	£5
Network	Mastercard
Account type	debit
How many child accounts	4
Other fees	£0
Freeze/unfreeze card

How does nimbl work?

nimbl comes with 2 apps: one for the parents and one for the children.

Parents. You can use your app to set up regular pocket money, set goals, top up their balance, track their spending in real time and approve or decline tasks for extra earning.

Children. They can use their app to check their balance, complete tasks to earn more, move money into savings and receive instant spend alerts.

Their card can be used in-store, online and to withdraw cash at ATMs.

What are nimbl’s features?

The app’s features include:

• Digital pocket money. Parents can set up and automate weekly or monthly pocket money.
• Instant top ups. Parents can transfer money to their children’s cards instantly, whether they are out at the local shops or travelling somewhere overseas.
• Micro-savings. Children can choose to automatically save between 5p and £5 every time they use their nimbl card.
• Statements. Parents can use the app to see where their children are spending money.
• Spending controls. Parents can decide where and when their children’s nimbl cards can be used, with limits available to set on cash machines, online and in-store spending.
• Spending alerts. Parents can be instantly notified every time their children use their cards, including the amount spent and where.
• Gifting. With the “Gifting” function, family and friends can transfer money directly to a child’s nimbl card via a web link, if they’d like to send some pocket money or a birthday gift, for example.
• Tasks. Parents can add tasks for children to do and pick a payment value. Once the task is completed, they can tick it off and the money will be transfered to the child.

How do I apply?

You can get started with nimble in 3 easy steps.

1. Sign-up online. Fill in your and yours child’s details, pick a card design and choose your subscription plan.
2. Activate their card. Download both the parent and child app, then when the card arrives activate it in-app or online.
3. Top-up their card. Use your parent app to schedule their pocket money, top-up their card instantly and set up tasks where they can earn some extra money.

You’ll need to be the legal parent/guardian for the children you’re applying for and a UK resident. nimbl will also need to verify your identity and confirm your address during the sign up process.

What does the nimbl app look like?

nimbl’s customer reviews

In our 2025 customer satisfaction survey 70% of nimbl’s customers we surveyed said they’d recommend the service.

Customers praised the product’s quality and said it was “safe and easy to use”.

Another customer said: “It helps my kids to spend money.”

The app has a rating of 4.7 out of 5 from around 3,300 reviews on the App Store. On Google Play, the app has a score of 4 out of 5 from over 1,200 Android app users (updated March 2025).

Customer service information for nimbl

Frequently asked questions

• Is nimble safe?

  nimbl is not a bank, so customer funds are not covered by the Financial Services Compensation Scheme (FSCS), which protects individual deposits of up to £120,000. But nimbl is fully regulated by the Financial Conduct Authority (FCA) and is licensed to issue electronic money.

• How do I top up the Child Account?

  You can do it from the app by setting up a payment from the Parent Account (regular payments can also be arranged). You can load funds into the Parent Account online using a debit card registered in your name. You cannot load cash into the account.

• Can relatives and friends put money on the Child Account?

  Yes they can, through nimbl’s “Gifting” function. This involves the parent (or child) sharing a “Gift Link” with family or friends, which they can then use to deposit funds in the Child Account.

• What are the limits of nimbl?

  A full Child Account can hold a maximum balance of £10,000, and there is a single purchase or cash withdrawal limit of £250. You can load a maximum of £15,000 a year from your Parent Account to the Child Accounts you’re managing (this limit applies across all the Child Accounts you’re managing in total, it’s not £15,000 for each one).

• How does it work if I have more than one child?

  You can manage up to four Child Accounts from your Parent Account. Each Child Account comes with its own card. However, the monthly fee is to be paid for every Child Account. For example, if you have two children who are both using nimbl, you can have one Parent Account that manages two Child Accounts and you will be paying £4.98 a month.

• Can children use nimbl on the London Underground?

  The nimbl card’s contactless feature isn’t going to work if you try to use it on the London Underground. However, your children can use the nimbl card to top up their Oyster cards.

• How secure is the nimbl card?

  nimbl’s prepaid debit card is provided by Mastercard, so it’s got the same security measures as any other Mastercard product. nimbl say it uses industry leading security to protect your data.

• How do I activate the nimbl card?

  Once you’ve received your card in the post, you’ll have to activate it. This can only be done via the website, and not using the app. To do this:

  1. Log in to your account at nimbl.com/login.
  2. Select “Activate card”, which will be beside your child’s profile.
  3. Enter the last four digits of the card number.
  4. Then fill in your child’s date of birth and gender.
  5. Now you’ll have the option to set up the pocket money feature and create a nimbl login for your child. If you do so, they’ll be able to fully experience the benefits of the app, nimbl says.
  6. Click “Activate” to complete the process and activate your card.
  7. You can view the nimbl card’s PIN by selecting “Show PIN number” from the pop-up window.

• How do I set up regular pocket money or allowances?

  One of the app’s flagship features, nimbl recommends setting this feature up as it can benefit your child’s budgeting ability. To do this:

  1. Log in at nimbl.com/login.
  2. Go into your child’s profile page by selecting their name.
  3. Then simply choose “Set up pocket money” and follow the on-screen instructions to complete the process.

• How do I lock/unlock my child's nimbl card?

  In the event that your child misplaces their nimbl card, don’t panic. The best thing to do in this scenario is to lock the card. To do this:

  1. Log in at nimbl.com/login.
  2. Select “nimbl card”, which is besides your child’s profile.
  3. Now select “lock card” and confirm the lock by clicking “yes”.

  If you want to unlock the card, just select “unlock card” rather than “lock card” once you reach step 3.

• How do I transfer money between accounts?

  Transferring money is an essential functionality of nimbl – and it can be done relatively quickly. To do this:

  1. Log in at nimbl.com/login.
  2. Select “Quick transfer”.
  3. Tap “From where…” to specify the account you’re transferring the money from.
  4. Conversely, tap “To where…” to select the account you’re transferring money to.
  5. Enter the amount you want to transfer in the “How much” section.
  6. To complete the transfer, click “transfer money”.