Compare international money transfers

Find the best exchange rates and lowest fees when you send money abroad from the UK.

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Send money abroad with WorldRemit

An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.

  • Use promo code 3FREE to get three free transfers
  • Easy to use with round-the-clock help
  • Get cash to family and friends in minutes
Promoted

Compare money transfer services

Table: promoted deals sorted by a combination of service offering and the amount your recipient will receive
Our table below lets you compare the services you can use to send money overseas. By inputting how much you want to transfer and to what currency, you'll be shown live exchange rates, fees and more.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,000 1 day GBP 0.00 1.105 EUR
11,048
TorFX guarantee to beat any competitor's exchange rate for a transaction (conditions apply).
Get bank-beating exchange rates and no fees when you transfer with TorFX.
Go to site Show details
GBP 5,000 Same day GBP 0.00 1.105 EUR
11,048
Universal Partners FX offers competitive exchange rates and same-day transfers for 100+ currencies. Go to site Show details
GBP 2,500 Same day GBP 0.00 1.105 EUR
11,048
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
GBP 1 Same day GBP 0.00 1.105 EUR
11,048
Whatever amount you transfer, XE will not charge you a fee for using their service. Go to site Show details
GBP 3,000 1 day GBP 0.00 1.105 EUR
11,048
Get no fees as a Finder customer when you transfer your money overseas with Global Reach. Go to site Show details
GBP 5,000 1 day GBP 0.00 1.105 EUR
11,048
Take advantage of fee lock-ins and live bookable rates, helping you save up to 85% in hidden bank fees. Go to site Show details
GBP 2,000 1 day GBP 0.00 1.105 EUR
11,048
Make transferring money abroad as simple and safe as possible with bank-beating exchange rates - online, via the app or over the phone. Go to site Show details
GBP 1 1 - 2 days GBP 1.99 1.095 EUR
10,946
Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
Go to site Show details
GBP 5 2 days EUR 3.00 1.104 EUR
11,037
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
GBP 10 Within an hour GBP 2.00 1.103 EUR
11,032
First two transfers free for new customers.
Instant or 1 hour transfers to over 50 countries, send money directly to bank accounts or over 280,000 cash pickup points.
Go to site Show details
GBP 50 Same day GBP 2.99 1.098 EUR
10,979
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details

Compare up to 4 providers

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,000 1 day GBP 0.00 1.105 EUR
11,048
TorFX guarantee to beat any competitor's exchange rate for a transaction (conditions apply).
Get bank-beating exchange rates and no fees when you transfer with TorFX.
Go to site Show details
GBP 5,000 Same day GBP 0.00 1.105 EUR
11,048
Universal Partners FX offers competitive exchange rates and same-day transfers for 100+ currencies. Go to site Show details
GBP 2,500 Same day GBP 0.00 1.105 EUR
11,048
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
GBP 1 Same day GBP 0.00 1.105 EUR
11,048
Whatever amount you transfer, XE will not charge you a fee for using their service. Go to site Show details
GBP 3,000 1 day GBP 0.00 1.105 EUR
11,048
Get no fees as a Finder customer when you transfer your money overseas with Global Reach. Go to site Show details
GBP 5,000 1 day GBP 0.00 1.105 EUR
11,048
Take advantage of fee lock-ins and live bookable rates, helping you save up to 85% in hidden bank fees. Go to site Show details
GBP 2,000 1 day GBP 0.00 1.105 EUR
11,048
Make transferring money abroad as simple and safe as possible with bank-beating exchange rates - online, via the app or over the phone. Go to site Show details
GBP 2,500 1 day GBP 0.00 1.105 EUR
11,048
With 17 years of foreign exchange expertise, OFX know the money transfers business very well, offering facilities for one-off and recurring transfers. Go to site Show details
GBP 1 1 - 2 days GBP 1.99 1.095 EUR
10,946
Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
Go to site Show details
GBP 1,000 1 - 2 days GBP 0.00 1.1 EUR
11,004
Fast, fee-free transfers and great exchange rates. Book transfers over the phone through a dedicated dealing team or by using Virgin Money’s 24/7 online platform. Show details
GBP 2,500 2 days GBP 10.00 1.104 EUR
11,026
Make the most of your money with Foremost Currency Group - excellent personalised service and bank-beating rates. Show details
GBP 1 Same day GBP 0.00 1.104 EUR
11,043
Make simple, fast, secure payments online or over the phone - simply choose the service that best meets your needs. Go to site Show details
GBP 5 2 days EUR 3.00 1.104 EUR
11,037
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
GBP 2,500 1 day GBP 0.00 1.102 EUR
11,015
Frontierpay has a proven reputation for competitive rates and a refreshingly open and honest approach to transferring money worldwide. Show details
GBP 1,000 1 - 2 days GBP 0.00 1.105 EUR
11,048
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
GBP 5,000 Same day GBP 0.00 1.102 EUR
11,015
London-based and operating for over 10 years, so you can feel confident in the knowledge that your money is in expert hands. Show details
GBP 1,500 2 days GBP 0.00 1.1 EUR
11,004
Send money overseas for a range of reasons, including regular payments and buying overseas property. 97% Trustpilot score. Show details
GBP 2,500 1 day GBP 0.00 1.103 EUR
11,026
Send money abroad with the longest standing and largest full service specialist currency provider in the UK. Show details
GBP 2,500 2 days GBP 0.00 1.098 EUR
10,982
Get a great deal for your international money exchange with no commission, no hidden costs and a guaranteed exchange rate. Show details
GBP 50 Same day GBP 2.99 1.098 EUR
10,979
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
GBP 50 1 - 2 days GBP 0.00 1.104 EUR
11,041
Start your low cost money transfer with Travelex Wire, at an average of 3 times cheaper than leading money transfer providers. Travelex Wire is provided by Travelex Europe Limited, FCA regulated (FRN 900537). Show details
GBP 1 Same day GBP 50.00 1.066 EUR
10,611
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Show details
GBP 100 Same day GBP 4.00 1.076 EUR
10,756
Show details
GBP 100 2 days GBP 9.50 1.082 EUR
10,813
Send up to £75,000 online per day to almost anywhere in the world and take advantage of the Lloyds International Moneymover Service. Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
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We only list licensed services that are overseen by a government regulator.
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Every service we compare has been assessed and reviewed by our editorial team.

What is an international money transfer?

An international money transfer is what happens when you send money to someone overseas. You provide funds and your recipient’s details to a bank or an independent transfer provider, which then exchanges the money into your desired currency and sends it to your recipient. You can send money over the phone, in person, through a mobile app or online.

You also have options when it comes to paying, depending on what the service you choose offers:
  • Cash
  • Credit or debit card
  • Bank transfer
And you have options for how your recipient receives the transfer:

  • Bank account
  • Mobile wallet
  • Cash pick-up
  • Door delivery

Learn more about money transfers for:

How to transfer money internationally

There are two main ways to send money out of the UK: a specialist money transfer service or your bank. Both banks and transfer services offer online transfers, with some offering in-branch transfers or the ability to send money over your phone via an app or calling an agent.

We’ll go through the steps each method takes if you were sending online.

Through a money transfer specialist

The following steps give a good example of a typical transfer using a money transfer company.

  1. Register online with the transfer service of your choice.
  2. Input transaction details, including the amount you want to transfer.
  3. Get approved by the transfer company. You may need to scan or email a copy of your ID for the first transaction.
  4. Transfer funds through your bank using the account details from your transfer company.
  5. Get your money. Your transfer service will deposit your funds in your destination account.
  • For you if
    You want a more competitive exchange rate and lower fees than a bank transfer.
  • Not for you if
    You want the familiarity and convenience of a known bank and don’t have time to be verified.

Through your bank

If you choose to use a bank to carry out your transfer, the process is a little different.

  1. Navigate to the international money transfers section of your account.
  2. You’ll usually need to know the address of the receiving bank, the account details of the receiving account, the account name and often the receiving bank’s SWIFT code (an international bank identification system).
  3. It’s a good idea to check with your bank about exchange rates.
  4. You can use this method to send an international money order online to your home bank account or to a third party.
  • For you if
    You want the convenience of sending money directly from your existing bank account immediately.
  • Not for you if
    You want fewer fees and a better exchange rate.

Tips for saving on your international transfer

While there’s no best way to transfer funds overseas, there are a few things you can do to make it cheaper.

  • Know your transfer currency’s mid-market rate. This rate is the midpoint between worldwide supply and demand for that currency – and the rate banks and transfer services use when they trade among themselves. Use it as a baseline to compare against the rates you’re being offered. The company that’s closest is offering you the best rate.
  • Send more money per transfer. Many services discount the fees or waive them altogether when you send larger amounts.
  • Use forward contracts and limit orders if sending money regularly. A forward contract allows you to lock in a favourable exchange rate for future transfers. This means you’ll avoid unpredictable movements in exchange rates. A limit order allows you to wait until a favourable exchange rate is found, and then lock it in for your transfer.

What should you watch out for?

Keep an eye out for the following when you send money overseas:

  • Hidden fees. No transfer is truly free. If a service is advertising “fee-free transfers”, there’s probably a larger margin added to the exchange rate. Compare the rate you get quoted against the mid-market rate (which you can find on Google) to see if you’re getting a good deal.
  • Fake rates. If you see a great exchange rate advertised on a provider’s website, make sure the rate you see is the rate you will actually receive. Some companies advertise the mid-market exchange rate, which is the rate at which banks purchase foreign exchange, rather than the rate they actually offer their customers.
  • Failing to do your research. If you want to save some money, compare several transfer providers before choosing one to sell your transaction. Shop around for a company that offers reliable and affordable transfers, instead of just diving in head-first.
  • Scams. Scams cost the UK many billions of pounds each year, and money transfer scams are the biggest culprit. With this number increasing each year, it’s important to keep an eye out for the most common scams. In general, it’s best to only send money to someone you know personally.

Other frequently asked questions

Sending to a specific country? Learn more

Read more on this topic

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6 Responses

  1. Default Gravatar
    PeterFebruary 20, 2017

    Can you help me with tracing an international payment from HSBC?

    • Avatarfinder Customer Care
      MillieMarch 1, 2017Staff

      I’m afraid we are a comparison site and therefore I recommend that you contact HSBC or your bank with this query.

  2. Default Gravatar
    PeterFebruary 20, 2017

    Hello – I am waiting for a wire transfer from HSBC in Hong Kong and it has not arrived.

    • Avatarfinder Customer Care
      MillieMarch 1, 2017Staff

      I’m afraid we are a comparison site and therefore I recommend that you contact HSBC or your bank with this query.

  3. Default Gravatar
    SimonFebruary 2, 2017

    What should I do if the company does not offer me the same rate as the one displayed above?

    • Avatarfinder Customer Care
      JonFebruary 2, 2017Staff

      We actively monitor the rates to ensure they are accurate for each of the providers, however if you are quoted a different rate once you have created an account please take the following steps;
      1) Exchange rates are updated in realtime so please double check the rate above again to see if the currency has moved.
      2) Ask the provider to match the rate quoted above, most of the time they will, quote finder.com as the source.
      3) Please do leave a comment here to let us know how you get on.