Compare life insurance providers
- Existing medical conditions covered
- Guaranteed price match promise
- Feefo award winning service
DeadHappy is a new insurance company that is aiming to make life insurance quicker, flexible and cheaper.
It’s clear from its marketing and the language on its website that this purely digital insurer is looking to target open-minded millennials.
Unlike other life insurance companies, DeadHappy doesn’t overwhelm you with questions about your health. In fact, you’ll only be asked four questions in total.
It also encourages customers to calculate the amount they’d like to leave their loved ones via its unique Deathwishes feature. With this feature, you can choose from a list of things you’d like to happen after your death. DeadHappy will use this list of wishes to help you calculate an appropriate payout.
With either policy, you can choose your own payout amount, with or without the help of the Deathwishes feature.
Your monthly pay-as-you-go plan initially lasts for 10 years. Each year, you’ll have the option to renew for another 10 years, although your premium is likely to rise as you get older.
Here are some of the scenarios where DeadHappy will not pay out:
Anyone can start the claims process by sending an email to help@deadhappy.com or calling 0116 350 0134.
They will need to disclose their name, date of birth, address and their relationship to the claimant. A staff member will then guide them through the rest of the claim process.
If you have a critical illness, you can choose to claim yourself if you’re well enough.
For general queries, send an email to help@deadhappy.com or use the live chat service on the DeadHappy website and app. There is no telephone line for general customer queries.
You can amend, renew or cancel your policy by logging in to your account on the DeadHappy website or mobile app.
DeadHappy is a quirky company, but it offers perfectly reasonable life insurance cover.
One downside is that it doesn’t offer customer service through telephone – but it does offer a live chat feature should you wish to get in touch.
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