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N/A (this product is a charge card).
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£125 (£0 in first year)
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N/A (this product is a charge card).
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Earn 20,000 bonus Membership Rewards® points when you spend £3,000 in first 3 months of Card membership. Earn 1 Membership Rewards® point for every £1 spent thereafter.
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N/A (this product is a charge card).
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£450 p.a.
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N/A (this product is a charge card).
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Earn 40,000 bonus Membership Rewards® points when you spend £6,000 in first 3 months of Card membership. Earn 1 Membership Rewards® point for every £1 spent thereafter.
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39.941%
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£0
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39.9%
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Upgrade to Capital Club (£199 p.a.) to earn reward points redeemable for cashback or Avios. Redeem 1 Avios for every £1 of card spend, or claim 1% cashback. In addition earn 20,000 points bonus when you spend £5,000 in your 1st 3 months.
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Representative example: When you spend £1,200 at a purchase rate of 39.941% (variable) p.a., your representative rate is 39.9% APR (variable).
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13%
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£0
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13%
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Representative example: When you spend £1,200 at a purchase rate of 13% (variable) p.a., your representative rate is 13% APR (variable).
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15.9%
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Year 1 - £0, Year 2 onwards - £32 per annum
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22%
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Identity Theft Assistance helpline and online tool. Liability Waiver for companies who have two or more cardholders. 24 hour customer service support.
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Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 22% APR (variable).
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16.9%
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Year 1 - £0, Year 2 onwards - £28 per annum
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22.4%
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Receive discounts at participating retailers with the Mastercard Business Savings scheme.
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Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £28 per annum, your representative rate is 22.4% APR (variable).
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17.57%
|
£32 per annum
|
22.4%
|
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Representative example: When you spend £1,200 at a purchase rate of 17.57% (variable) p.a. with a fee of £32 per annum, your representative rate is 22.4% APR (variable).
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17.57%
|
£32 per annum
|
22.4%
|
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Access to Mastercard offers.
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Representative example: When you spend £1,200 at a purchase rate of 17.57% (variable) p.a. with a fee of £32 per annum, your representative rate is 22.4% APR (variable).
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|
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|
|
16.9%
|
Year 1 - £0, Year 2 onwards - £28 per annum
|
22.4%
|
|
Receive discounts at participating retailers with the Mastercard Business Savings scheme.
|
Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £28 per annum, your representative rate is 22.4% APR (variable).
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|
|
|
17.57%
|
£32 per annum
|
22.4%
|
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Access to Mastercard benefits.
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Representative example: When you spend £1,200 at a purchase rate of 17.57% (variable) p.a. with a fee of £32 per annum, your representative rate is 22.4% APR (variable).
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18.9%
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£30 per annum (fee paid is per business, not per card)
|
23.7%
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Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of . All - Fee paid is per business, not per card: £30 per annum, your representative rate is 23.7% APR (variable).
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18.268%
|
£32 per annum. Business Start-ups: Year 1 - £0, Year 2 onwards - £32 per annum. Switchers: Year 1 - £0, Year 2 onwards - £32 per annum
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24.5%
|
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Free 'online account servicing'.
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Representative example: When you spend £1,200 at a purchase rate of 18.268% (variable) p.a. with a fee of £32 per annum. Business Start-ups: Year 1 - £0, Year 2 onwards - £32 per annum. Switchers: Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 24.5% APR (variable).
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|
|
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18.268%
|
£32 per annum. Business Start-ups: Year 1 - £0, Year 2 onwards - £32 per annum. Switchers: Year 1 - £0, Year 2 onwards - £32 per annum
|
24.5%
|
|
Free 'online account servicing'.
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Representative example: When you spend £1,200 at a purchase rate of 18.268% (variable) p.a. with a fee of £32 per annum. Business Start-ups: Year 1 - £0, Year 2 onwards - £32 per annum. Switchers: Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 24.5% APR (variable).
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24.94%
|
£0
|
24.9%
|
|
|
Representative example: When you spend £1,200 at a purchase rate of 24.94% (variable) p.a., your representative rate is 24.9% APR (variable).
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0% for 3 months reverting to 24.9%
|
£0
|
24.9%
|
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0% for 60 days on purchases made at Toolstation and participating group companies.
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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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|
0% for 3 months reverting to 24.9%
|
£0
|
24.9%
|
|
Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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|
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|
|
0% for 3 months reverting to 24.9%
|
£0
|
24.9%
|
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0% for 60 days on purchases made at Travis Perkins and participating group companies.
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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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0% for 6 months reverting to 19.9%
|
Year 1 - £0, Year 2 onwards - £32 per annum
|
26.4%
|
|
Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
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Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 26.4% APR (variable).
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|
|
|
14.816%
|
£70 per annum
|
29%
|
|
Free 'online account servicing'.
|
Representative example: When you spend £1,200 at a purchase rate of 14.816% (variable) p.a. with a fee of £70 per annum, your representative rate is 29% APR (variable).
|
|
|
|
|
|
14.816%
|
£70 per annum
|
29%
|
|
Free 'online account servicing'.
|
Representative example: When you spend £1,200 at a purchase rate of 14.816% (variable) p.a. with a fee of £70 per annum, your representative rate is 29% APR (variable).
|
|
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|
|
|
0% for 6 months reverting to 14.9%
|
£100 per annum
|
36.2%
|
|
Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
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Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a. with a fee of £100 per annum, your representative rate is 36.2% APR (variable).
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Comparing business credit cards side-by-side allows you to find an option that is suited to your business’s specific needs. Some of the core factors to compare when weighing up business credit cards include:
