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AA savings accounts overview
AA offers a variety of savings accounts with interest rates up to 3%.
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AA (originally The Automobile Association) is a British motoring association founded in 1905. The company offers higher interest rates exclusively for AA Members.
AA's top savings rate of 3% is available on one of its cash ISA accounts.
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts AA offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs |
---|---|
Best easy access rate | 2.15% |
Best cash ISA rate | 3% |
Opening options | Website |
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The AA aim to make switching your savings account to them as easy as possible. That’s why the online application is quick and easy, and allows you to set up an account with a minimum of £100.
Every AA ISA account also comes with a holding account, so you can consolidate your existing savings before moving them to your savings product.
You need to work out what it is you need from your bank account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you after rewards or hoping to maximise interest?
You need to work out what you need before comparing the different offers available for certain types of bank account. Once you’ve done that, useful guidelines to compare include:
Yes. AA offers online banking.
Here are some of the basic features of AA’s online banking service:
AA Savings was highly commended in the savings category in the Finder Customer Satisfaction Awards in 2024, with 97% of customers saying they’d recommend the service to a friend. Feedback included praise for its customer service and competitive rates of interest.
One customer commented: “Very easy application process, funds came in quite quickly and staff were always available to help.”
Another customer said: “No issues and straightforward registrations.”
You might think that the AA is just to do with cars, but it does indeed offer a range of savings options. Take a look at our other reviews first, though, to see how the AA savings accounts weigh up against the competition in terms of rates, fees and perks.
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