Ford Money savings review
Ford Money offers a broad range of savings accounts with interest rates up to 4.75%. Rates in our table are updated daily.

Ford Money is a trading name of FCE Bank plc, the finance subsidiary of the well-known Ford Motor Company. Now Ford Money offers a range of savings products and ISAs that are designed to be easy to open and manage, and that offer competitive rates.
Ford Money's top savings rate of 4.75% is available on one of its fixed-rate bond accounts.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Ford Money offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, regular savers |
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Best easy access rate | 4.35% |
Best cash ISA rate | 4.35% |
Best fixed-rate bond rate | 4.75% |
Best regular saver rate | 4.75% |
Fixed bond terms | 1 year - 3 years |
Opening options | Website |
FSCS protection |
Ford Money operates solely as an online bank and has no presence on the high street. There’s also a mobile app that allows customers to access their accounts via their smartphone.
No, the 4 types of account detailed above – which are all savings products – are the only accounts currently available through Ford Money.
Ford Money doesn’t offer current accounts – only savings accounts. Because of this you don’t really need to “switch” – you can keep your current account at your existing bank and open a new savings account at Ford Money within 10 minutes.
Decide which of the above account types is best for you and you can open one and transfer money from your current bank account quickly and easily.
All eligible deposits made with Ford Money, up to a total of £85,000 per person, are protected by the Financial Services Compensation Scheme (FSCS). This is the same compensation scheme that many, if not all, of the major banks and building societies in the UK use, so you can rest assured that should anything go wrong, your money will be safe. Ford Money also uses encryption technology to keep your details and information protected.
Firstly, you need to decide what you’re looking for in a savings account. How often are you planning to withdraw money? How much money can you afford to save each month?
You need to work out what you need before comparing the different offers available for certain types of savings accounts. Once you’ve done that, it’s useful to look at:
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
In our independent 2025 customer satisfaction survey, 90% of Ford Money’s users said they’d recommend the brand to a friend.
In the App Store, the Ford Money app scores 3.4 out of 5 from around 40 reviews. Over at the Google Play store, it scores 2.7 out of 5 from more than 100 reviews. These are quite small sample sizes as far as app stores go.
On Trustpilot, Ford Money has a score of 2.7 out of 5 from around 420 customer reviews.
These were checked in May 2025.
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
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