Triodos Bank is an ethical bank based in the Netherlands that operates across Europe and the UK. Its sustainable financial products help customers use their money in ways that benefit people and the environment.
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Triodos Bank currently only offers one personal current account. It no longer offers business bank accounts, only business savings accounts.
Personal account
This everyday bank account comes with an eco-friendly contactless debit Mastercard and can be managed online or via the mobile app. The account has a monthly maintenance fee of £3 and does not have an overdraft facility.
Benefits of opening an account with Triodos Bank
Multiple ways to bank. Depending on the account, you can manage it online, by app, over the phone or by post.
Ethical banking. Triodos only lends to organisations that positively affect people’s lives, protect the planet or build strong communities.
Mobile banking app. This allows you to see all your accounts in one place, make payments and set up text alerts to help you monitor your spending.
How to open an account
You can apply for an account with Triodos Bank if you are aged 18 or over and a UK resident. You can apply for the personal account online or via the app.
Is Triodos Bank safe?
Yes, Triodos Bank is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible deposits are protected up to £120,000 per person under the Financial Services Compensation Scheme. This means you’ll be able to get your money back in the event the bank went bust.
Pros and cons
Pros
Multiple ways to bank
FSCS protection
Ethical banking
Cons
Fees apply
No overdraft facility
Limited features such as cashback or rewards
Currently no business current accounts
Customer service information for Triodos Bank
Email support
Telephone support
In-app or live chat
Contact form
Branch support
Our verdict: Is Triodos Bank a good bank?
If you’re after a straightforward current account that gives you the chance to bank more ethically and do your bit for the environment, Triodos Bank is worth considering. By joining the Triodos community you can help make a more positive impact on the world. However, it has no overdraft facility and limited benefits.
Triodos has a Trustpilot score of 4.4 out of 5, from around 700 reviews. On the Apple App Store, it scores 4.7 out of 5 from more than 4,300 reviews and its Google Play Store rating is 4.6 out of 5 from over 2,000 reviews. These were updated in June 2025.
Frequently asked questions
Yes, Triodos Bank is part of the Current Account Switch Service and offers the Current Account Switch Guarantee. This ensures that your switch will be completed within 7 working days and that if anything goes wrong, you will be refunded for any interest or fees charged.
Yes, you can open an account with Triodos on an individual or joint basis.
Triodos Bank is committed to reaching net zero emissions as early as possible and at the latest by 2035. In 2020, Triodos and its investment funds financed renewable energy projects and energy saving projects that avoided the equivalent emissions of over 5.7 billion kilometres travelled by car.
Yes, Triodos can also help you or your business with savings and investments, crowdfunding and business lending.
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Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.
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