Triodos Bank current accounts review

Overall winner of the Finder Green Banking Awards 2024

Fees apply to all accounts

Triodos Bank is an ethical bank based in the Netherlands that operates across Europe and the UK. Its sustainable financial products help customers use their money in ways that benefit people and the environment.

Compare Triodos Bank current accounts

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Product	Finder Score	Account fees	Funding requirement	Interest (AER)	Arranged overdraft	Incentive	Representative example
Triodos Current Account Finder Award	Finder score Not yet rated	£3 per month	No minimum funding requirement	0% AER		Recommend a friend and £25 will be donated to the existing customers chosen charity for each successful recommendation.	Account fee of £3 per month.	View details Compare	loading Fetching your data...

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Types of current accounts from Triodos Bank

Triodos Bank currently only offers one personal current account. It no longer offers business bank accounts, only business savings accounts.

• Personal account

This everyday bank account comes with an eco-friendly contactless debit Mastercard and can be managed online or via the mobile app. The account has a monthly maintenance fee of £3 and does not have an overdraft facility.

Benefits of opening an account with Triodos Bank

• Multiple ways to bank. Depending on the account, you can manage it online, by app, over the phone or by post.
• Ethical banking. Triodos only lends to organisations that positively affect people’s lives, protect the planet or build strong communities.
• Mobile banking app. This allows you to see all your accounts in one place, make payments and set up text alerts to help you monitor your spending.

How to open an account

You can apply for an account with Triodos Bank if you are aged 18 or over and a UK resident. You can apply for the personal account online or via the app.

Is Triodos Bank safe?

Yes, Triodos Bank is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible deposits are protected up to £85,000 per person under the Financial Services Compensation Scheme. This means you’ll be able to get your money back in the event the bank went bust.

Pros and cons

Customer service information for Triodos Bank

Our verdict: Is Triodos Bank a good bank?

If you’re after a straightforward current account that gives you the chance to bank more ethically and do your bit for the environment, Triodos Bank is worth considering. By joining the Triodos community you can help make a more positive impact on the world. However, it has no overdraft facility and limited benefits.

Triodos has a Trustpilot score of 4.4 out of 5, from around 700 reviews. On the Apple App Store, it scores 4.7 out of 5 from more than 4,300 reviews and its Google Play Store rating is 4.6 out of 5 from over 2,000 reviews. These were updated in June 2025.

Frequently asked questions

• Can I use the Current Account Switch Service to move accounts?

  Yes, Triodos Bank is part of the Current Account Switch Service and offers the Current Account Switch Guarantee. This ensures that your switch will be completed within 7 working days and that if anything goes wrong, you will be refunded for any interest or fees charged.

• Can I open a joint account?

  Yes, you can open an account with Triodos on an individual or joint basis.

• What steps is Triodos Bank taking to combat climate change?

  Triodos Bank is committed to reaching net zero emissions as early as possible and at the latest by 2035. In 2020, Triodos and its investment funds financed renewable energy projects and energy saving projects that avoided the equivalent emissions of over 5.7 billion kilometres travelled by car.

• Does Triodos Bank offer any other products?

  Yes, Triodos can also help you or your business with savings and investments, crowdfunding and business lending.

Written by

Rachel Wait

Writer

Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time. See full bio