Triodos Bank current accounts review

Looking for a current account with a difference? Find out what Triodos Bank has to offer.

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Triodos Bank
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Overall winner of the Finder Green Banking Awards 2023
Fees apply to all accounts

Triodos Bank is an ethical bank based in the Netherlands that operates across Europe and the UK. Its sustainable financial products help customers use their money in ways that benefit people and the environment.

Compare Triodos Bank current accounts

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Name Product Finder Score Account fees Funding requirement Interest (AER) Arranged overdraft Incentive Representative example Link
Current Account
Not yet rated
£3 per month
No minimum funding requirement
0% AER

tag iconRecommend a friend and £25 will be donated to the existing customers chosen charity for each successful recommendation.
Current account switch service guarantee badge Account fee of £3 per month.
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Types of current accounts from Triodos Bank

Triodos Bank offers a range of current accounts for individuals, businesses and charities.

  • Personal account

  • This everyday bank account comes with an eco-friendly contactless debit Mastercard and can be managed online or via the mobile app. As of 17 June, 2024, the account will no longer have an overdraft facility. The account has a monthly maintenance fee of £3.

  • Social Venture current account

  • This is a business account that allows you to manage your day-to-day banking services online, by phone or by post. You can make and receive foreign payments, but the account does not have a debit or credit card. A fee applies to all transactions which will be applied monthly. To qualify, your business must have a turnover of £50,000 or more.

  • Charity account

  • This is an account designed specifically for charities. Your organisation must have a turnover of £50,000 or more and be registered with the Charity Commission or the Office of the Scottish Charity Regulator. Interest is paid on balances over £5,000, but you will need to pay for everyday transactions such as direct debits and faster payments. Fees will apply monthly and are at a lower rate compared to the Social Venture account. The account can be managed online, by phone or by post, but there is no debit or credit card.

Benefits of opening an account with Triodos Bank

  • Multiple ways to bank. Depending on the account, you can manage it online, by app, over the phone or by post.
  • Ethical banking. Triodos only lends to organisations that positively affect people’s lives, protect the planet or build strong communities.
  • Mobile banking app. This allows you to see all your accounts in one place, make payments and set up text alerts to help you monitor your spending.

How to open an account

You can apply for an account with Triodos Bank if you are aged 18 or over and a UK resident. You can apply for the personal account online or via the app.

To open a business or charity account you will need to answer a few online eligibility questions and then fill in an online application form. You may also need to provide further business documents and ID.

Is Triodos Bank safe?

Yes, Triodos Bank is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible deposits are protected up to £85,000 per person under the Financial Services Compensation Scheme. This means you’ll be able to get your money back in the event the bank went bust.

Pros and cons


  • Multiple ways to bank
  • FSCS protection
  • Ethical banking


  • Fees apply to all accounts
  • No overdraft facility, from 17 June, 2024
  • Limited features such as cashback or rewards
  • No debit or credit card for business and charity accounts

Customer service information for Triodos Bank

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Our verdict

If you’re after a straightforward current account that gives you the chance to bank more ethically and do your bit for the environment, Triodos Bank is worth considering – whether you’re looking for a personal, business or charity account. By joining the Triodos community you can help make a more positive impact on the world.

Frequently asked questions

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