Revolut Kids & Teens: A prepaid card for kids
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Our verdict
Revolut's child account comes with a prepaid debit card and its own app, and is particularly good for older kids.
We chose Revolut Kids & Teens as the best kids' card for older kids - it gives them a taste of freedom, but with sensible co-parenting tools. The card and app offer a digital way for parents to pay pocket money and keep an eye on their children's spending. And it helps to teach kids how to manage their finances online.
One drawback is that as a parent you have to be Revolut account holder. If you really like the sound of Revolut Kids & Teens but are not already a customer, you can always set up a free Revolut account to qualify for a child's one.
Get started by visiting Revolut's website and ordering a card. If you have read this review and decided that Revolut Kids & Teens' card is not for you, you can also discover other prepaid cards for kids.
Pros
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A parent can digitally top up their child’s account with spending money.
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Instant parental notifications are generated whenever the child makes a purchase with the prepaid debit card.
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Parental controls mean rules can be set on where the child’s card can be used.
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The child gets their own account and payment card, which helps teach them financial skills.
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The dedicated Revolut children's app lets kids check their account balance and transactions.
Cons
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The parent has to be a Revolut account holder.
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If you have more than one child and want more than one Revolut Kids & Teens account, you’ll have to sign up to one of the fee-charging Revolut accounts.
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There are charges for ATM withdrawals exceeding £40 per month.
Revolut Kids & Teens fees and features
 Revolut Kids & Teens | |
| Monthly fee | £0 |
| Card delivery fee | £4.99 delivery charge |
| UK card transaction fee | £0 |
| UK cash withdrawal fee | £0 |
| Loading fee | £0 |
| Replacement card fee | £5 |
| Network | Mastercard |
| Account type | debit |
| How many child accounts | 1 |
| Other fees | 2% ATM withdrawal fee after £40 month |
| Freeze/unfreeze card |
What are the key features of Revolut Kids & Teens?
There are lots of kids account options available, but Revolut Kids & Teens has some features your child might really like as they become more independent.
- Card customisation
- Pay back friends
- Round ups
- Payment links
- Savings pockets
- Punctual pocket money
- Spending analytics
- Challenges
- Choose your look
- Account graduation
Card customisation
Draw a doodle, get it printed on, and make payments using a truly unique card.
Pay back friends
Split a pizza and send your slice of the bill to a mate in a couple of taps. You can even add a note or GIF when you ping the money over.
Round ups
Put the spare change from your purchases into a separate pot for a sneaky stash of stealth savings.
Payment links
Receive money from your part-time job or family members via Payment Link, a custom QR code or Revtag (your unique Revolut handle used to avoid having to share personal details).
Savings pockets
Get into good money habits by setting up daily, weekly or monthly transfers to a Pocket and hit those savings goals.
Punctual pocket money
Parents can set up automatic pocket money payments within the app. You can also request money when you need it.
Spending analytics
Just like the adult app, you track your spending trends and see exactly where your money goes.
Challenges
These are basically chores and tasks. Parents can set them and once completed, you can receive a reward.
Choose your look
In addition to your custom card, you can swap out wallpapers to make the app feel more personal.
Account graduation
When you turn 16, you can graduate to the 16-17 account, where you have more control over your money. There are no parental persmissions needed and you’ll get your own account number and sort code.
What controls do parents have with Revolut Kids & Teens?
Revolut Kids & Teens comes with plenty of parental controls to help you keep tabs on how your child uses their card.- Top ups. Parents top up the money in the Revolut Kids & Teens account from their own account, so they get to decide how much is available for their child to spend.
- Spending controls. Parents can set up rules on how the accompanying debit card is used by their child either online or in-store.
- Age-restrictions. Revolut automatically blocks the card from being used at most age-restricted merchants.
- Notificaitons. Parents receive instant alerts whenever the child uses their debit card.
- Freeze card. There’s an option for parents to freeze the card in the app.
Is Revolut safe?
Revolut was granted a UK banking licence in 2024. However, it’s not yet operating as a bank in the UK which means money is not protected by the Financial Services Compensation Scheme if the company goes bust. With that said, customers’ funds are kept in a segregated account and the company is authorised as an e-money provider by the Financial Conduct Authority.
"I decided to get a Revolut (then Junior) card for my son when he was near the end of primary school and getting a bit more independent, and he’s now still using it regularly in his first year at secondary. I like that I get an app, he gets an app, and because it’s all from a newish fintech, the apps are actually nice to use (and everything’s instant).
Realistically, my son only uses his app to check his balance, but that’s fine. Revolut doesn’t seem to be on a crusade to solve financial education the way GoHenry is, so we’re not tracking chores or working towards goals or anything like that. But I don’t think I’ve ever paid a penny in fees, which I like, and it’s all so simple and seamless. We’ll just have to sort out his financial education separately!"
How can I get Revolut Kids & Teens?
Your child can only get a Revolut Kids & Teens if you already have a Revolut e-money account.
If your child is under 12, you’ll need to create their account from your Revolut app.
But if your child is 13 or over, they can download the Revolut Kids & Teens app and create an account. You’ll then get a notification when it’s time to approave their account in your app.
The Revolut Kids & Teens account is really designed with teenagers in mind, so if your child is younger, you might be better with a pocket money app.”
How much does Revolut Kids & Teens cost?
You need to have an adult Revolut account to create a Revolut Kids & Teens account.
As there are 5 tiers of Revolut e-money account, there are also 5 levels of access to Revolut Kids & Teens, which will be a factor if you’d like a Revolut Kids & Teens account for more than one child.
Here’s what they cost, and how many Revolut Kids & Teens accounts you get with each of them:
- Standard: Free, and you can have 1 Revolut Kids & Teens account.
- Plus: £3.99 per month, and you can have 2 Revolut Kids & Teens accounts.
- Premium: £7.99 per month, and you can have 2 Revolut Kids & Teens accounts.
- Metal: £14.99 per month, and you can have 5 Revolut Kids & Teens accounts.
- Ultra: £55 per month, and you can have 5 Revolut Kids & Teens accounts.
(For the full breakdown on what else you get with these different types of account, check out our Revolut review.)
Although Revolut Kids & Teens is free to set up, other transaction fees apply, which will mirror those of whatever type of Revolut account the parent has (Standard, Plus, Premium, Metal or Ultra).
The Revolut Kids & Teens “Co-Parent” feature
Revolut has added a “Co-Parent” feature to Revolut Kids & Teens, which means that 2 adults can now have full visibility and control over the account. The free feature isn’t available on the Standard plan, but it is available for all other customers who can use a link within the app to invite another adult to jointly manage their child’s Revolut Kids & Teens account.
The Co-Parent doesn’t have to be a parent – it can be a grandparent, carer or another person financially involved in the child’s life. The Co-Parent will be able to set tasks and goals for the child, as well as top up money in the Revolut Kids & Teens account.
How does it compare with other prepaids kids cards?
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score for kids' cards
To make comparing even easier we came up with the Finder Score. Fees, features and controls across the most popular card issuers are all weighted and scaled to produce a score out of 10. The higher the score the better the card – simple.
Read the full methodologyRevolut Kids & Teens customer reviews
In our 2025 customer satisfaction survey 87% of Revolut Kids & Teens customers said they’d recommend the service.
They praised how easy the app is to use, alongside its reliability.
One commented: “I can control my kid’s account the way I want and its transaparent.”
The app has a score of 4.8 out of 5 from just over 1,200 ratings on the App Store. On Google Play, the app has a score of 4.7 from around 21,600 votes (April 2025).
Revolut and Finder Awards
Our Finder Awards celebrate brands that truly stand out in their field, creating innovative personal finance products and providing outstanding service to their customers. Revolut is one of these brands and was named our 2025 Free Kids' Card Provider of the Year Award winner!
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