AJ Bell pension review

Invest for your future with AJ Bell

Open an award-winning SIPP account
Save for your retirement
Learning resources available

Capital at risk

AJ Bell is a leading investment company based in Manchester. Over 160,000 clients have trusted it with the administration of more than £39 billion of assets since 1995.
AJ Bell offers self-invested personal pensions (SIPPs) to help you grow your pension pot. If you already have a pension, you can easily transfer it to an AJ Bell SIPP, and AJ Bell might even help you pay towards the cost of the transfer.

What does AJ Bell do?

AJ Bell intends to make investing as easy as possible for its customers. It aims to stay competitive, use little jargon and put its customers’ best interests first.

AJ Bell offers ISAs and general investment accounts for standard investing, as well as self-invested personal pensions (SIPPs) to help prepare for retirement.

With the AJ Bell SIPP you make your own investment decisions which determine how your pension performs, so it’s best for experienced investors rather than beginners.

What can I invest in with the AJ Bell SIPP?

AJ Bell’s SIPP give you access to a range of investments, including:

Bonds
Shares
Funds
Trusts
Exchange traded funds (ETFs)
Exchange traded commodities (ETCs)

AJ Bell Platinum SIPP

AJ Bell also offers a “platinum” SIPP service. The main difference between this and the Youinvest SIPP is that you can appoint any UK authorised investment manager to run the SIPP for you. Features of the AJ Bell Platinum SIPP include:

Platinum SIPPs are established as a trust
You can choose any UK authorised investment manager to run your SIPP
Each Platinum SIPP has a dedicated administration team, and comes with access to AJ Bell’s consultants
Your SIPP can invest in UK commercial property, which can then be leased out to your own business at a commercial rent, or to a third party

How much does AJ Bell cost?

As with most providers, the amount you pay depends on how much you invest.

How safe is AJ Bell?

AJ Bell is part of the AJ Bell Group, which is a financially secure and regulated company. AJ Bell Securities Limited is a member of the London Stock Exchange and is regulated by the Financial Conduct Authority. It complies with the rules and guidelines of the FCA and is subject to review in the form of individual interviews, document review and deep-dive visits.

Your money is held in FCA approved banks and is protected under the FCA rules. Under AJ Bell you are also covered by the Financial Services Compensation Scheme which means you could claim up to £80,000 if AJ Bell were to go bust.

Back to top

Compare SIPP providers

1 - 6 of 6

Name	Product	Brand description	Min investment	Min monthly investment	Number of funds	Offer	Link
Wealthify Pension Wealthify Pension			£50	£0	10 Portfolios		Go to site Capital at risk Platform details	loading Fetching your data...
NO FEE Interactive Investor SIPP Interactive Investor SIPP	NO FEE		£0	£25	3000	Get £200 cashback when you open a SIPP. Offer ends 30 April. Capital at risk. T&Cs apply. Min £15k investment. New customers only.	Go to site Capital at risk Platform details	loading Fetching your data...
Hargreaves Lansdown SIPP Hargreaves Lansdown SIPP		Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.	£100	£25	2500		Go to site Capital at risk Platform details	loading Fetching your data...
BONUS Penfold SIPP Penfold SIPP	BONUS		£0	£0	4 Portfolios	Bonus of up to £1000 for your pension when tranferring to Penfold	Go to site Capital at risk Platform details	loading Fetching your data...
Moneyfarm SIPP Moneyfarm SIPP		Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.	£1,500	£0	7		Go to site Capital at risk Platform details	loading Fetching your data...
AJ Bell SIPP AJ Bell SIPP		AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.	£1,000	£0	2000		Go to site Capital at risk Platform details	loading Fetching your data...

loading

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Thank you for your feedback!

Charlie Barton

Charlie Barton was a publisher at Finder. He specialised in banking and investments products, including banking apps, current accounts, share-dealing platforms and stocks and shares ISAs. Charlie has a first-class degree from the London School of Economics, and in his spare time enjoys long walks on the beach.

More guides on Finder

Only 1% of primary teachers think kids get enough financial education
Teachers, kids and parents are concerned about financial education in the UK – we deep dive into what this means and what to do about it.
Last chance to get £100 off London Blockchain Conference 2024 passes
Final chance for £100 off London Blockchain Conference 2024 passes with Finder. The even returns at the ExCeL London on May 21, 22 and 23.
Insufficient auto-enrolment scheme is set to leave Brits with only 53% of a comfortable retirement income
Research reveals the average pension savings through auto-enrolment will leave Brits with 53% of what’s needed for a comfortable retirement.
Mortgage rate change calculator: How much will my mortgage go up?
Use our mortgage rate change calculator to work out how much your mortgage payments will go up if the interest rate changes.
Financing gap for female entrepreneurs widens by 78% since the Rose Review in 2019
New research reveals that the financing gap for female entrepreneurs had widened by 78% since the Rose Review was published in 2019.
“Show me a sexist”: ChatGPT believes 99% of people in high-powered jobs are white men
New research reveals that ChatGPT overwhelmingly views those in high-powered jobs as men, highlighting the bias of OpenAI.
Paying annually vs monthly for car insurance
Annual car insurance premiums can hit your wallet hard; we explore whether paying in monthly instalments is the best solution.
How where you park affects your car insurance premiums
Discover the best and worst places to park your car from car insurers’ perspective, and how to keep the cost of car insurance down.
Can an advanced driving course reduce my car insurance premiums?
Taking an advanced driving course could improve your driving skills and confidence, and could even save you money on your insurance.
How immobilisers impact car insurance
Your car’s security can have an important impact on your insurance premiums; here’s how immobilisers fit into your vehicle’s security suite.

Find out about AJ Bell's self invested personal pension and how it works.