AJ Bell is a leading investment company based in Manchester. Over 160,000 clients have trusted it with the administration of more than £39 billion of assets since 1995.
AJ Bell offers self-invested personal pensions (SIPPs) to help you grow your pension pot. If you already have a pension, you can easily transfer it to an AJ Bell SIPP, and AJ Bell might even help you pay towards the cost of the transfer.
What does AJ Bell do?
AJ Bell intends to make investing as easy as possible for its customers. It aims to stay competitive, use little jargon and put its customers’ best interests first.
AJ Bell offers ISAs and general investment accounts for standard investing, as well as self-invested personal pensions (SIPPs) to help prepare for retirement.
With the AJ Bell SIPP you make your own investment decisions which determine how your pension performs, so it’s best for experienced investors rather than beginners.
What can I invest in with the AJ Bell SIPP?
AJ Bell’s SIPP give you access to a range of investments, including:
- Exchange traded funds (ETFs)
- Exchange traded commodities (ETCs)
AJ Bell Platinum SIPP
AJ Bell also offers a “platinum” SIPP service. The main difference between this and the Youinvest SIPP is that you can appoint any UK authorised investment manager to run the SIPP for you. Features of the AJ Bell Platinum SIPP include:
- Platinum SIPPs are established as a trust
- You can choose any UK authorised investment manager to run your SIPP
- Each Platinum SIPP has a dedicated administration team, and comes with access to AJ Bell’s consultants
- Your SIPP can invest in UK commercial property, which can then be leased out to your own business at a commercial rent, or to a third party
How much does AJ Bell cost?
As with most providers, the amount you pay depends on how much you invest.
How safe is AJ Bell?
AJ Bell Youinvest is part of the AJ Bell Group, which is a financially secure and regulated company. AJ Bell Securities Limited is a member of the London Stock Exchange and is regulated by the Financial Conduct Authority. It complies with the rules and guidelines of the FCA and is subject to review in the form of individual interviews, document review and deep-dive visits.
Your money is held in FCA approved banks and is protected under the FCA rules. Under AJ Bell Youinvest you are also covered by the Financial Services Compensation Scheme which means you could claim up to £80,000 if AJ Bell were to go bust.Back to top
Compare SIPP providers
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
More guides on Finder
How to buy OpenAI shares when it goes public
Everything we know about the OpenAI IPO, plus information on how to buy shares.
7 simple ways to boost your savings
Many households in the UK are struggling to save, so Finder’s experts have put together these tips to help you boost your savings.
Autumn Statement 2023: What it means for you
Finder’s experts explain the impact of the changes your finances.
How to open a business bank account in the UK
Discover how to open a business bank account in the UK. From the documents you’ll need to whether you’re eligible for a business bank account, we’ve got it covered.
Global savings: Comparing interest rates across countries
We looked at how global savings interest rates fared against the UK base rate in 10 countries around the world.
Your survival guide to the Black Friday sales 2023
Learn Finder’s 7 tips for how to play the sales and win. Plus, our video reveals the discounts we expect to see from top brands this year.
How to invest in mutual funds
Looking to diversify your investment portfolio? Mutual funds could be a good addition. Here’s how they work.
Financial stress and mental health statistics UK
7 in 10 Brits (70%) have experienced financial stress, so we look at the latest statistics to see the impact money has on our mental health.