Finder Lending Innovation Awards 2024

These awards identify the most innovative providers across the areas of credit cards, loans, mortgages and BNPL.

Welcome to the Finder Lending Innovation Awards 2024

Finder’s series of Innovation Awards recognises financial providers that are innovating in their field by launching impactful features and delivering benefits to customers in new ways.

Now in their fourth year, these particular Innovation Awards focus on the lending sector. Finder’s subject specialists drew up a shortlist of providers and an expert panel of judges assessed the finalists and selected the winners.

We’re delighted to announce the winning and highly commended companies in the following categories:

  • Business Cards Innovation
  • Personal Credit Cards Innovation
  • Business Loans Innovation
  • Personal Loans Innovation
  • Mortgages Innovation
  • BNPL Innovation
  • Lending Innovation Newcomer Award

Watch our video of the awards announcement or click on the categories underneath it to reveal our winners!

Judging process

The shortlist of finalists in each category was selected by Finder’s subject area specialists, who identified the providers they felt were displaying key innovations in their field.

The shortlist was then passed to an expert judging panel (details below), who decided the winning and highly commended companies by assessing the finalists across 3 different criteria: uniqueness of innovation, impact in the market and value to customers.

The judges

Alper Kara, professor of banking and finance, Brunel University London
Michelle Stevens, credit and loans deputy editor, Finder
Jonathan Segal, partner and co-head of financial services team, Fox Williams
Julian Wells, director, Whitecap Consulting

Judging panel

Alper Kara

Alper Kara is a professor of banking and finance in the Department of Economics and Finance at the Brunel University London. Alper is published widely in internationally leading academic journals. He has a MBA and PhD from the University of Wales, and before academia he worked as a bond and FX trader.

Michelle Stevens

Michelle Stevens is Finder’s deputy editor for credit and loans. She has been a journalist for more than 10 years, and was previously editor of 2 business publications in the financial technology and retail technology sectors. Michelle has chaired several industry awards in the fields of fintech, retail and payments.

Jon Segal

Jon Segal co-heads the Fox Williams financial services team, and leads the Fox Williams FinTech and alternative finance sector offering. He advises FinTech start-ups, growth-stage companies, scale-ups and financial institutions on their legal and regulatory needs. He has particular expertise in the lending and credit space.

Julian Wells

Julian Wells is a strategy consultant with over 25 years’ experience in financial services. He is the director of Whitecap Consulting, which is particularly active in the digital, technology and fintech sectors. Whitecap’s clients have included banks, building societies, technology providers and fintechs.

Previous Finder Awards winners

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We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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