Press Release

For immediate release

Winners of the Finder Lending Innovation Awards 2023 revealed!

01, June, 2023, LONDON –

The 12 winners and highly commended companies in the Finder Lending Innovation Awards 2023 have been revealed today.

Running for the third year in a row, the personal finance comparison site assessed innovation across the following 7 main categories: business cards, personal credit cards, business loans, personal loans, mortgages, buy now, pay later (BNPL) and lending innovation newcomer.

The awards recognise financial providers that are innovating in their sector, by launching impactful features and delivering unique benefits to their customers. The awards were decided by a panel of 4 expert judges:

Alper Kara, Professor and head of department of Accounting, Finance & Economics, University of Huddersfield

Emily Herring, credit & loans senior publishing executive, Finder

Angela Yore, co-founder, SkyParlour PR

Julian Wells, director, Whitecap Consulting

And the winners are…

The winner of the Business Cards Innovation category is Capital on Tap, which was highly commended in the category last year. This year, the highly commended accolade goes to Debite.

Taking the top spot in the Personal Credit Cards Innovation category is Yonder. This is followed by Asda Money as the highly commended brand for Personal Credit Cards.

Moving into lending, the Business Loans Innovation award goes to Tide, with Cubefunder highly commended. While the Personal Loans Innovation top spot belongs to Monzo, with My Community Finance highly commended.

In the buy now, pay later category, Klarna has been awarded the BNPL Innovation trophy, after being chosen as highly commended in the 2022 awards.

The winner of the Mortgages Innovation award goes to Market Harborough, with Generation Home highly commended.

Picking up its second award after being highly commended in the Business Cards Innovation category is Debite, which also won the Lending Innovation Newcomer award.

Commenting on the awards, Emily Herring, credit & loans senior publishing executive at, said:

“Over the last year we’ve seen a lot of volatility in the global lending market, especially in the UK with the fluctuation of interest rates and the added strain of the cost of living crisis. But lenders have still been innovating, to find new ways to help their customers, including educating them about the importance of financial wellbeing and borrowing responsibly. Congratulations to all the winners and highly commended lenders of this year’s Lending Innovation Awards.”

For more information on the awards and finalists, please visit:

The shortlist of finalists in each category was selected by Finder’s subject specialists, who identified the providers they felt were displaying key innovations in their field.

This shortlist was then passed to an expert judging panel, who decided the winning and highly commended companies by assessing the finalists across 3 different criteria: uniqueness of innovation, impact in the market and value to customers.


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The information in this release is accurate as of the date published, but rates, fees and other product features may have changed. Please see updated product information on's review pages for the current correct values.

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