Shedding light on car insurance prices
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Despite its powerful engine and near six-figure price tag, insurance might be more affordable than you think. The average cost of auto insurance for a BMW 7 Series is $167 a month or $2,004 a year, about $700 higher than the national average.
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For a car starting at a base price of $81,500, it’s one of the cheapest luxury cars to insure, with an annual insurance cost–to–base car price ratio of only 2.5%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 2 Series | $238.00 | $33,150 |
| 3 Series | $178.00 | $33,450 |
| 4 Series | $238.00 | $41,950 |
| 5 Series | $169.00 | $51,200 |
| 6 Series | $160.00 | $77,600 |
| 7 Series | $167.00 | $81,500 |
| i3 | $181.00 | $46,250 |
| i8 | $161.00 | $143,400 |
| M2 | $238.00 | $52,500 |
| M3 | $167.00 | $64,000 |
| M4 | $159.00 | $66,200 |
| M6 | $161.00 | $113,700 |
| X1 | $179.00 | $33,750 |
| X3 | $180.00 | $40,050 |
| X4 | $238.00 | $45,550 |
| X5 | $178.00 | $56,600 |
| X6 | $173.00 | $62,500 |
Auto insurance is an expensive purchase that almost every driver makes but nobody hopes to use. But besides that fact that coverage is mandatory in all but a few states, auto insurance can provide protection and peace of mind on and off the road. With that being said, shopping for coverage can be tough, since policies can vary so much between providers. However, knowing what to look for can help you save both time and money. Here are a few factors that can help you compare your options.
Between your driving history, location, choice of vehicle and build options, there are a number of factors that can influence the cost of auto insurance. But because each make and model can vary in terms of performance, theft rates, safety features and other variables, your choice of vehicle can have a significant impact. Here are a few BMW 7 Series characteristics that might affect the cost of coverage.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the BMW 7 Series:
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At the time of writing, the BMW 7 Series doesn’t have official safety ratings from the IIHS or NHTSA. With that being said, most BMW vehicles have great safety ratings and come packed with a number of safety and driver assistance features that could help reduce the cost of insurance.
According to U.S. News and J.D. Power, the 2018 BMW 7 Series holds a 3.5/5 star reliability rating, which is above average for vehicles in its class.
The 7 Series is BMW’s flagship sedan with a price tag that starts at just over $80,000. It’s designed to provide a quiet, comfortable driving experience and requires little maintenance to keep it on the road. With that being said, maintaining a routine service schedule can extend the life of your vehicle and ensure that it operates as it should.
| Parts | Replacement period |
|---|---|
| Engine oil | Every 10,000 miles or 12 months |
| Fuel filters | Every 20,000 to 40,000 miles |
| Oil filter | Every 10,000 miles or 12 months |
| Air filter | Every 60,000 miles |
| Coolant | Every 10,000 miles |
| Spark plugs | Replace them every 60,000 miles |
| Brake fluid | First 30,000 miles then every 60,000 miles after that |
The 7 Series is backed by BMW’s standard four-year/50-000 mile warranty. This covers issues due to defective parts and service, along with free roadside assistance and a separate corrosion warranty.
Given the 7 Series’ price tag and BMW’s reputation for expensive repairs, the extended warranty can provide peace of mind once the initial warranty expires. It’s available in multiple terms and includes service from certified BMW technicians, OEM part replacements, mechanical breakdown towing and more.
Additionally, eligible 7 Series vehicles come with BMW Ultimate Care, which is a three-year/36,000-mile complimentary maintenance plan. There are other extended maintenance plans available for an extra fee.
Introduced in 1977, the 7 Series is BMW’s flagship vehicle that is currently in its sixth generation. Starting at just over $80,000, the luxurious sedan comes packed with a number of industry-leading technologies and a 4.4-litre turbocharged V8 that pumps out nearly 450 horsepower.
The BMW 7 Series model has been around since 1977 and is the company’s flagship car. The car is known for its powerful engine, strong fuel economy and spacious interior. BMW uses the 7 Series line to introduce new and innovative technologies and exterior designs, then the latest ideas are adapted to the smaller sedans in the company’s lineup.
Find out what else BMW has to offer or explore other manufacturers to find models similar to the BMW 7 Series.
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The BMW 7 Series is a top-of-the-line luxury sedan that delivers a balance between comfort and performance. It comes standard with cutting-edge technology along with a suite of safety and driver assistance features that could help reduce the cost of insurance. However, the cost of insurance depends on a number of different variables, so it’s important to compare your options to find out exactly how much you’ll pay.
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