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Put more money in your pocket with leading rates and low fees.

Our top pick: Aspiration Spend & Save Account

  • Up to 2.00% APY interest on Save balance
  • Free ATM access worldwide
  • Unlimited cash back rewards
  • 10% of the company's earnings committed to support charities

Our top pick: Aspiration Spend & Save Account

A spend and save combo account with deposits insured by the FDIC. The Aspiration Spend & Save Account is a cash management account offering of Aspiration Financial, LLC, an SEC-registered broker-dealer. Aspiration is not a chartered bank.

  • No monthly fee unless you choose to pay
  • No overdraft fee and low foreign transaction fee
  • Low $10 minimum deposit to open an account
  • Easy access via the Aspiration mobile app or website
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4 Responses

  1. Default Gravatar
    FadhliFebruary 18, 2019

    I don’t have SSN and ITIN. How can I open a bank account?

    Reply
    • Avatarfinder Customer Care
      JoshuaFebruary 19, 2019Staff

      Hi Fadhli,

      Thanks for getting in touch with Finder. I hope all is well with you. :)

      Most banks need to verify your identification. Thus, they would need your SSN or ITIN.

      To obtain an SSN, please get in touch with the Social Security Administration.

      To obtain an ITIN, you need to get in touch with the IRS.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

      Reply
  2. Default Gravatar
    fredSeptember 17, 2018

    what loan can i use with out bank account

    Reply
    • Default Gravatar
      joelmarceloSeptember 18, 2018

      Hi Fred,

      Thanks for leaving a question on finder.

      You can get a loan without a bank account. But it will likely cost you more than the average personal loan. That’s because many of your options fall into the category of short-term loans. These loans come by many names: payday, auto title, pawn, debit card and signature loans. What makes them expensive are fees and APRs that can top out at 700% or more.

      A checking account, however, opens the doors to stronger lenders and could help you potentially qualify for competitive rates, if you have good credit.

      To compare lenders who might help you, please go to THIS link.

      Please feel free in sending us a message if you need further help. :)

      Cheers,
      Joel

      Reply
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