Checking accounts
Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
Unlimited Cashback Rewards with Grasshopper Business Account
Earn up to 3.55% APY on savings and 1% cash back. Plus, unlimited transactions with no monthly fees.
Our team of experts have spent hundreds of hours researching and writing guides and reviews so you can compare banking products from the top brands in the market.
Find the best way to bank your money by learning all about online checking accounts, high-yield savings accounts, certificates of deposit and more while staying up-to-date on the latest banking news.
Gabrielle Pastorek
Publisher, Banking
Bethany Hickey
Editor, Banking
Compare high-interest savings accounts
Grow your savings with a high interest savings account. Compare the best high-yield accounts from top banks today and open an account that meets your needs.
Which financial account is right for you? Compare 5 options today.
Need to open an account to store your paychecks? Or do you need something to save for a rainy day?
Premium checking accounts offer better perks than standard checking accounts, but they usually have harder requirements.
Read more…A callable CD can be terminated before its maturity date, unlike regular CDs. However, callable CDs tend to have higher APYs as a tradeoff.
Read more…APY stands for “annual percentage yield” and factors in compound interest. See why the difference between APY and interest matters so much.
Read more…SoFi Checking and Savings
Get up to a $300 bonus with direct deposits of $5,000 or more
Western Alliance HYSA through Raisin
Enjoy 4.30% APY on all balances, $0 monthly fees, and $1 minimum deposit.
Western Alliance Bank 12 months CDs through Raisin
Earn a 3.95% APY for 12 months with no monthly fee
Greenlight
Greenlight is the prepaid debit card for kids that parents manage from their phones with flexible parental controls.
Robinhood
No-fee trading in stocks, ETFs and crypto on a beginner-friendly platform.
Discover only offers a bonus on its savings account, and it has a high deposit requirement. See how to get it here.
Charlie, Chase and SoFi are some of the best free bank accounts for seniors and retirees, with competitive APYs and low deposit requirements.
Earn a checking account bonus of $200 by getting the Upgrade Card and making 3 qualifying transactions.
Fifth Third Bank currently offers a $300 checking account bonus when you open a new account and set up qualifying direct deposits.
Earn $25 with Varo by referring a friend. See the fine print on how to earn this bonus here.
SoFi offers several bonus offers, including a direct deposit bonus, welcome offers and referral bonuses. See how to snag up to $300.
See how the two online banks, Ally and Synchrony, compare to each other.
Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.
Revolut’s personal account offers benefits for globetrotters, but the best perks require a monthly fee.
SoFi Checking and Savings is our top pick for the best joint bank account. Other top banks include Relay, Zeta, Ivella, Ally, Discover and Quontic.