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Bentley insurance rates

Compare car insurance for Bentleys

Bentleys are some of the highest priced vehicles available, so it should come as no surprise that these cars also have high insurance rates. Average insurance rates for Bentleys are around $228 a month or $2,736 per year. The average insurance cost of owning a Bentley will vary depending on your situation, including your age, how often you drive the car and your driving history. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
Flying Spur$240$189,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states

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Why are Bentleys so expensive to insure?

Bentleys come equipped with many standard safety features, which helps with insurance costs. This ultimate in luxury car is also rarely stolen, another factor that insurance companies like to see. But with the astronomical purchase price of a Bentley, you’re still looking at a hefty insurance premium.

You’ll find that just like this car is difficult for most drivers to get, finding coverage also can be difficult. A few big-name providers will insure a Bentley, but you may need to look into specialty luxury insurers of exotic vehicles and sports cars.

Bentley insurance pros and cons


  • Not commonly stolen
  • Great safety features


  • Manufactured outside the US, which ups the insurance cost
  • It’s high purchase price also adds to the price of insurance

About the Bentley brand

Founded by W.O. Bentley in London in 1919, Bentley Motors was later acquired by Rolls-Royce in the 1930s, and eventually became part of Volkswagen Group in the 1990s. The Volkswagen Group also sells cars and motorcycles under such luxury brand names as Porsche, Bugatti, Lamborghini and Ducati.

The Bentley Continental was the first car manufactured under Volkswagen management back in 2003 and also the first Bentley to be mass-produced. As of July 2018, only four Bentley models are in production: the Continental, Bentayga, Flying Spur and Mulsanne.

Although now owned by a German automaker, Bentley’s headquarters remain in England, where they continue their tradition of creating some of the world’s most desirable high performance automobiles.

Are there any standout Bentley models?

Bentley released a plug-in hybrid version of its luxury SUV, the Bentayga. It features a V6 engine and hybrid powertrain designed around entirely new Bentley technology. But just like other Bentley models, it is build by hand at the Crewe, England, Bentley factory. The Bentayga Hybrid was released in 2019.

What’s the Bentley x Starck Power Dock?

Bentley enlisted creator Philippe Starck to create the Bentley x Starck Power Dock, an elegant recharging unit for the Bentayga Hybrid. The power dock stores the charging cable and allow drivers to plug in and recharge their Bentayga Hybrid at home. The design is not only beautiful, it is also eco-friendly — the Bentley x Starck Power Dock is made using sustainable materials.

Bentley car facts

  • Bentleys might be some of the most expensive cars out there, but the cost to insure one can be not too expensive depending on your personal situation.
  • Because of the value of a Bentley, you’ll typically want more than just minimum liability coverage for this luxury car, possibly expanding your protection through an umbrella policy and comprehensive coverage.
  • Not all insurance providers offer specialty or high-end car insurance. Compare providers specializing in high-performance car insurance.

Bottom line

The cost of insuring your Bentley is likely to be pricey because of the car’s high price tag. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Bentley cars

How did you determine these rates?

To reach our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Bentley
  • 10,001 to 15,000 miles driven yearly
  • No accidents in the past five years
  • Antitheft device on vehicle
  • Driver located in New York
  • Good credit

What big insurance provides offer coverage for Bentleys?
Most don’t. You’ll likely need to find a specialty insurance provider.

What vehicle-related factors affect the cost of insurance?
Among other factors, a car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

How do I finance a Bentley?
Finance a Bentley directly through an authorized dealership. Learn how it works with our Bentley Financial Services loans review.

What personal factors affect the cost of insurance?
A driver’s location, driving history and credit history can all affect the cost of insurance, as well as your age and marital status.

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