Porsche insurance rates

Porsche 911

Porsche Boxster

Porsche Cayenne

Porsche Cayman

Porsche Macan

Porsche Panamera

Porsche Taycan

The average insurance cost of a Porsche across all models is $187 a month, or $2,248 a year. You might be surprised at how affordable these luxury cars are to insure, with an average starting cost around $65,000 and a cost-to-base car price ratio of 2%. Filter car insurance companies by your state to get a quote.

• How we got this rate

  Your exact cost well depend on many factors, including the model, your driving history, your age and other factors.

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Porsche
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

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Name	Product	Gap insurance	Homeowner discount	Telematics	Has an app?	Available states
Pretected		Yes	Depends on provider	No	No	All 50 states	Get your most compatible insurance options via a "smart matching" method aimed at finding you value.	Get quotesMore Info Compare	loading Fetching your data...
GoodRatesFinder		Depends on provider	Depends on provider	Depends on provider	Depends on provider	All 50 states & DC	Compare Between Top Carriers And Start Saving.	Get quotes Compare	loading Fetching your data...
AutoQuoteCenter		Depends on provider	Depends on provider	Depends on provider	Depends on provider	All 50 states & DC	The AutoQuoteCenter platform makes sure you are presented with the top options in one place.	Get quotes Compare	loading Fetching your data...
GoCarQuotes		Depends on provider	Depends on provider	Depends on provider	Depends on provider	All 50 states & DC	A smart matching engine will sift through thousands of possible insurance policies and only present you with relevant and valid options.	Get quotes Compare	loading Fetching your data...
BestPolicyRate		Depends on provider	Depends on provider	Depends on provider	Depends on provider	All 50 states & DC	Choose the specific policy that suits you the most from a list of matching policies.	Get quotes Compare	loading Fetching your data...
USAA		No	Yes	SafePilot	Yes	All 50 states & DC	Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.	Get quotesMore Info Compare	loading Fetching your data...

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How a vehicle from Porsche affects insurance costs

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

A Porsche’s high price tag equates to higher insurance premiums. And because owners will want to protect their investment, most will opt for more than just minimum coverage. However, the car’s good safety ratings and low theft rates help to temper insurance cost a bit.

Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

Most, if not all, of the big-name providers will insure your Porsche. Shop around for the best deal.

Pros and cons of insuring a Porsche

About the Porsche brand

Ferdinand Porsche founded his eponymous company in 1931 in Stuttgart, Germany. Although not originally an auto manufacturer, Porsche designed the original Volkswagen Beetle.

During the 1940s, Porsche began hand-building its first car, the 356. The 356 was well-received by sports car enthusiasts. Building on their momentum, Porsche went on to develop many more successful models, including the iconic 911. Today, Porsche continues to produce high-performance sports cars sought after around the world.

Are there any standout Porsche models?

The Porsche 911 has been in production since 1963. The modern 911’s top of the line GT2 RS references the classic 911 while bringing it into the future.

Features include a 96.5 inch wheelbase, a top track speed of 211 mph and independent exhaust system with titanium rear silencers. The GT2 RS’s 3.8-liter six-cylinder twin-turbo engine produces 700 hp and 553 lb-ft of torque, while the 7-speed Porsche Doppelkupplung provides dynamic gear changes. Prices start at $293,200.

What’s Porsche Connect?

Porsche Connect is Porsche’s suite of intelligent services. You can use these services directly through your car or with your smartphone. Features include navigation, news, weather, emergency services and more. From your smartphone you can lock and unlock your car, find the location of your vehicle and control your Porsche’s climate.

Choose from several packages. Prices start at $115 per year.

What’s the Porsche Driving Experience?

Since 1999, Porsche has offered unique driving and racing experiences for Porsche enthusiasts with several driving facilities across the US. This is a unique opportunity for drivers to test out a Porsche they’re thinking of buying, learn how to race or just have some fun driving around in a sporty car.

• Porsche Sport Driving School – Enroll in the racing curriculum and even earn your racing license from a team of professional driving instructors at this race track in Birmingham, Alabama.
• Porsche Experience Center – Atlanta and Los Angeles race tracks offer driving experiences and driver training courses to explore the capabilities of different Porsche models.
• Porsche Driving Tours – Tour packages include driving time in a Porsche and also hotel, tours and activity planning. Current road options include the California coast and Route 66, and prices start at around $9,000 for a five-day tour.

Porsche car facts

• Porsche AG was founded in 1931 and is known for manufacturing high performance German cars.
• Porsche cars have won more than 24,000 races across the world.
• Ferdinand Porsche, the founder of the company, created the first hybrid electric car in 1899. The car used an internal combustion motor as a generator.

Bottom line

Porsches aren’t cheap, and neither is the insurance to cover one, so be sure to shop around to find the best car insurance for you.

Frequently asked questions about Porsche

• Where are Porsches made?

  Porsches are manufactured in Germany.

• Are Porsches safe?

  Yes, Porsche models do well in safety tests.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• How do you pronounce Porshce?

  Wondering how to pronounce the name Porsche correctly? The word Porsche has two syllables and sounds like “Por-shuh.” Feel free to dazzle fellow car enthusiasts with this fact.

• How can I finance a Porsche?

  You can finance a Porsche by taking out a car loan from a lender that specializes in high-dollar financing for luxury vehicles. Another option is to finance directly through an authorized dealership. You can read our review of Porsche Financial Services to weigh the pros and cons.

Written by

Julia Cameron

Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio