This article was reviewed by Marguerita Cheng, a member of the Finder Editorial Review Board and award-winning advocate for ethical financial planning for over 20 years.
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Credit Card Finder
Compare more than 500 credit cards and get expert guides and news from Finder's credit card journalists.
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Finder’s credit card team spends hundreds of hours researching 500+ credit cards to find the ones with exceptional value. When choosing a credit card, look for the benefits and features that best fit your financial needs, whether that’s a 0% intro APR period, generous rewards, a strong signup bonus or a lengthy balance transfer offer. Our unbiased reviews and guides can help you choose a card that’s right for you.
Top credit card offers for January 2021
These are the top credit card offers this month that grabbed our attention.

Up to 5% cashback on rotating categories, Lyft, groceries and travel
Chase Freedom Flex℠

Everyday purchases: up to 3% back at supermarkets
Blue Cash Everyday® Card from American Express

Ultra-long intro APR for 18 months on purchases and transfers
Citi® Diamond Preferred® Card

Cashback for families: up to 6% back in popular categories
Blue Cash Preferred® Card from American Express
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Finder credit card staff picks
My favorite card | Why I love this card | Cardmember since | |
---|---|---|---|
![]() Megan Horner | Hilton Honors American Express Surpass® Card | This card gives me priority pass lounge access without a crazy high annual fee! | 2019 |
![]() Amy Bonnett | Capital One® VentureOne® Rewards Credit Card | Unlimited 1.25x miles on all purchases and no annual fee make this an easy travel card to keep in my wallet. I also never have to worry about foreign transaction fees when I use it while traveling abroad. | 2016 |
![]() Kevin Chen | Chase Freedom Unlimited® | I got this card because I was a longtime Chase customer, and it’s my favorite precisely because it’s so simple. The 1.5% flat-rate cash back gives me solid rewards on all purchases. And because I have the Chase Sapphire Preferred® Card as well, I can get a higher value from my rewards by transferring them to airlines. | 2017 |
![]() Sarah Barness | JetBlue Card | This card has no annual fee and lets me earn airline points on everyday purchases. It makes flying easy! | 2017 |
![]() Steven Dashiell | Chase Sapphire Reserve® | This card is incredibly feature rich and the annual fee paid for itself through travel credits within just a few months. Love the 3x points earning rate on travel and dining – not to mention Priority Pass discounts on airport meals. | 2019 |
Recent credit card articles

Air Canada to launch new Chase credit card in the US
Air Canada anticipates launching the new credit card and also joining Chase’s lineup of travel partners in 2021.
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Capital One now rejecting transactions from Affirm, Afterpay and more
Everything you need to know about the bank’s new policy on buy-now-pay-later services.
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New Fifth Third Cash/Back Card offers unlimited 1.67% rewards
The new Fifth Third Bank credit card comes with no annual fee and an unlimited 1.67% cash back on all purchases.
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Amex makes waves with terrific new welcome offers
Amex now holds one of the highest welcome offers available.
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New mobile pay startup OV Valet looks to dethrone Apple Pay; is it better?
OV Valet works with NFC as well as traditional magstrip readers.
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Petal launches new card for those with poor credit, refreshes old card
Have a credit score around 550? Struggling to qualify for an unsecured credit card? The new Petal 1 “No Annual Fee” Visa Credit Card might be for you.
Read more…Credit card news
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- What to do when your mortgage forbearance period ends
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Best 0% APR credit cards
Our top picks for cards with zero intro APR in 2021.
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NOW REWARDS Mastercard® review
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The Best TD Bank credit cards are solid, but nothing special.
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PCB Secured Visa® review
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Best credit cards for travel in 2021
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Best airline credit cards of 2021
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Best store credit cards of 2021
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Best no annual fee credit cards of 2021
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Can you help me find my account number?
Hi Kellie,
Thanks for getting in touch! Kindly note that we are unable to find your account number for you. You would need to contact your bank to retrieve your account number.
Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.
Best,
Nikki
How do I find status of my application?
Hi there,
Thanks for getting in touch! To check the status of your credit card application, go to the website of the card provider and read through their application process. If there is no information stated, your next step is to give them a call. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki