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Compare car insurance by make and model

Find the right car insurance for your car's make and model.

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When determining your rates, car insurance providers analyze much more than just your driving record and ZIP code. Their intricate algorithms also crunch the claims and accident records on the exact make and model of the car you intend to insure. Compare car insurance rates, discounts and coverage for your car model to find the best deal.

Compare car insurance by make and model

Get car insurance quotes for your car’s make and model

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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What’s my car’s make and model?

Make and model are common phrases you’ll hear when shopping for car insurance or a new car. Your car’s manufacturer or brand is called the make, like Ford or Toyota. Think about the maker, who created the car. The model of your car is the name of the kind of car you have. For example, Honda makes models like the Accord or Civic, which offer different features, including body style and upgrade options.

If you’re not sure which model you drive, you can often find out by looking at the back of your car. Or read your car’s instruction manual or vehicle registration certificate.

How does make and model affect insurance rates?

It pays to compare rates and get estimates for the type of car you drive to find out if you’re getting the best deal. You might also need different coverage depending on your car model. A pricier car will need higher maximums to cover any damage in an at-fault accident, and an older or less reliable car might need roadside assistance.

  • Vehicle MSRP. Because they tend to be more expensive to repair, pricier vehicles generally result in higher insurance premiums. You might also need higher coverage maximums to cover claims, which means you’ll pay more for coverage.
  • Safety ratings. Safer cars get into accidents less frequently and cost less to repair. That means fewer claims on average — and more savings for you.
  • Likelihood of theft. Some cars, like the Honda Accord and Chevy Impala, are frequently targeted by thieves. This drives up the price of insurance.
  • Sportiness. Most drivers are more likely to drive fast in a sportier car, which makes these drivers at higher risk of getting in a collision. Convertibles tend to have higher theft rates as well, since soft tops can be easier to steal.

Does my car’s body type affect insurance?

Yes, the specific trim and body type can also raise or lower your rates.

Convertibles, sports cars and SUVs tend to be more expensive to insure. Soft top convertibles are easier to break into. It’s too tempting not to drive fast in a sports car, and this gives them a higher risk of being involved in a crash.

If you opt for an upgraded trim or a few extra features, changes are that raised your car’s MSRP. Springing for heated seats or a fancy sound system wouldn’t typically be enough to change insurance rates significantly, but insuring a car with several thousand dollars in upgrades might raise your rates enough to matter.

Which makes and models are cheaper to insure?

In general, the cheaper the car, the cheaper your insurance rates. Safer, cheaper cars present less risk to an insurer because they’re safer in a crash and tend to have cheaper replacement parts. Japanese manufacturers like Honda, Toyota and Subaru are often at the top of the list of cheapest cars to insure, while luxury and sports cars made by BMW and Buick land on the pricier side of insurance rates.

Car insurance rates by car type

Your car’s make, model, trim and model year affect your rates. Even in an expensive state for car insurance like New York, a few popular models stand out for their high safety and low car insurance rates.

Cheapest car models to insure

RankMake and modelAverage monthly premium
1Chrysler Pacifica$132
2Honda Odyssey$132
3Toyota Tundra$135
4Honda Pilot$137
5Subaru Outback$139
6Subaru Forester$141
7Toyota Tacoma$142
8Subaru WRX$144
9Honda Fit$145
10Volkswagen Golf R$145

Cheapest makes to insure

RankMakeAverage monthly premium
1Honda$161
2Acura$167
3Subaru$168
4Hyundai$180
5Ford$185
5Toyota$185

Most expensive makes to insure

RankMakeAverage monthly premium
1Ferrari$913
2Aston Martin$548
3Lamborghini$502
4Lotus$444
5Maserati$411

Car insurance rates by model

Compare average car insurance rates for new cars for the top 400+ car models.

ModelMakeMonthly insurance rateMSRP
AcuraILX$179$25,900
AcuraMDX$191$44,050
AcuraNSX$191$156,000
AcuraRDX$153$35,670
AcuraRLX$152$54,450
AcuraTLX$152$32,000
Alfa Romeo4C$197$55,900
Alfa RomeoGiulia$197$37,995
Alfa RomeoStelvio$197$40,195
Aston MartinDb11$652$214,820
Aston MartinRapide$626$206,000
Aston MartinVantage$569$186,295
Aston MartinVanquish$510$287,650
AudiA3$191$31,200
AudiA4$191$34,900
AudiA4 All Road$132$44,000
AudiA5$127$41,200
AudiA6$136$47,600
AudiA7$124$68,800
AudiA8$191$82,500
AudiQ3$191$31,800
AudiQ5$138$40,900
AudiQ7$197$49,000
AudiQ8$160$67,400
AudiR8$197$162,900
AudiRS7$191$110,700
AudiS3$132$42,900
AudiS5$98$53,100
AudiS6$132$70,900
AudiS7$191$79,900
AudiS8$191$115,900
AudiSQ5$132$53,300
AudiTT$128$43,500
BentleyBentayga$132$229,100
BentleyContinental$270$198,500
BentleyFlying Spur$240$189,000
BentleyMulsanne$270$303,700
BMW2 Series$238$33,150
BMW3 Series$178$33,450
BMW4 Series$238$41,950
BMW5 Series$169$51,200
BMW6 Series$160$77,600
BMW7 Series$167$81,500
BMW8 Series$170$111,900
BMWI3$181$46,250
BMWI8$161$143,400
BMWM2$238$52,500
BMWM3$167$64,000
BMWM4$159$66,200
BMWM6$161$113,700
BMWX1$179$33,750
BMWX3$180$40,050
BMWX4$238$45,550
BMWX5$178$56,600
BMWX6$173$62,500
BUICKCascada$238$33,065
BUICKEnclave$161$39,065
BUICKEncore$238$22,990
BUICKEnvision$238$34,065
BUICKLacrosse$238$32,065
BUICKRegal$168$27,065
BUICKVerano$238$21,065
CadillacATD$173$34,595
CadillacATS-V$169$60,695
CadillacCT5$170$40,000
CadillacCT6$238$53,795
CadillacCTS$173$45,995
CadillacCTS-V$170$85,995
CadillacEscalade$179$73,395
CadillacXT4$175$34,795
CadillacXT5$238$39,395
CadillacXT6$186$52,695
CadillacXTS$167$45,595
ChevroletCorvette$238$55,450
ChevroletSS$164$46,625
ChevroletExpress$171$30,745
ChevroletBolt EV$238$36,620
ChevroletCamaro$154$25,905
ChevroletCity Express$171$22,405
ChevroletColorado$161$20,000
ChevroletCruze$238$16,975
ChevroletEquinox$177$23,100
ChevroletImpala$175$27,500
ChevroletMalibu$238$21,680
ChevroletSilverado$160$27,785
ChevroletSonic$174$15,145
ChevroletSpark$181$13,000
ChevroletSuburban$172$49,915
ChevroletTahoe$169$47,215
ChevroletTraverse$171$28,700
ChevroletTrax$180$21,000
ChevroletVolt$177$33,220
Chrysler200$164$22,115
Chrysler300$160$35,675
ChryslerPacifica$132$28,995
DodgeViper$170$87,895
DodgeChallenger$245$26,995
DodgeCharger$173$27,995
DodgeDurango$186$29,995
DodgeGrand Caravan$238$25,995
DodgeJourney$189$21,195
Ferrari488 GTB$783$245,400
Ferrari488 Spider$868$272,700
Ferrari812$1,188$335,275
FerrariCalifornia T$648$202,723
FerrariF12 Berlinetta$1,015$319,995
FerrariF12 TDF$1,015$319,995
FerrariFF$935$295,000
FerrariGTC4 Lusso$953$300,000
Fiat124 Spider$238$24,995
Fiat500$180$14,995
Fiat500L$166$20,995
Fiat500X$245$19,995
FordExpedition$172$47,125
FordF-450$166$53,945
FordGT$245$450,000
FordC-Max$238$27,120
FordEdge$173$28,950
FordEscape$178$23,750
FordExplorer$171$31,660
FordF-150$157$27,110
FordF-250$167$32,535
FordF-350$245$33,705
FordFiesta$180$13,660
FordFlex$171$30,025
FordFocus$238$16,775
FordFusion$178$22,610
FordMustang$166$25,185
FordTaurus$173$27,345
FordTransit Connect$172$23,010
GMCSierra$113$34,995
HondaClarity$197$59,365
HondaAccord$151$22,455
HondaCivic$153$18,740
HondaCR-V$197$24,045
HondaFit$145$16,090
HondaHR-V$147$19,465
HondaOdyssey$132$29,850
HondaPilot$137$30,745
HondaRidgeline$191$29,475
HyundaiAccent$177$14,745
HyundaiAzera$165$34,100
HyundaiElantra$220$17,150
HyundaiElantra GT$177$18,800
HyundaiIoniq$227$22,200
HyundaiKona$122$19,900
HyundaiSanta Fe$158$30,800
HyundaiSanta Fe Sport$165$25,350
HyundaiSonata$176$21,600
HyundaiTucson$169$22,700
HyundaiVeloster$220$18,100
InfinitiQ50$220$33,950
InfinitiQ60$220$38,950
InfinitiQ70$160$50,100
InfinitiQ70L$160$51,600
InfinitiQX30$220$29,950
InfinitiQX50$167$34,650
InfinitiQX60$220$43,100
InfinitiQX70$166$45,850
InfinitiQX80$166$63,850
JaguarE-Pace$156$39,595
JaguarF-Pace$201$43,060
JaguarF-Type$148$61,745
JaguarXE$163$36,720
JaguarXF$184$48,770
JaguarXJ$158$76,395
JaguarXJL$110$76,395
JaguarXJR$110$123,395
JeepCherokee$220$23,695
JeepCompass$164$19,940
JeepGrand Cherokee$220$30,395
JeepPatriot$164$18,040
JeepRenegade$220$17,995
JeepWrangler$154$23,995
KiaK900$220$49,900
KiaCadenza$220$31,990
KiaForte$180$16,600
KiaOptima$181$22,200
KiaRio$187$14,165
KiaSedona$190$26,900
KiaSorento$165$25,600
KiaSoul$176$16,100
KiaSoul EV$174$32,250
KiaSportage$174$23,200
KiaStinger$187$32,990
KiaTelluride$196$31,690
LamborghiniAventador$568$399,500
LamborghiniHuracan$436$199,800
Land RoverDiscovery$227$49,990
Land RoverDiscovery Sport$161$37,695
Land RoverRange Rover$156$85,650
Land RoverRange Rover Evoque$220$41,800
Land RoverRange Rover Sport$227$65,650
LexusCT$171$31,250
LexusES$167$38,900
LexusGS$220$46,310
LexusGSF$220$83,940
LexusGX$161$51,680
LexusIS$162$37,825
LexusLS$155$72,520
LexusLX$161$89,880
LexusNX$167$35,285
LexusRC$220$40,155
LexusRCF$156$64,165
LexusRX$154$43,120
LincolnContinental$220$44,720
LincolnMKC$159$32,880
LincolnMKT$157$43,530
LincolnMKX$157$38,260
LincolnMKZ$220$35,170
LincolnNavigator$159$63,515
LotusEvora$424$91,785
Lotus3-Eleven$464$129,000
MaseratiGhibli$385$74,300
MaseratiGranturismo$535$134,775
MaseratiLevante$291$75,300
MaseratiQuattroporte$433$107,400
Mazda3$165$17,845
Mazda6$220$21,945
MazdaCX-3$165$19,960
MazdaCX-5$227$24,045
MazdaMX-5 Miata$152$24,915
Mclaren570S$583$191,100
Mclaren650S$1,040$349,500
Mercedes-BenzAMG GT$220$111,200
Mercedes-BenzB250E$220$39,900
Mercedes-BenzC-Class$220$39,500
Mercedes-BenzCLA-Class$152$32,400
Mercedes-BenzCLS-Class$152$74,850
Mercedes-BenzE-Class$220$52,150
Mercedes-BenzG-Class$220$122,400
Mercedes-BenzGLA-Class$227$32,850
Mercedes-BenzGLC-Class$220$39,150
Mercedes-BenzGLE-Class$227$52,000
Mercedes-BenzGLS-Class$227$67,050
Mercedes-BenzMaybach S650 Cabriolet$814$38,900
Mercedes-BenzMetris$220$25,995
Mercedes-BenzS-Class$220$96,600
Mercedes-BenzSL-Class$140$86,950
Mercedes-BenzSLC-Class$220$47,950
Mercedes-BenzSprinter$227$32,495
MINICooper197/227$20,950
MitsubishiEclipse$85$23,595
MitsubishiI-Miev$187$22,995
MitsubishiLancer$197$17,795
MitsubishiMirage$184$12,995
MitsubishiOutlander$184$23,495
MitsubishiOutlander Sport$184$19,795
NissanArmada$220$44,900
NissanGT-R$158$109,990
Nissan370Z$162$29,990
NissanAltima$183$22,500
NissanFrontier$147$18,390
NissanJuke$182$20,250
NissanLeaf$185$30,680
NissanMaxima$173$32,610
NissanMurano$169$29,740
NissanNV200$172$21,330
NissanPathfinder$220$30,290
NissanRogue$176$23,820
NissanSentra$220$16,990
NissanTitan$220$29,580
NissanTitan XD$227$31,590
NissanVersa$191$11,990
NissanVersa Note$180$15,480
Porsche911$105$89,400
PorscheBoxster$105$52,100
PorscheCayenne$115$59,600
PorscheCayman$108$53,900
PorscheMacan$220$47,500
PorschePanamera$105$85,000
Ram1500$148$26,495
Ram2500$151$32,145
Ram3500$151$33,245
RamPromaster 1500$156$29,995
RamPromaster City$220$23,495
Rolls-RoyceGhost$428$250,000
Rolls-RoycePhantom$1,427$420,325
Rolls-RoyceWraith$1,083$317,700
Rolls-RoyceCullinan$979$350,000
SmartFortwo$220$14,650
SubaruOutback$139$25,645
SubaruBRZ$154$25,495
SubaruCrosstrek$220$21,695
SubaruForester$141$22,595
SubaruImpreza$227$18,395
SubaruLegacy$150$21,995
SubaruWRX$144$26,695
TeslaModel S$227$68,000
TeslaModel X$227$82,500
ToyotaLand Cruiser$162$84,775
Toyota4runner$227$34,210
ToyotaAvalon$170$33,300
ToyotaCamry$175$23,070
ToyotaCorolla$179$18,500
ToyotaC-HR$132$22,500
ToyotaHighlander$227$30,630
ToyotaMirai$220$57,500
ToyotaPrius$177$23,475
ToyotaPrius C$220$20,150
ToyotaPrius Prime$220$27,100
ToyotaPrius V$167$26,675
ToyotaRAV4$167$24,410
ToyotaRAV4 Hybrid$220$29,030
ToyotaSequoia$157$45,560
ToyotaSienna$149$29,750
ToyotaSupra$194$49,990
ToyotaTacoma$142$24,320
ToyotaTundra$135$30,120
ToyotaYaris$181$15,250
ToyotaYaris LA$220$15,950
VolkswagenArteon$197$35,000
VolkswagenAtlas$179$30,895
VolkswagenBeetle$220$19,995
VolkswagenCC$220$34,475
VolkswagenGolf$158$19,895
VolkswagenGolf Alltrack$220$25,850
VolkswagenGolf R$145$35,655
VolkswagenGolf Sportwagen$227$21,580
VolkswagenGTI$156$24,995
VolkswagenJetta$159$17,895
VolkswagenPassat$220$22,440
VolkswagenTiguan$152$24,995
VolkswagenTouareg$220$49,495
VolvoS90$220$46,950
VolvoXC60$220$40,950
VolvoXC90$220$45,750
VolvoS60$227$33,950
VolvoV60$227$36,150

How does my car’s trim affect car insurance?

The make and model of the car you drive is the biggest factor that determines your insurance rates, but even your car’s trim level can affect rates. The trim level of your car is specific to your model. For example, the Mini Cooper S and JCW include higher end specs and a higher end price than the standard trim Mini Cooper. You’ll also get more horsepower and sport seats with this fancier trim level.

Model Year, Make and ModelTrim LevelAverage MSRPYearly Insurance Premiums
2019 Toyota CamryL$24,095$956
2019 Toyota CamryLE$24,600$956
2019 Toyota CamrySE$25,800$956
2019 Toyota CamryXLE V4$29,175$1,027
2019 Toyota CamryXSE V4$29,725$1,411
2019 Toyota CamryXLE V6$34,300$1,039
2019 Toyota CamryXSE V6$34,850$990

Bottom line

Shopping for car insurance can be difficult, and comparing rates by car can help you narrow down your decision. Rates can change drastically based on which car you drive, so compare insurance to find the best deal for your ride.

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2 Responses

  1. Default Gravatar
    DougSeptember 20, 2018

    When rating an auto for insurance in Ohio, how many years old does the the car have to be, before the premium will no longer increase?

    • Avatarfinder Customer Care
      JhezSeptember 21, 2018Staff

      Hello Doug,

      Thank you for your comment.

      Please note that most cars lose value as they age, but in some cases, older cars attain a greater value by achieving classic car status. Cars generally must be at least 25 years old to be considered classics. Before you buy insurance for your car, you may wish to have its value appraised so your policy will accurately reflect its worth. This is especially important if you have made improvements that have increased its value.

      So regarding your question, we could not tell if the premium will not increase because as the car ages, they may be of greater value.

      I suggest that you compare car insurance companies in OH by entering your zip code in the quote engine above to see the rates per insurer or click the Go to Site button from one of the insurers we have listed and get quotes directly.

      Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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