Breaking down car insurance prices by brand and model |

Car insurance breakdown by brand

Car insurance costs for your make and model vehicle

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When determining your rates, car insurance providers analyze much more than just your driving record and ZIP code. Their intricate algorithms also crunch the claims and accident records on the exact make and model of the car you intend to insure.

To dispel at least some of the mystery, we researched the insurance costs of every 2018 car model out there, grouping them by brand/make and model for easy reference. To see what you might pay to protect your precious wheels, click the car brands below for a breakdown by model and specs.

What does make and model mean?

Make and model are common phrases you’ll hear when shopping for car insurance or a new car.

Your car’s manufacturer or brand is called the make, like Ford or Toyota. Think about the maker, who created the car.

The model of your car is the name of the kind of car you have. For example, Honda makes models like the Accord or Civic, which offer different features, including body style and upgrade options.

Want to get even more detailed? The trim level of your car is specific to your model. For example, the Mini Cooper S includes higher end specs and a higher end price than the Mini Cooper, with more horsepower, sport seats and fancier trim.

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