Car insurance costs for your car’s make and model
When determining your rates, car insurance providers analyze much more than just your driving record and ZIP code. Their intricate algorithms also crunch the claims and accident records on the exact make and model of the car you intend to insure.
To dispel at least some of the mystery, we researched the insurance costs of every 2018 car model out there, grouping them by make and model for easy reference. Compare car insurance rates, discounts and coverage by car model.
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Compare car insurance by make and model
What does make and model mean?
Make and model are common phrases you’ll hear when shopping for car insurance or a new car.
Your car’s manufacturer or brand is called the make, like Ford or Toyota. Think about the maker, who created the car.
The model of your car is the name of the kind of car you have. For example, Honda makes models like the Accord or Civic, which offer different features, including body style and upgrade options.
Want to get even more detailed? The trim level of your car is specific to your model. For example, the Mini Cooper S includes higher end specs and a higher end price than the Mini Cooper, with more horsepower, sport seats and fancier trim.
When rating an auto for insurance in Ohio, how many years old does the the car have to be, before the premium will no longer increase?
Hello Doug,
Thank you for your comment.
Please note that most cars lose value as they age, but in some cases, older cars attain a greater value by achieving classic car status. Cars generally must be at least 25 years old to be considered classics. Before you buy insurance for your car, you may wish to have its value appraised so your policy will accurately reflect its worth. This is especially important if you have made improvements that have increased its value.
So regarding your question, we could not tell if the premium will not increase because as the car ages, they may be of greater value.
I suggest that you compare car insurance companies in OH by entering your zip code in the quote engine above to see the rates per insurer or click the Go to Site button from one of the insurers we have listed and get quotes directly.
Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement PDS/T&C’s of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn