Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Personal loan calculators
Find the right calculator to help make a more informed choice.
Several questions often crop up when comparing loan options: How much can you afford? What will your monthly repayments be? Are you getting the best deal available? There’s a lot of math involved with finding out if a lender is offering a competitive deal. A personal loan calculator can help sort things out so your decision is easier to make.
Personal loan monthly payment calculator
Estimate how much you’ll pay each month on a personal loan based on its potential loan amount, APR and repayment period. Use our monthly repayment calculator to make sure you’re signing up for a loan that you can comfortably afford without putting your credit score at risk.
Debt consolidation savings calculator
Find out how much money a debt consolidation loan could help you save and see how much faster you could get out of high-interest debt. Determine what rate and terms you’d need to make consolidating your debt worth it.
Loan comparison calculator
Compare two loans side-by-side to tell which is the better choice for you. This calculator is also helpful if you’re interested in refinancing a loan you’re already paying off.
Borrowing power calculator
Figure out how much you can comfortably afford to borrow, what monthly repayment to look for and what you’d end up paying in interest on a loan.
Car loan monthly payment calculator
This calculator can help you figure out how much you’ll be responsible for paying each month on a car loan. You’ll also find out what your loan will cost over the short and long term.
Business loan comparison calculator
Once you’ve narrowed down your options, you might want to consider other factors that affect the cost of your business loan. This calculator can help you make a quick, detailed comparison of two new loans or your current loan and a refinancing offer.
Using a calculator when you’re trying to find the right kind of loan can help you save money month-to-month and over the life of your loan. It can also help you avoid taking on debt that you can’t afford.
Ready compare lenders? Head over to our personal loans guide to get started.
Read more on this topic
401(k) loan calculator See how much it'll cost to borrow from your retirement with this easy-to-use calculator.
What you need to know about loan forbearance during COVID-19 This financial hardship option can help when deferment isn't an option, but it will cost you.
American Express loans Low APRs available — but only Amex cardholders can be preapproved for its personal loan.
Should you take out a personal loan to pay bills after the pandemic? 11 experts weigh in on when taking out a personal loan to pay bills makes sense — and when you should explore other options.
Personal loans statistics Did you know more men take out personal loans than women? See more stats such as average amounts and top reasons for borrowing. All with visuals + charts.
Landscaping loans Explore 4 ways to finance projects in your backyard.
Upgrade Card line of credit review Flexible funding in card form with low, fixed monthly payments.
LightStream boat loans review Set sail with low-interest financing available as soon as the same day.
Debt solutions network debt relief review Debt Solutions Network claims to save you up to 70% — but limited information is available online.
Transform Credit personal loans review Fast funding even with poor credit — but you’ll need a cosigner.
Ask an Expert