Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

BMW X6 insurance rates

Average insurance cost for your BMW X6? $213. But you can go even cheaper — see Progressive's rates.

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a BMW X6 is $212.94 — or, $2,555.28 annually. However, some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 BMW X6$120.57$133.43$218.11$202.77$168.72
2016 BMW X6$176.42$154.65$255.59$221.67$202.08
2021 BMW X6$116.24$192.92$337.04$205.55$212.94

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your age, location, job type, annual mileage and more.

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
loading

Compare up to 4 providers

Get the cheapest quotes for your Bmw X6

Enter your zip code to compare providers in your area.

Your information is secure

Compare the X6’s insurance factors to similar cars

The BMW X6 commands a higher insurance rate than other compact luxury SUVs. Yet the X6 boasts high-powered engine options that make it a speedster on the track — and a risk for causing serious damage in an accident. This coupe-like SUV also sets a higher ticket price than competitor SUVs, leading insurers to pay more to replace the vehicle.

Models similar to BMW X6Monthly insurance costCar valueSafety rating by NHTSATheft rate
BMW X6$212.94$66,045Not rated0
Acura RDX$39,4455-star0.39
BMW X1$171.85$36,3955-star0.3
Lincoln Corsair$37,2005-starNot available
Mercedes-Benz GLC Class$188.12$44,250Not ratedNot available

We found 2021 car values from Car and Driver’s car model reviews. We also found safety ratings and theft rates from the National Highway Traffic Safety Administration (NHTSA). However, the NHTSA doesn’t rate every model or model year for safety and number of thefts.

About the BMW X6

The BMW X6 has been around since 2009 and is a midsize luxury SUV. The BMW X6 is known for its sporty performance and luxurious interior. The latest model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

BMW X6 Series money-saving safety features

You could save money on car insurance for your BMW X6 Series if it comes equipped with these safety features.

  • Airbags
  • Antilock brakes
  • Antitheft device
  • Electronic stability control
  • Seatbelt pretensioners
  • Lane-departure warning systems
  • Adaptive cruise control
  • Daytime running lights

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site