9 Excellent
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
Revolut is a fintech, not a bank. Its US banking services are backed by its bank partner MCB, which also provides FDIC insurance for Revolut’s deposit accounts. Revolut offers digital personal and business multicurrency accounts that are well-suited for travelers who frequently convert currency or use their debit card overseas. And if you have a Revolut personal account, you’ll get access to its free kids’ account Revolut <18. It also offers seven different international business accounts.
If this global account isn’t quite the right fit, we have Revolut alternatives for you to check out, such as SoFi®, Capital One, Greenlight and Wise.
9 Excellent
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 4.85% |
---|---|
Fee | $0. per month |
Minimum deposit to open | $0 |
APY | 4.85% |
---|---|
Fee | $0. per month |
Minimum deposit to open | $0 |
9.2 Excellent
Finder Award
APY | 5.00% |
---|---|
Fee | From $5.99 per month |
Minimum deposit to open | $0 |
APY | 5.00% |
---|---|
Fee | From $5.99 per month |
Minimum deposit to open | $0 |
9.6 Excellent
APY | Up to 3.75% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.75% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
9.2 Excellent
APY | 0.10% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 0.10% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
8.6 Great
APY | Up to 0.25% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 0.25% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
The downside of Revolut is that the best perks with its business accounts require a paid plan, such as bulk payments and cashback rewards. Overall, keep in mind that Revolut is an online option that lacks physical branches and doesn’t accept cash or check deposits.
These accounts offer high FDIC insurance, making them ideal for those with a million dollars or more in one account.
Learn how to use Zelle with your Bank of America account, including how to enroll, sending limits, fees and more.
Zelle is a peer-to-peer payment app that lets you seamlessly send and receive money from people you know. Find out if Discover supports Zelle.
Chime is a fintech company and not a true bank, so it can’t integrate with Zelle. But you can connect your Chime account to the Zelle app.
Charlie, Chase and SoFi are some of the best free bank accounts for seniors and retirees, with competitive APYs and low deposit requirements.
Chime offers a competitive $100 referral bonus and a $100 direct deposit bonus when you meet certain requirements. See details here.
SoFi offers several bonus offers, including a direct deposit bonus, welcome offers and referral bonuses. See how to snag up to $300.
Close alternatives to Varo include Chime, SoFi, Revolut, Current, Fizz, Dave and Honeydue. See how these banks compare here.
Data on the personal saving rate in the US.
A financial app with cash advances, banking and budgeting tools.