9 Excellent
Top Offer
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
Revolut is a fintech, not a bank. Its US banking services are backed by its bank partner MCB, which also provides FDIC insurance for Revolut’s deposit accounts. Revolut offers digital personal and business multicurrency accounts that are well-suited for travelers who frequently convert currency or use their debit card overseas. And if you have a Revolut personal account, you’ll get access to its free kids’ account Revolut <18. It also offers seven different international business accounts.
If this global account isn’t quite the right fit, we have Revolut alternatives for you to check out, such as SoFi®, Capital One, Greenlight and Wise.
9 Excellent
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 4.85% |
---|---|
Fee | $0. per month |
Minimum deposit to open | $0 |
APY | 4.85% |
---|---|
Fee | $0. per month |
Minimum deposit to open | $0 |
9.2 Excellent
Finder Award
APY | 6.00% |
---|---|
Fee | From $5.99 per month |
Minimum deposit to open | $0 |
APY | 6.00% |
---|---|
Fee | From $5.99 per month |
Minimum deposit to open | $0 |
9.6 Excellent
APY | Up to 3.75% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.75% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
9.2 Excellent
APY | 0.10% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 0.10% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
8.6 Great
APY | Up to 0.25% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 0.25% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
The downside of Revolut is that the best perks with its business accounts require one of the pricier plans, such as bulk payments and cashback rewards. Overall, keep in mind that Revolut is an online option that lacks physical branches and doesn’t accept cash or check deposits.
Ally and Capital One have similar APYs and no monthly fees, but Ally is online-only and Capital One has some physical locations.
See how to earn up to $1,500 when you open a new Capital One savings or checking account with qualifying deposits.
The $500 Axos Bank bonus is now expired, but you can still earn $50 per qualifying referral, plus up to $400 with a new business account.
Discover only offers a bonus on its savings account, and it has a high deposit requirement. See how to get it here.
Some of the best-rated mobile banking apps include SoFi, Chase, Discover and Wells Fargo. See our full list here.
Earn a checking account bonus of $200 by getting the Upgrade Card and making 3 qualifying transactions.
Fifth Third Bank currently offers a $325 checking account bonus when you open a new account and set up qualifying direct deposits.
Earn $25 with Varo by referring a friend. See the fine print on how to earn this bonus here.
One of PNC’s best bonus offers is its $400 direct deposit bonus. But if you don’t meet the criteria, there are other ways to earn cash.
SoFi offers several bonus offers, including a direct deposit bonus, welcome offers and referral bonuses. See how to snag up to $300.