9 Excellent
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
Revolut is a fintech, not a bank. Its US banking services are backed by its bank partner MCB, which also provides FDIC insurance for Revolut’s deposit accounts. Revolut offers digital personal and business multicurrency accounts that are well-suited for travelers who frequently convert currency or use their debit card overseas. And if you have a Revolut personal account, you’ll get access to its free kids’ account Revolut <18. It also offers seven different international business accounts.
If this global account isn’t quite the right fit, we have Revolut alternatives for you to check out, such as SoFi®, Capital One, Greenlight and Wise.
9 Excellent
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.80% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 4.85% |
---|---|
Fee | $0. per month |
Minimum deposit to open | $0 |
APY | 4.85% |
---|---|
Fee | $0. per month |
Minimum deposit to open | $0 |
9.2 Excellent
Finder Award
APY | 5.00% |
---|---|
Fee | From $5.99 per month |
Minimum deposit to open | $0 |
APY | 5.00% |
---|---|
Fee | From $5.99 per month |
Minimum deposit to open | $0 |
9.6 Excellent
APY | Up to 3.75% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.75% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
9.2 Excellent
APY | 0.10% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 0.10% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
8.6 Great
APY | Up to 0.25% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | Up to 0.25% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
The downside of Revolut is that the best perks with its business accounts require a paid plan, such as bulk payments and cashback rewards. Overall, keep in mind that Revolut is an online option that lacks physical branches and doesn’t accept cash or check deposits.
SoFi Plus is a new membership option for SoFi customers that’s free with qualifying direct deposits and earns extra rewards and higher APYs.
Bank of America is a dependable and accessible bank network, but keep an eye out for monthly fees compared to other options.
Zelle transfer limits vary by bank. Some of the banks with the highest Zelle limits include Capital One, SoFi, Chase, PNC and Wells Fargo.
Zelle users can no longer use its standalone app to send or receive money.
Capital One does work with Zelle and has one of the highest Zelle transfer limits available. See how to get started here.
Popular online bank SoFi is one of the only fintechs that works will Zelle, a peer-to-peer money transfer app.
Many banks offer early direct deposit up to 2 days early, including SoFi, Chase, Chime, Discover, Huntington and many more. See the full list.
Compare and apply for a bank account with a linked Visa or MasterCard debit card in 10 minutes. Learn what you need to apply and how to get started.
Cardless cash provides a convenient way to use an ATM without their card. If you often go out without your wallet, or want to make it easier for family members to take out money, this is a feature that deserves a second look.
1. Open a new account 2. Update automatic payments and direct deposit 3. Transfer funds 4. Contact your bank 5. Request written confirmation