Average insurance cost for a Lamborghini
The average insurance cost of a Lamborghini across all models is $502.00 a month, or $6,024.00 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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How a Lamborghini affects insurance costs
Lamborghinis are not only expensive to purchase, they are also expensive to insure. Their big price tag means they are also costly to repair or replace, which increases the cost of insurance. And because this is such a high-end car, Lamborghini owners will likely chose more than just the minimum liability coverage, which will also increase insurance costs.
Because Lamborghinis are among the most expensive cars to insure, you might need to find a specialty insurer of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance.
Lamborghini car insurance rates by model
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Aventador | $568 | $199,800 |
| Huracan | $436 | $49,990 |
Pros and cons of insuring a Lamborghini
Pros
- Not commonly target by thieves
Cons
- Costly to repair and replace
- More than basic coverage is recommended
About the Lamborghini brand
Ferruccio Lamborghini founded this Italian automotive company in 1963. Throughout the decades, Lamborghini has traded hands many times, going from Chrysler to Mycom Setdco and VPower Corporation to Volkswagen, where it now resides.
Lamborghini has launched numerous models throughout the years, many of which are now collectables. Some fan favorites include the Miura, the Murcielago and the Countach.
Are there any standout Lamborghini models?
Some might argue that any Lamborghini model is a standout model. But the One-Off models are the most exclusive, limited editions, only available to a select number of clients. Lamborghini states that “One-Off models express the highest Lamborghini spirit in every respect.” The current lineup of One-Off models includes the Centenario Roadster, the Centenario and the Veneno Roadster.
Lamborghini car facts
- Lamborghinis are one of the most expensive vehicles to insure. Reason being that you usually need more than just minimum liability coverage for your vehicle. You’ll also typically want an umbrella policy and comprehensive coverage.
- The price to insure your Lamborghini will vary greatly depending on the type and number of coverages you want in your policy.
- Not every insurance company offers specialty/high-end car insurance. You’ll want to see a list of those that do here.
- Lamborghini Financial Services offers financing and leasing options, but they might not have the best rates compared to a bank auto loan for Lamborghinis.
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Bottom line
A Lamborghini is expensive to insure, but we’re guessing that if you can handle the high purchase price of one of these speedsters, you can handle the cost of insurance. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Lamborghini
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