Lamborghini insurance cost for 2021

The average cost of car insurance for a Lamborghini can range from around $541 to $1,217 a month. However, your actual costs depend on your driving history, car model and year, location and other factors.

Filter car insurance companies by states served, roadside assistance, accident forgiveness and more to get a quote.

Name	Roadside assistance	New car protection	Safe driver discount	Available states
Allstate	Optional		13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
Progressive	Optional		30%	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford	Optional		Yes	All 50 states	Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.	Get quotes More Info	Compare	loading Fetching your data...
Root			52%	Available in 31 states	Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.	Get quotes More Info	Compare	loading Fetching your data...
Savvy	Optional	Depends on provider	Yes	All states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual	Optional		30%	All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...

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Lamborghini car insurance rates

We pulled Lamborghini car insurance quotes from top insurance companies to find that the average monthly cost to insure a Lamborghini can range from $540.58 to $1,216.70. However, monthly costs vary by your car’s model and year.

Model Year	Allstate	Geico	State Farm	Farmers	Average
2021 Lamborghini Aventador	–	$748.56	1,269.03	$1,632.52	$1,216.70
2021 Lamborghini Huracan	$827	$579.28	–	$1,648.32	$1,018.20
2021 Lamborghini Urus	$641.00	$471.57	547.85	$501.90	$540.58

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

Bodily injury liability per person: $50,000
Bodily injury liability per accident: $100,000
Property damage liability: $50,000
Comprehensive deductible: $500
Collision deductible: $500
Medical payments: $5,000
Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

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Find your Lamborghini model

Lamborghini Aventador

Lamborghini Huracan

Lamborghini Urus

Why are Lamborghinis so expensive to insure?

Lamborghinis are not only expensive to purchase, they are also expensive to insure. Their big price tag means they are also costly to repair or replace, which increases the cost of insurance. And because this is such a high-end car, Lamborghini owners will likely chose more than just the minimum liability coverage, which will also increase insurance costs. You’ll also see sky-high rates if you have any other risk factors, such as being less than 25 years old or living in a busy city.

Because Lamborghinis are among the most expensive cars to insure, many standard insurers won’t cover a Lamborghini. You might need to find a specialty insurer of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance or collectors car insurance. With collectors car insurance, you can get higher maximums to cover the whole cost of the car, and you’ll often enjoy other benefits like agreed value coverage, original manufacturer replacement parts and more.

Lamborghini car facts

Lamborghinis are one of the most expensive vehicles to insure.
Ferruccio Lamborghini founded this Italian automotive company in 1963.
Throughout the decades, Lamborghini has traded hands many times, going from Chrysler to Mycom Setdco and VPower Corporation to Volkswagen, where it now resides.
Lamborghini has launched numerous models throughout the years, many of which are now collectables. Some fan favorites include the Miura, the Murcielago and the Countach.
Lamborghini Financial Services offers financing and leasing options, but they might not have the best rates compared to a bank auto loan for Lamborghinis.

Are there any standout Lamborghini models?

Some might argue that any Lamborghini model is a standout model. But the One-Off models are the most exclusive, limited editions, only available to a select number of clients. Lamborghini states that “One-Off models express the highest Lamborghini spirit in every respect.” The current lineup of One-Off models includes the Centenario Roadster, the Centenario and the Veneno Roadster.

Compare Lamborghini competitors

Need help considering some other car manufacturers like Lamborghini? Compare all car makes

Bottom line

A Lamborghini is expensive to insure, but we’re guessing that if you can handle the high purchase price of one of these speedsters, you can handle the cost of insurance. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Lamborghini

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

2018 Lamborghini
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit

Thank you for your feedback!

Julia Cameron

Julia Cameron is a writer and editor who has experience in finance, mergers and acquisitions, content marketing and immigration law. She has a passion for interior design and an affinity for Old Florida, where she lives with her family.

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Lamborghini insurance cost