We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Lamborghini insurance rates
Compare car insurance for Lamborghinis
Average insurance cost for a Lamborghini
Lamborghinis are pricey cars to own. The average insurance cost of a Lamborghini across all models is $502 a month, or $6,024 a year. Compare that to a sedan, which might be only $1,400 to insure, or even sportscars like the Mustang or Camaro at $1,900 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
- Top-rated insurer
- Online quotes & claims
- Bundle and save
Our top pick: Progressive
Choose from a long list of discounts and coverage for almost any driver.
- Top-rated insurer with 80 years of experience
- Easy online sign-up and reporting
- Multiple discounts available
- Transparent quoting
Find your Lamborghini model
Compare car insurance for your Lamborghini
Why are Lamborghinis so expensive to insure?
Lamborghinis are not only expensive to purchase, they are also expensive to insure. Their big price tag means they are also costly to repair or replace, which increases the cost of insurance. And because this is such a high-end car, Lamborghini owners will likely chose more than just the minimum liability coverage, which will also increase insurance costs. You’ll also see sky-high rates if you have any other risk factors, such as being less than 25 years old or living in a busy city.
Because Lamborghinis are among the most expensive cars to insure, many standard insurers won’t cover a Lamborghini. You might need to find a specialty insurer of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance or collectors car insurance. With collectors car insurance, you can get higher maximums to cover the whole cost of the car, and you’ll often enjoy other benefits like agreed value coverage, original manufacturer replacement parts and more.
Lamborghini car insurance rates by model
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Aventador | $568 | $199,800 |
| Huracan | $436 | $49,990 |
Pros and cons of insuring a Lamborghini
Pros
- Not commonly target by thieves
Cons
- Costly to repair and replace
- More than basic coverage is recommended
Lamborghini car facts
- Lamborghinis are one of the most expensive vehicles to insure.
- Ferruccio Lamborghini founded this Italian automotive company in 1963.
- Throughout the decades, Lamborghini has traded hands many times, going from Chrysler to Mycom Setdco and VPower Corporation to Volkswagen, where it now resides.
- Lamborghini has launched numerous models throughout the years, many of which are now collectables. Some fan favorites include the Miura, the Murcielago and the Countach.
- Lamborghini Financial Services offers financing and leasing options, but they might not have the best rates compared to a bank auto loan for Lamborghinis.
Are there any standout Lamborghini models?
Some might argue that any Lamborghini model is a standout model. But the One-Off models are the most exclusive, limited editions, only available to a select number of clients. Lamborghini states that “One-Off models express the highest Lamborghini spirit in every respect.” The current lineup of One-Off models includes the Centenario Roadster, the Centenario and the Veneno Roadster.
Get the cheapest quotes
Compare car insurance companies near you.
Your information is secure.
Compare Lamborghini competitors
Need help considering some other car manufacturers like Lamborghini? Compare all car makes
Bottom line
A Lamborghini is expensive to insure, but we’re guessing that if you can handle the high purchase price of one of these speedsters, you can handle the cost of insurance. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Lamborghini
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
Read more on this topic
-
When can I use my phone when driving? When are you allowed to use your phone while driving in each state?
-
Noblr car insurance review Noblr car insurance offers monthly premium discounts based on your safe driving habits.
-
Compare carshare car insurance Make sure the free insurance offered by carshare services is enough protection for you.
-
Compare car insurance for self-employed drivers Self-employed drivers need to balance getting the best rates with protecting their business.
-
Compare Allstate car insurance discounts You could save well over 30% by taking advantage of Allstate’s numerous car insurance discounts.
-
Compare Liberty Mutual car insurance discounts Save extra money with Liberty Mutual by taking advantage of its numerous car insurance discounts.
-
Which gas should you use in your car? When should you use regular, premium or E85 gas? And what if you use the wrong kind?
-
How does car insurance cover additional drivers? Insurance should cover drivers listed on your policy, but double-check how your company handles unnamed drivers.
-
Compare car insurance with accidental death benefits An accidental death benefits rider can help cover funeral expenses after a fatal car accident.
-
Does driver assist technology affect car insurance? Driver assist technology won’t discount your insurance premium, but it could save your life.
Ask an Expert