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Lamborghini Insurance Rates

What to expect when insuring a Lamborghini

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Average insurance cost for a Lamborghini

The average insurance cost of a Lamborghini across all models is $502.00 a month, or $6,024.00 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Some of the variables that affect the price of insurance include your age and your location, as well as the year, model and trim package of your Lamborghini.

For more accurate pricing, click on a specific Lamborghini model from the list below.

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How a vehicle from Lamborghini affects insurance costs

Lamborghinis are not only expensive to purchase, they are also expensive to insure. Their big price tag means they are also costly to repair or replace, which increases the cost of insurance. And because this is such a high-end car, Lamborghini owners will likely chose more than just the minimum liability coverage, which will also increase insurance costs.

Are there any standout models?

Some might argue that any Lamborghini model is a standout model. But the One-Off models are the most exclusive, limited editions, only available to a select number of clients. Lamborghini states that “One-Off models express the highest Lamborghini spirit in every respect.” The current lineup of One-Off models includes the Centenario Roadster, the Centenario and the Veneno Roadster.

Pros and cons of insuring a Lamborghini

Pros

  • Not commonly target by thieves

Cons

  • Costly to repair and replace
  • More than basic coverage is recommended

About the Lamborghini brand

Ferruccio Lamborghini founded this Italian automotive company in 1963. Throughout the decades, Lamborghini has traded hands many times, going from Chrysler to Mycom Setdco and VPower Corporation to Volkswagen, where it now resides.

Lamborghini has launched numerous models throughout the years, many of which are now collectables. Some fan favorites include the Miura, the Murcielago and the Countach.

Lamborghini car facts

Bottom line

A Lamborghini is expensive to insure, but we’re guessing that if you can handle the high purchase price of one of these speedsters, you can handle the cost of insurance. But be sure to shop around to find the best car insurance for you.

Companies that provide coverage for Lamborghinis

Because Lamborghinis are among the most expensive cars to insure, you might need to find a specialty insurer of exotic vehicles and sports cars. This type of coverage is sometimes called “classic” auto insurance.

Name Product Roadside assistance New car protection
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
Allstate
Included free
Yes, cars under 2 years old
Enjoy having your own dedicated agent to help you get the best discounts and coverage.

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