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Mercedes insurance cost

Find your Mercedes Benz to see insurance rates. It pays to compare value for coverage across insurers.

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The average cost of car insurance for a Mercedes can range from around $130 to $478 a month. However, your actual costs depend on your driving history, car model and year, location and other factors.

We pulled Mercedes car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mercedes can range from $130.46 to $477.74. However, monthly costs vary by your car’s model and year.

Model YearProgressiveGeicoState FarmFarmersAverage
2016 Mercedes-Benz AMG GT$207.43$273.54$406.88$569.98$364.46
2021 Mercedes-Benz AMG GT$370.62$365.53$332.19$628.28$424.16
2014 Mercedes-Benz B250e$150.08$112.36$209.66$163.28$158.85
2016 Mercedes-Benz B250e$173.09$136.66$212.34$256.72$194.70
2017 Mercedes-Benz B250e$169.92$154.88$215.03$188.83$182.17
2011 Mercedes-Benz C Class$144.08$117.21$202.43$290.98$188.68
2016 Mercedes-Benz C Class$140.25$127.94$225.87$305.28$199.84
2021 Mercedes-Benz C Class$164.08$150.48$262.24$349.35$231.54
2014 Mercedes-Benz CLA-Class$119.57$156.35$208.27$237.50$180.42
2016 Mercedes-Benz CLA-Class$128.58$185.43$225.37$217.57$189.24
2021 Mercedes-Benz CLA-Class$149.25$226.25$292.25$252.57$230.08
2011 Mercedes-Benz CLS-Class$223.26$126.23$229.91$203.48$195.72
2016 Mercedes-Benz CLS-Class$176.42$146.43$287.88$301.77$228.13
2021 Mercedes-Benz CLS-Class$264.27$172.43$305.01$338.73$270.11
2011 Mercedes-Benz E-Class$153.58$126.23$199.42$222.95$175.55
2016 Mercedes-Benz E-Class$175.92$146.43$256.88$230.83$202.52
2021 Mercedes-Benz E-Class$226.60$172.43$284.01$263.47$236.63
2011 Mercedes-Benz G-Class$143.75$151.81$247.78$347.13$222.62
2016 Mercedes-Benz G-Class$168.42$210.55$310.60$372.28$265.46
2021 Mercedes-Benz G-Class$199.59$250.74$405.24$415.93$317.88
2015 Mercedes-Benz GLA-Class$123.91$109.49$180.87$191.72$151.50
2016 Mercedes-Benz GLA-Class$135.08$116.19$170.88$198.67$155.21
2021 Mercedes-Benz GLA-Class$118.24$134.63$238.13$235.40$181.60
2016 Mercedes-Benz GLC-Class$135.08$114.28$179.58$188.57$154.38
2021 Mercedes-Benz GLC-Class$118.24$149.26$267.15$217.82$188.12
2011 Mercedes-Benz GLE-Class$121.24$184.46$175.05$160.25
2016 Mercedes-Benz GLE-Class$150.08$126.59$247.43$183.35$176.86
2021 Mercedes-Benz GLE-Class$192.26$144.74$249.80$210.83$199.41
2011 Mercedes-Benz GLS-Class$131.08$123.16$207.49$201.25$165.75
2016 Mercedes-Benz GLS-Class$146.58$152.13$247.43$210.80$189.24
2021 Mercedes-Benz GLS-Class$127.91$184.96$304.44$216.75$208.52
2016 Mercedes-Benz Metris$95.40$103.66$183.20$139.58$130.46
2021 Mercedes-Benz Metris$255.43$111.98$207.45$165.23$185.02
2018 Mercedes-Maybach S 650 Cabriolet$464.21$437.68$450.95
2020 Mercedes-Maybach S 650 Cabriolet$499.86$455.62$477.74
2011 Mercedes-Benz S-Class$208.93$156.11$254.78$251.00$217.71
2016 Mercedes-Benz S-Class$240.77$203.18$331.05$416.08$297.77
2021 Mercedes-Benz S-Class$374.46$207.27$463.47$457.30$375.63
2011 Mercedes-Benz SL-Class$183.09$150.08$257.41$580.42$292.75
2016 Mercedes-Benz SL-Class$184.75$173.09$300.89$600.30$314.76
2020 Mercedes-Benz SL-Class$259.77$169.92$346.50$651.78$356.99
2011 Mercedes-Benz SLC-Class$141.91$112.49$165.84$174.17$148.60
2016 Mercedes-Benz SLC-Class$137.91$138.78$220.39$190.83$171.98
2020 Mercedes-Benz SLC-Class$189.92$155.91$263.49$190.83$200.04
2011 Mercedes-Benz Sprinter$114.41$85.41$168.34$262.37$157.63
2016 Mercedes-Benz Sprinter$101.40$101.94$200.09$285.05$172.12
2021 Mercedes-Benz Sprinter$150.41$114.36$247.53$330.68$210.75

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
Yes
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
Yes
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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How a vehicle from Mercedes-Benz affects insurance costs

The pricier purchase price of a Mercedes-Benz means your insurance will be higher as well because this is a costly car to replace or repair. Other factors that insurance companies consider when determining the cost of insurance include the car’s safety rating and its likelihood of being stolen. These last two factors work in your favor to help balance out the cost of insuring one of these luxury vehicles.

Most insurers will cover the bestselling Mercedes-Benz models. However, you may have fewer options with certain models — such as the Sprinter, some AMG vehicles, vintage cars and high-priced models.

Pros and cons of insuring a Mercedes-Benz

Pros

  • Good safety ratings
  • Not commonly targeted by thieves

Cons

  • Costly to repair or replace
  • More than basic coverage is recommended

About the Mercedes-Benz brand

Mercedes-Benz traces its origins to the 19th century, when Carl Benz created the first automobile — the “Motorwagen” — in 1886. In the same year, Gottlieb Daimler and Wilhelm Maybach constructed a petrol-powered stagecoach. The Mercedes-Benz brand was conceived decades later in 1926, through a merger of the companies founded by Daimler and Benz.

Over almost a century, Mercedes-Benz would craft coveted luxury cars and distribute them around the world. In 1963, the large and luxurious Mercedes-Benz 600 put the company in competition with the likes of Rolls-Royce, Bentley and Cadillac. The elegant and well-equipped S-Class collection arrived in the 1970s. And a collaboration with AMG in the 1990s infused Mercedes-Benz models with racecar-like performance improvements.

Today, Mercedes-Benz jostles with BMW, Audi and Lexus for the crown of bestselling luxury brand in the world. It’s the top-selling luxury marque in the United States, buoyed by the popular C-Class, GLE-Class and E-Class models.

Are there any standout Mercedes models?

One of Mercedes’ most luxurious vehicles, the Maybach is the ultimate in comfort. Options include ambient lighting; heated, ventilated and massaging seats; calf rests; and even folding tables for the rear seats. And its distinguished design extends to the vehicle’s performance. Advanced chassis technology, all-wheel drive and a 4.0L biturbo V8 engine make for a powerful, smooth ride.

Prices start at $168,600.

What’s the Mercedes Me program?

Mercedes me allows drivers to access all of their car’s info and suite of connected services, all in one place. Registered users can view their maintenance plan, view manuals and how-to videos, connect to a vehicle-tech expert and more. With the Mercedes me app you can start your engine remotely, lock and unlock the doors and sync with Google Home and Amazon’s Alexa.

Mercedes-Benz car facts

  • Buying a Mercedes-Benz isn’t cheap. At the bottom of the manufacturer’s price range, the entry-level coupe will set you back at least $32,700. And you’ll shell out at least $33,400 for the GLA subcompact SUV. At the upper end, you’ll find options like the AMG GT ($112,400 MSRP) and the Maybach ($168,600 MSRP).
  • For the price you’ll pay, you’ll enjoy a highly secure ride. Mercedes-Benz models score impeccable safety ratings from the Insurance Institute for Highway Safety (IIHS). Many models have received IIHS’ Top Safety Pick+ designation.
  • Mercedes-Benz vehicles are targeted relatively infrequently by car thieves, which tempers insurance costs.
  • You may want more than just minimum liability coverage for your Mercedes-Benz, expanding your protection through an umbrella policy and comprehensive coverage.

Compare Mercedes-Benz competitors

Need help considering some other car manufacturers? Compare all car makes.

Bottom line

Mercedes aren’t cheap, and neither is the insurance to cover one, so be sure to shop around to find the best car insurance for you.

Frequently asked questions about Mercedes-Benz

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