We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mercedes can range from $130.46 to $477.74 — or between $1565.52 and $5,732.88 annually. However, your actual costs depend on your driving history, vehicle model and year, ZIP, plus other factors. And some older models may cost less to insure than others, depending on your vehicle’s safety features and which insurer you choose.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2016 Mercedes-Benz AMG GT | $207.43 | $273.54 | $406.88 | $569.98 | $364.46 |
| 2021 Mercedes-Benz AMG GT | $370.62 | $365.53 | $332.19 | $628.28 | $424.16 |
| 2014 Mercedes-Benz B250e | $150.08 | $112.36 | $209.66 | $163.28 | $158.85 |
| 2016 Mercedes-Benz B250e | $173.09 | $136.66 | $212.34 | $256.72 | $194.70 |
| 2017 Mercedes-Benz B250e | $169.92 | $154.88 | $215.03 | $188.83 | $182.17 |
| 2011 Mercedes-Benz C Class | $144.08 | $117.21 | $202.43 | $290.98 | $188.68 |
| 2016 Mercedes-Benz C Class | $140.25 | $127.94 | $225.87 | $305.28 | $199.84 |
| 2021 Mercedes-Benz C Class | $164.08 | $150.48 | $262.24 | $349.35 | $231.54 |
| 2014 Mercedes-Benz CLA-Class | $119.57 | $156.35 | $208.27 | $237.50 | $180.42 |
| 2016 Mercedes-Benz CLA-Class | $128.58 | $185.43 | $225.37 | $217.57 | $189.24 |
| 2021 Mercedes-Benz CLA-Class | $149.25 | $226.25 | $292.25 | $252.57 | $230.08 |
| 2011 Mercedes-Benz CLS-Class | $223.26 | $126.23 | $229.91 | $203.48 | $195.72 |
| 2016 Mercedes-Benz CLS-Class | $176.42 | $146.43 | $287.88 | $301.77 | $228.13 |
| 2021 Mercedes-Benz CLS-Class | $264.27 | $172.43 | $305.01 | $338.73 | $270.11 |
| 2011 Mercedes-Benz E-Class | $153.58 | $126.23 | $199.42 | $222.95 | $175.55 |
| 2016 Mercedes-Benz E-Class | $175.92 | $146.43 | $256.88 | $230.83 | $202.52 |
| 2021 Mercedes-Benz E-Class | $226.60 | $172.43 | $284.01 | $263.47 | $236.63 |
| 2011 Mercedes-Benz G-Class | $143.75 | $151.81 | $247.78 | $347.13 | $222.62 |
| 2016 Mercedes-Benz G-Class | $168.42 | $210.55 | $310.60 | $372.28 | $265.46 |
| 2021 Mercedes-Benz G-Class | $199.59 | $250.74 | $405.24 | $415.93 | $317.88 |
| 2015 Mercedes-Benz GLA-Class | $123.91 | $109.49 | $180.87 | $191.72 | $151.50 |
| 2016 Mercedes-Benz GLA-Class | $135.08 | $116.19 | $170.88 | $198.67 | $155.21 |
| 2021 Mercedes-Benz GLA-Class | $118.24 | $134.63 | $238.13 | $235.40 | $181.60 |
| 2016 Mercedes-Benz GLC-Class | $135.08 | $114.28 | $179.58 | $188.57 | $154.38 |
| 2021 Mercedes-Benz GLC-Class | $118.24 | $149.26 | $267.15 | $217.82 | $188.12 |
| 2011 Mercedes-Benz GLE-Class | $121.24 | – | $184.46 | $175.05 | $160.25 |
| 2016 Mercedes-Benz GLE-Class | $150.08 | $126.59 | $247.43 | $183.35 | $176.86 |
| 2021 Mercedes-Benz GLE-Class | $192.26 | $144.74 | $249.80 | $210.83 | $199.41 |
| 2011 Mercedes-Benz GLS-Class | $131.08 | $123.16 | $207.49 | $201.25 | $165.75 |
| 2016 Mercedes-Benz GLS-Class | $146.58 | $152.13 | $247.43 | $210.80 | $189.24 |
| 2021 Mercedes-Benz GLS-Class | $127.91 | $184.96 | $304.44 | $216.75 | $208.52 |
| 2016 Mercedes-Benz Metris | $95.40 | $103.66 | $183.20 | $139.58 | $130.46 |
| 2021 Mercedes-Benz Metris | $255.43 | $111.98 | $207.45 | $165.23 | $185.02 |
| 2018 Mercedes-Maybach S 650 Cabriolet | – | – | $464.21 | $437.68 | $450.95 |
| 2020 Mercedes-Maybach S 650 Cabriolet | – | – | $499.86 | $455.62 | $477.74 |
| 2011 Mercedes-Benz S-Class | $208.93 | $156.11 | $254.78 | $251.00 | $217.71 |
| 2016 Mercedes-Benz S-Class | $240.77 | $203.18 | $331.05 | $416.08 | $297.77 |
| 2021 Mercedes-Benz S-Class | $374.46 | $207.27 | $463.47 | $457.30 | $375.63 |
| 2011 Mercedes-Benz SL-Class | $183.09 | $150.08 | $257.41 | $580.42 | $292.75 |
| 2016 Mercedes-Benz SL-Class | $184.75 | $173.09 | $300.89 | $600.30 | $314.76 |
| 2020 Mercedes-Benz SL-Class | $259.77 | $169.92 | $346.50 | $651.78 | $356.99 |
| 2011 Mercedes-Benz SLC-Class | $141.91 | $112.49 | $165.84 | $174.17 | $148.60 |
| 2016 Mercedes-Benz SLC-Class | $137.91 | $138.78 | $220.39 | $190.83 | $171.98 |
| 2020 Mercedes-Benz SLC-Class | $189.92 | $155.91 | $263.49 | $190.83 | $200.04 |
| 2011 Mercedes-Benz Sprinter | $114.41 | $85.41 | $168.34 | $262.37 | $157.63 |
| 2016 Mercedes-Benz Sprinter | $101.40 | $101.94 | $200.09 | $285.05 | $172.12 |
| 2021 Mercedes-Benz Sprinter | $150.41 | $114.36 | $247.53 | $330.68 | $210.75 |
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Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
Your rates may differ based on specific details such as your age, location, job type, annual mileage and more.
The pricier purchase price of a Mercedes-Benz means your insurance will be higher as well because this is a costly car to replace or repair. Other factors that insurance companies consider when determining the cost of insurance include the car’s safety rating and its likelihood of being stolen. These last two factors work in your favor to help balance out the cost of insuring one of these luxury vehicles.
Most insurers will cover the bestselling Mercedes-Benz models. However, you may have fewer options with specific models — such as the Sprinter, some AMG vehicles, vintage cars and high-priced models.
Mercedes-Benz traces its origins to the 19th century when Carl Benz created the first automobile — the “Motorwagen” — in 1886. In the same year, Gottlieb Daimler and Wilhelm Maybach constructed a petrol-powered stagecoach. The Mercedes-Benz brand was conceived decades later in 1926, through a merger of the companies founded by Daimler and Benz.
Over almost a century, Mercedes-Benz would craft coveted luxury cars and distribute them around the world. In 1963, the large and luxurious Mercedes-Benz 600 put the company in competition with the likes of Rolls-Royce, Bentley and Cadillac. The elegant and well-equipped S-Class collection arrived in the 1970s. And a collaboration with AMG in the 1990s infused Mercedes-Benz models with racecar-like performance improvements.
Today, Mercedes-Benz competes with BMW, Audi and Lexus for the crown of the world’s bestselling luxury brand. It’s the top-selling luxury marque in the US, buoyed by the popular C-Class, GLE-Class and E-Class models.
One of Mercedes’ most sleek and luxurious vehicles, the Mercedes-Maybach S-Class offers the ultimate in comfort. The 2021 Mercedes-Maybach S 580 4matic included features like:
And its distinguished design extends to the vehicle’s performance. Advanced chassis technology, all-wheel drive and a 9-speed automatic, 4.0L twin-turbo V8 496-horsepower engine make for a powerful, smooth ride. And for those who like to cruise with speed, expect a zero to 60 acceleration of 4.7 seconds.
Base price starts at $184,900.
Mercedes Me allows drivers to access all of their car’s info and suite of connected services all in one place. Registered users can view their maintenance plan, view manuals and how-to videos, connect to a vehicle-tech expert and more. With the Mercedes Me app, you can start your engine remotely, lock and unlock the doors and sync with Google Home and Amazon’s Alexa.
Need help considering some other car manufacturers? Compare all car makes.
Mercedes aren’t cheap, and neither is the insurance to cover one, so be sure to shop around to find the best car insurance for you.
How we got these rates
To determine our estimated cost, we aggregated quotes from insurance companies using a profile like this:
What car-related factors affect the cost of insurance?
A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the price of insurance coverage.
How can I finance a Mercedes-Benz?
Get behind the wheel of a Mercedes-Benz by taking out a car loan from a third-party lender or financing directly through an authorized dealership.
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