What to expect when insuring a Mercedes-Benz
As a top luxury brand, Mercedes-Benz prices its vehicles at a premium, and you’ll probably pay handsomely to insure one too.
The average insurance cost of a Mercedes-Benz is $208 a month, or $2,499 a year. This will set you back more versus insuring a Lexus ($2,114 a year on average) or a BMW($2,234 a year on average)
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The pricier purchase price of a Mercedes-Benz means your insurance will be higher as well because this is a costly car to replace or repair. Other factors that insurance companies consider when determining the cost of insurance include the car’s safety rating and its likelihood of being stolen. These last two factors work in your favor to help balance out the cost of insuring one of these luxury vehicles.
One of Mercedes’ most luxurious vehicles, the Maybach is the ultimate in comfort. Options include ambient lighting; heated, ventilated and massaging seats; calf rests; and even folding tables for the rear seats. And its distinguished design extends to the vehicle’s performance. Advanced chassis technology, all-wheel drive and a 4.0L biturbo V8 engine make for a powerful, smooth ride.
Prices start at $168,600.
Mercedes-Benz traces its origins to the 19th century, when Carl Benz created the first automobile — the “Motorwagen” — in 1886. In the same year, Gottlieb Daimler and Wilhelm Maybach constructed a petrol-powered stagecoach. The Mercedes-Benz brand was conceived decades later in 1926, through a merger of the companies founded by Daimler and Benz.
Over almost a century, Mercedes-Benz would craft coveted luxury cars and distribute them around the world. In 1963, the large and luxurious Mercedes-Benz 600 put the company in competition with the likes of Rolls-Royce, Bentley and Cadillac. The elegant and well-equipped S-Class collection arrived in the 1970s. And a collaboration with AMG in the 1990s infused Mercedes-Benz models with racecar-like performance improvements.
Today, Mercedes-Benz jostles with BMW, Audi and Lexus for the crown of bestselling luxury brand in the world. It’s the top-selling luxury marque in the United States, buoyed by the popular C-Class, GLE-Class and E-Class models.
Mercedes me allows drivers to access all of their car’s info and suite of connected services, all in one place. Registered users can view their maintenance plan, view manuals and how-to videos, connect to a vehicle-tech expert and more. With the Mercedes me app you can start your engine remotely, lock and unlock the doors and sync with Google Home and Amazon’s Alexa.
Mercedes aren’t cheap, and neither is the insurance to cover one, so be sure to shop around to find the best car insurance for you.
Most insurers will cover the bestselling Mercedes-Benz models. However, you may have fewer options with certain models — such as the Sprinter, some AMG vehicles, vintage cars and high-priced models.
To find the best price, compare insurers in the table below.
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