Mercedes-Benz Insurance Rates
What to expect when insuring a Mercedes-Benz
Average insurance cost for a Mercedes-Benz
As a top luxury brand, Mercedes-Benz prices its vehicles at a premium, and you’ll probably pay handsomely to insure one too.
The average insurance cost of a Mercedes-Benz is $208 a month, or $2,499 a year. This will set you back more versus insuring a Lexus ($2,114 a year on average) or a BMW ($2,234 a year on average).
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About the Mercedes-Benz brand
Mercedes-Benz traces its origins to the 19th century, when Carl Benz created the first automobile — the “Motorwagen” — in 1886. In the same year, Gottlieb Daimler and Wilhelm Maybach constructed a petrol-powered stagecoach. The Mercedes-Benz brand was conceived decades later in 1926, through a merger of the companies founded by Daimler and Benz.
Over almost a century, Mercedes-Benz would craft coveted luxury cars and distribute them around the world. In 1963, the large and luxurious Mercedes-Benz 600 put the company in competition with the likes of Rolls-Royce, Bentley and Cadillac. The elegant and well-equipped S-Class collection arrived in the 1970s. And a collaboration with AMG in the 1990s infused Mercedes-Benz models with racecar-like performance improvements.
Today, Mercedes-Benz jostles with BMW, Audi and Lexus for the crown of bestselling luxury brand in the world. It’s the top-selling luxury marque in the United States, buoyed by the popular C-Class, GLE-Class and E-Class models.
Mercedes-Benz car facts
- Buying a Mercedes-Benz isn’t cheap. At the bottom of the manufacturer’s price range, the entry-level coupe will set you back at least $32,700. And you’ll shell out at least $33,400 for the GLA subcompact SUV. At the upper end, you’ll find options like the AMG GT ($112,400 MSRP) and the Maybach ($168,600 MSRP).
- For the price you’ll pay, you’ll enjoy a highly secure ride. Mercedes-Benz models score impeccable safety ratings from the Insurance Institute for Highway Safety (IIHS). Many models have received the IIHS’ Top Safety Pick+ designation.
- Mercedes-Benz vehicles are targeted relatively infrequently by car thieves, which tempers insurance costs.
- You may want more than just minimum liability coverage for your Mercedes-Benz, expanding your protection through an umbrella policy and comprehensive coverage.
Companies that offer coverage for Mercedes-Benz vehicles
Most insurers will cover the bestselling Mercedes-Benz models. However, you may have fewer options with certain models — such as the Sprinter, some AMG vehicles, vintage cars and high-priced models.
To find the best price, compare insurers in the table below.
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