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BMW 3 Series insurance rates

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Average BMW 3 Series insurance rates

The average insurance costs for a BMW 3 Series is $178 a month, or $2,136 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 BMW 3 Series
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

Which car insurance provider is best for me?

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Based on your answers, we think these providers are right for you

Allstate Auto Insurance

Allstate Auto Insurance

Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer.

Allstate car insurance comes with:

  • New car replacement.
  • Accident forgiveness.
  • Rewards for safe driving.

    About the BMW 3 Series

    BMW 3 Series Insurance FinderThe BMW 3 Series model has been around since 1975. The 3 Series model accounts for approximately 30% of BMW’s total annual sales, making it the top selling BMW model. In 2016, there were over 106,000 models sold in the United States. The 2017 model was awarded Top Safety Pick+ by the Insurance Institute of Highway Safety and given an 5-Star Overall Rating from the National Highway Safety Administration.

    Insurance companies determine the insurance cost for a BMW 3 Series based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. BMW shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. BMW 3 Series shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

    BMW 3 Series money-saving safety features

    You could save money on car insurance for your BMW 2 Series if it comes equipped with these safety features.

    • Airbags
    • Anti-lock brakes
    • Anti-theft device
    • Electronic stability control
    • Seatbelt pretensioners
    • Lane-departure warning systems
    • Adaptive cruise control

    BMW just released the hybrid/electric 3 Series

    The BMW 3 Series is now available in a plug-in electric-hybrid version. The average annual car insurance cost for the 330e is $1,171, depending on your unique driver and vehicle factors.

    The 330e iPerformance Plug-In Hybrid model features 65 city and 77 highway MPG in hybrid mode and about 17 miles of range in full electric mode. Regenerative braking plus optional charging keep fuel costs low.

    Random BMW Facts

    • BMW was founded in 1917 and entered the aircraft manufacturing market. They started manufacturing cars in 1928.
    • BMW prices start at $34,000 and can go up to $154,000.
    • The 3 Series line is the best selling BMW model.
    • The BMW 7 Series was the most likely to get stolen, based on a ranking by the National Highway Traffic Safety Administration for 2011.
    • After World War II, BMW switched to producing pots, pans and bicycles until 1948, when they restarted motorcycle production.

    Compare insurance providers that cover BMW 3 Series

    Roadside assistance New car protection
    Allstate Car Insurance
    Allstate Car Insurance
    Included free
    Yes, cars under 2 years old Go to site
    More Info
    Liberty Mutual Car Insurance
    Liberty Mutual Car Insurance
    Included free
    Yes, cars under 1 year old & 15,000 miles Go to site
    More Info
    Esurance Car Insurance
    Esurance Car Insurance
    Yes, cars under 1 year old & 15,000 miles Go to site
    More Info

    BMW 3 Series price

    A 2017 BMW 3 Series starts at a base price of $33,450. With the average insurance rate at $2,136 per year, the annual insurance cost–to–base car price ratio is 6.4%.

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    How does the BMW 3 Series compare to other car models?

    From a price standpoint, the BMW 3 Series ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:

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