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Best crypto exchanges and platforms of September 2022

Find the best crypto trading platform or app for low fees, beginners, trading features and more.

Each year, we conduct an extensive review of the crypto exchanges and trading platforms available in the US. To arrive at these picks, we evaluated more than 25 platforms on user experience, fees, payment methods, selection of coins and more.

When deciding on the best crypto trading platform for your needs, think about what you plan on using it for. It’s quite common to use multiple exchanges to benefit from their different areas of specialty, like using one for its range of coins and another for access to NFTs or crypto savings accounts.

Read more about our “best for” selections below for a helpful head start.

Finder’s best crypto exchanges and trading platforms in the US

Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Kraken: Best crypto exchange (overall)

Kraken Cryptocurrency Exchange

Finder rating 5 / 5 ★★★★★

Kraken has been pioneering the way for digital currency trading since 2011 and is our pick for the best all-around crypto exchange.

It has a variety of beginner-friendly features to make buying and selling cryptocurrency simple, including step-by-step guides to help you get started. The platform's website and mobile app interfaces are also well-designed and intuitive.

When you're ready to level up, you can tap into Kraken Pro for candlestick charts, advanced order types and other handy trading features.

Kraken's round-the-clock customer support staff is available to provide both crypto newbies and seasoned vets alike with help if they run into any snags.

With its long industry track record, deep liquidity and a full suite of features for wherever you're at in your crypto journey, Kraken is worth adding to your list.

eToro USA: Best crypto broker

eToro USA LLC Cryptocurrency Trading

Finder rating 4 / 5 ★★★★★

We chose eToro USA as the best crypto broker largely due to its beginner-friendly features.

The platform's beginner-level trading resource page provides its users with short tutorials on topics ranging from 'What is Bitcoin?' to 'The Fed made simple' to help prepare you to trade and invest.

eToro is also well known for its CopyTrader feature, through which users can connect with and copy the trades of more experienced traders. Those new to financial markets can preview how more experienced traders operate.

Kraken: Best value exchange

Kraken Cryptocurrency Exchange

Finder rating 5 / 5 ★★★★★

We picked Kraken for the best value exchange award because the platform keeps its fees either very low or non-existent.

The trading fee on Kraken is generally 0%-0.26% of the cost of your order. The fee depends on the currency pair being traded, your 30-day trading volume and whether you're a maker or a taker of the order.

Kraken doesn't charge a fee for staking assets via the platform, nor does it charge a fee for account inactivity.

Most cryptocurrency deposits to Kraken are also free, though there are some exceptions in which a variable fee is charged. Best for altcoin trading App

Finder rating 4 / 5 ★★★★★

We awarded the best exchange for altcoin trading because the platform allows you to buy and sell over 250 cryptocurrencies with high liquidity.

And, the more you trade on, the lower your trading fees get.'s site features up-to-the-moment digital asset price information from CoinMarketCap — a market data website that reports price data for over 20,000 crypto assets.

Using this information, you can set up price alerts to help you time your trades and take advantage of market changes as they happen. also supports earning for a wide range of altcoins.

Kraken: Best for beginners

Kraken Cryptocurrency Exchange

Finder rating 5 / 5 ★★★★★

We chose Kraken as our best exchange for beginners because part of the company's mission is to educate the world about crypto.

Kraken provides in-depth and easy-to-follow resources for those who might be new to the crypto space.

Its website is filled with resources, like teaching you how to buy Bitcoin (BTC) or explaining the meanings behind common crypto jargon.

These educational tools coupled with the exchange's simple and intuitive user interface make Kraken an ideal place for those new to crypto.

FTX.US: Best for advanced traders

FTX.US Cryptocurrency Exchange

Finder rating 3 / 5 ★★★★★

FTX.US was our pick as the best exchange for advanced traders because of its low trading fees and derivative offerings.

Founded by ex-Wall Street traders, FTX.US gears its fee structure towards those who trade in high volume. And even for those who don't trade like crypto whales, trading fees are capped at 0.2%.

FTX.US also offers derivatives products like covered calls and puts for more advanced traders. And for those who are looking to develop their trading skills, FTX.US provides explainer videos on its site for the different types of derivative products it offers and how to use them.

SoFi Invest: Best for investment portfolio guidance

SoFi Invest Crypto

Finder rating 4.5 / 5 ★★★★★

Our pick for investment guidance, SoFi Invest, provides free access to financial planners to help guide you on your first steps into crypto investing.

It's straightforward to make an appointment with an advisor and figure out how much exposure to crypto is right for you.

Or, if you prefer, you can take advantage of SoFi's free robo-advisor service. By completing a questionnaire about your investment preferences, an algorithm will help you to build a portfolio — one that potentially includes crypto. Self-directed trading is also available if you prefer to go at your own pace.

Binance.US: Best for staking rewards

Binance.US Cryptocurrency Exchange

Finder rating 3.5 / 5 ★★★★★

Binance.US makes earning yield on crypto assets straightforward, which is why it's our pick for the best exchange for staking rewards.

Binance.US lets you stake digital assets like Binance Coin (BNB), Avalanche (AVAX) and Solana (SOL) without needing to send your crypto to a wallet outside of the platform.

You have plenty of control over your assets too — deposit terms are flexible, meaning you can withdraw at any time.

Coinbase: Best learning rewards program

Coinbase Digital Currency Exchange

Finder rating 4 / 5 ★★★★★

One of the more unique benefits of creating a Coinbase account is getting paid to learn about crypto on the platform.

When you visit the 'Learning rewards' section of Coinbase, you'll be taken to a page that features videos about different digital assets and their networks.

After you watch each video, you're prompted to respond to questions about its content. As a reward for answering the questions correctly, you can earn small amounts of the tokens that you've just learned about.

More broadly, Coinbase is well-known for its beginner-focused features, easy-to-use trading interface and industry-leading practices. Best for NFTs App

Finder rating 4 / 5 ★★★★★ was our pick as the best exchange for NFTs because the platform simplifies what can be a difficult process of buying NFTs using a browser extension wallet.

To buy an NFT on, create your account, search for an NFT you'd like to purchase from the NFT gallery and then pay for it using the Pay feature.

Pay with either traditional credit or debit card or with Bitcoin (BTC), Ether (ETH), Dogecoin (DOGE) or's native Cronos (CRO) token.

Gemini: Best for coverage — supports all 50 states

Gemini Cryptocurrency Exchange

Finder rating 4 / 5 ★★★★★

Gemini is one of the few crypto exchanges licensed in all 50 US states. For this reason, Gemini claims a spot in our picks for its broad-based national coverage.

Gemini was one of the few digital asset exchanges granted a coveted BitLicense, which allows it to do business in New York State — the most restrictive state for crypto exchanges in the US.

Gemini's owners — the Winklevoss twins — saw the emerging demand for a regulated and compliant crypto exchange back in 2013, and it's helped US and global users buy and sell crypto ever since.

KuCoin: Best for emerging altcoins

KuCoin Cryptocurrency Exchange

Finder rating 4 / 5 ★★★★★

KuCoin lists an impressive array of up-and-coming altcoins compared to other centralized crypto exchanges, which is why it's our emerging altcoins category winner.

Usually, to buy trending altcoins, you must purchase them through a decentralized exchange (DEX) like Uniswap or PancakeSwap, which requires learning how to use a Web3 wallet and a blockchain.

With KuCoin, all you have to do is create your account and voilá, you'll have access to over 700 digital assets.

Many of these assets are brand new, untested and much riskier than coins like BTC and ETH, so tread carefully.

How to choose the best crypto exchange in the US

It’s important to research a wide range of platforms and weigh up the pros and cons of each option. The best crypto exchange for you depends on what you’re looking for.

Consider the following factors when comparing crypto exchanges.

Compare more crypto exchanges in the US

Use our table to evaluate crypto exchanges and platforms on fees, fiat currencies, deposit methods and more. Once you’ve found the right fit, select Go to site to get started.

US Residency
1 - 5 of 24
Name Product Deposit methods Fiat Currencies Cryptocurrencies
FTX.US Cryptocurrency Exchange
Bank transfer (ACH), Cryptocurrency, Wire transfer


Sign up through Finder for a 5% discount on all trading fees. T&Cs apply.
FTX exchange offers a range of cryptocurrencies, up to 10x leverage, access to global liquidity, no-fee debit cards for FTX users, fee-free first ACH deposit and benefits for FTT token holders.
Kraken Cryptocurrency Exchange
Bank transfer, Cryptocurrency, Wire transfer, Osko, SEPA, Apple Pay, Google Pay, SWIFT


Buy, sell and trade a range of digital currencies on this high-liquidity exchange – suitable for beginners right through to advanced traders.
eToro USA LLC Cryptocurrency Trading
Wire transfer, Online banking


New customers earn up to 12% on initial deposits. The more you deposit, the more you earn.
Copy the trades of leading cryptocurrency investors on this unique social investment platform. Non-US residents can read our review of eToro's global site here.
SoFi Invest Crypto
Bank transfer


Win up to $100 in crypto with a qualifying first trade
Instantly purchase a handful of leading cryptocurrencies with the SoFi app, which also insures your coins against potential hacks or theft.
KuCoin Cryptocurrency Exchange
Cryptocurrency, PayPal, Wire transfer, Credit or Debit Card, SEPA


Sign up and get up to US$10 in rewards. Make trades to get up to US$500 in rewards. T&Cs apply.
Browse a variety of coin offerings in one of the largest multi-cryptocurrency exchanges and pay in cryptocurrency.
Disclaimer: Star ratings are only displayed for products with 10 or more reviews.

Compare up to 4 providers

1 - 5 of 12
Name Product Deposit methods Fiat Currencies Cryptocurrencies
Binance Cryptocurrency Exchange
Bank transfer (ACH)


Trade an extensive range of reputable coins on this world-renowned exchange, popular for its high liquidity and multi-language support.

US residents: As of September 2019, US-based users can only trade USD on the American dollar onramp of Binance, Binance.US.
UK residents: In addition to normal crypto trading services, Binance offers margin lending. As this is a regulated activity which they are not authorised to offer in the UK, we advise you not to use this service. If you're interested in margin trading, see authorised providers.
KuCoin Cryptocurrency Exchange
Cryptocurrency, PayPal, Wire transfer, Credit or Debit Card, SEPA


Sign up and get up to US$10 in rewards. Make trades to get up to US$500 in rewards. T&Cs apply.
Browse a variety of coin offerings in one of the largest multi-cryptocurrency exchanges and pay in cryptocurrency. Cryptocurrency Exchange


Finder exclusive: New users get $90 worth of Gate.IO points and an airdrop of $5 in random tokens if trade volume exceeds $100 in their first week. T&Cs apply.
A feature-rich exchange with over 1,450 tokens including derivatives, yield farming and lending products.
Bybit Cryptocurrency Exchange
Bybit Cryptocurrency Exchange
Cryptocurrency, Simplex, Banxa, XanPool, MoonPay, Mercuryo, E-check, Legend Trading, Capitual


Disclaimer: Highly volatile investment product. Your capital is at risk.
Buy, sell, trade and earn hundreds of cryptos on this full-featured global trading platform.
Kraken Cryptocurrency Exchange
Bank transfer, Cryptocurrency, Wire transfer, Osko, SEPA, Apple Pay, Google Pay, SWIFT


Buy, sell and trade a range of digital currencies on this high-liquidity exchange – suitable for beginners right through to advanced traders.
Disclaimer: Star ratings are only displayed for products with 10 or more reviews.

Compare up to 4 providers

How to use a crypto exchange in the US

For the sake of our example, let’s assume that you have $500 that you want to use to buy Bitcoin.

  1. Research cryptocurrency exchanges to find one that offers the right service for you.
  2. Register for an account on the platform, including providing any personal details and proof of ID required.
  3. Navigate your way to the “Buy” screen.
  4. Select Bitcoin as the cryptocurrency you want to buy.
  5. Select your payment currency, which in this case is USD, and specify the amount you want to spend as $500.
  6. Select your payment method, such as a credit card payment or bank transfer.
  7. Enter your payment details, such as your account number if sending a bank transfer or your card number and CVV if paying by credit card.
  8. Review the full details of your transaction, including the fees that will apply and the amount of BTC you are purchasing.
  9. If you’re happy to proceed, click “Buy BTC”.
  10. Once the transaction has been processed, the BTC will be deposited into your exchange wallet. However, please note that some brokers will automatically send your purchased BTC to an external wallet address nominated by you.

How to buy Bitcoin

How to pay for your cryptocurrency

You’ll need to deposit funds on your cryptocurrency exchange or otherwise make a transfer. US-based crypto exchanges accept all sorts of deposit methods, including the following:

  • Cryptocurrency transfers
  • Wire transfers

The payment types accepted will vary between exchanges though, so it’s worth checking to make sure your preferred payment method is on offer before you sign up.

The different types of cryptocurrency exchanges

The term “exchange” can be used to refer to a variety of cryptocurrency brokers, trading platforms and other services. Different types of exchange are often more geared towards beginners or experienced users.

  • For beginners – cryptocurrency brokers. Buy directly from cryptocurrency dealers for simple, quick and easy purchases. Many beginners use brokers for their first purchase. eToro is an example of a cryptocurrency broker.
  • For intermediates – cryptocurrency trading platforms. Buy and sell cryptocurrency on an open market for competitive fees, a wide selection of cryptocurrencies and optional extra features like margin trading. While a bit trickier than brokers, these platforms can still be quite beginner-friendly. Binance is an example of a cryptocurrency trading platform.
  • For advanced users – cryptocurrency derivatives platform. These trading platforms don’t sell cryptocurrency outright. Instead, they let you trade cryptocurrency derivatives. They’re for advanced traders who want high speed, high leverage, deeply liquid platforms with a full range of features.

Is it safe to store your cryptocurrency on an exchange?

Cryptocurrency is held in digital wallets. Some exchanges will give you your own wallet, which lets you hold cryptocurrency in your exchange account and then transfer it anywhere as desired, while others will require you to have your own wallet at the time of purchase.

However, using an exchange for long-term storage is not recommended. As the exchange controls the private key to your wallet, you don’t have total control of your funds. And with exchanges regularly (and sometimes successfully) targeted by hackers, storing crypto on an exchange long-term is very risky.

Learn more about cryptocurrency wallets

Next steps

Not all crypto exchanges are created equal, and not all crypto buyers and sellers have the same trading needs. The best exchange for one person might not necessarily be the right choice for someone else, so it’s essential that you do your own research.

Check out our reviews on a range of leading cryptocurrency exchanges in the US and around the world. Consider the features, fees and pros and cons of each crypto exchange and how they align with your investment goals and budget.

Frequently asked questions

Which crypto exchange is safest?

The safest exchanges have stringent security measures like Know Your Customer (KYC) registration, password protection and a 2-factor authentication (2FA) option.

Other green flags to look out for include the majority of user funds held in cold storage and a publicly available insurance policy for user deposits.

Remember: all centralized cryptocurrency exchanges are vulnerable to hacking and exploits.

Which crypto exchange has the lowest fees?

There are lots of fees to take into account when choosing an exchange. Exchanges like Kraken and FTX.US are known for having competitive transaction fees.

But, it's also important to consider deposit and withdrawal fees, possible account inactivity fees and spreads on top of this. A good place to start is by comparing fees with our table.

What is the most trustworthy crypto exchange?

Due diligence and research are incredibly important when choosing a crypto exchange you can trust.

As a good rule of thumb, look for exchanges headquartered in the US with a long history of serving customers without hacks — like Coinbase, Kraken or Gemini.

A great way to dive deeper is by reading extended reviews of each crypto exchange and researching customer feedback and industry data on platforms like Trustpilot.

Which crypto exchange is best for the US?

To answer this question, you'll need to research a range of crypto exchanges to see which meets your needs and budget.

We've given you a headstart by sharing some of our picks for the best crypto exchanges in the US at the top of this page.

A-Z list of crypto exchange reviews

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

Read more on this topic

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4 Responses

  1. Default Gravatar
    GeraldAugust 20, 2019

    I need to withdraw/transfer some STK coins from one exchange to another, but I cannot find any exchanges that trade that coin. Can you help me find an exchange I can send my STK coins to?

    • Default Gravatar
      nikkiangcoAugust 20, 2019

      Hi Gerald,

      Thanks for getting in touch! As of this writing, our pages don’t show information on an exchange that can be used for STK coins. For now, you can search for this information by doing a quick web search.

      Sorry I couldn’t be of help at the moment. Feel free to reach out to us again for further assistance.


  2. Default Gravatar
    JulianaFebruary 14, 2019

    Why are there so many fake “ bitcoin traders” on Instagram? How do you know if someone is real?
    I am looking for someone real to help me invest with quick earnings and reinvestment.

    • Default Gravatar
      nikkiangcoFebruary 15, 2019

      Hi Juliana,

      Thanks for getting in touch!

      People who are interested in investing in cryptocurrency often turn to social media for information so it provides scammers access to people who lack the expertise to tell a legitimate from an illegitimate offer. In addition to this, digital currencies including Bitcoin aren’t controlled by any financial institution or government so when Bitcoin fraud is committed, it is impossible to recover any losses.

      Our guide on common Bitcoin scams has helpful information on how to detect a Bitcoin scam and ways on how you can avoid it. Using our checklist can also help you identify if a particular cryptocurrency website is a scam or not.

      As a reminder, cryptocurrencies are speculative, complex, and involve significant risks. Please verify the nature of any product or service and consider your own circumstances before making any decision.

      Hope this helps and email us back if you have other questions.


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