BMW X5 insurance rates
Shedding light on car insurance prices
Average BMW X5 insurance rates
The average insurance costs for a BMW X5 is $178 a month — or $2,136 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- 2017 BMW X5
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
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About the BMW X5
The BMW X5 has been around since 1999 and is a midsize luxury SUV. In 2015, there were approximately 55,000 sales in the United States. The BMW X5 is known for its powerful engine, large cargo space, and comfortable interior. The latest model was awarded 5-Star Overall Rating from the National Highway Safety Administration for safety.
Insurance companies determine the insurance cost for a BMW X5 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. BMW shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. BMW X5 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
BMW X5 Series money-saving safety features
You could save money on car insurance for your BMW X5 Series if it comes equipped with these safety features.
- Airbags
- Anti-lock brakes
- Anti-theft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
Random BMW Facts
- BMW was founded in 1917 and entered the aircraft manufacturing market. They started manufacturing cars in 1928.
- BMW prices start at $34,000 and can go up to $154,000.
- The 3 Series line is the best selling BMW model.
- The BMW 7 Series was the most likely to get stolen, based on a ranking by the National Highway Traffic Safety Administration for 2011.
- After World War II, BMW switched to producing pots, pans and bicycles until 1948, when they restarted motorcycle production.
BMW X5 price
A 2017 BMW X5 starts at a base price of $56,600. With the average insurance rate at $2,136 per year, the annual insurance cost–to–base car price ratio is 3.8%.
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How does the BMW X5 compare to other car models?
From a price standpoint, the BMW X5 ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
- Acura
- Alfa Romeo
- Aston Martin
- Audi
- Bentley
- BMW
- BUICK
- Cadillac
- Chevrolet
- Chrysler
- Dodge
- Ferrari
- Fiat
- Ford
- Genesis
- GMC
- Honda
- Hyundai
- Infiniti
- Jaguar
- Jeep
- Kia
- Lamborghini
- Land Rover
- Lexus
- Lincoln
- Lotus
- Maserati
- Mazda
- McLaren Automotive
- Mercedes-Benz
- Mini
- Mitsubishi
- Nissan
- Porsche
- Ram
- Rolls-Royce
- Smart
- Subaru
- Tesla
- Toyota
- Volkswagen
- Volvo
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