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BMW 2 Series Gran Coupe insurance

This new model could come with a grand car insurance premium.

Blue BMW 2 Series Gran Coupe 2020

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The 2-Series Gran Coupe will probably enter the market with a steep insurance rate given the car’s size and price. The compact car could bring a similar premium to other BMWs like the 4 Series, totaling $238 a month or $2,856 a year, nearly $1,600 above the national average. With a base price of $38,000, that would leave the annual insurance cost-to-base car price ratio at 7.5%, above the national average of 4%.

Get car insurance quotes for your BMW 2 Series Gran Coupe

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from The Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Liberty Mutual
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.

Compare up to 4 providers

Bottom line

The BMW 2 Series Gran Coupe should compete with entry-level luxury sedans, making its insurance premium higher than standard cars but not as elite as the best in its class. However, its premium might look steep compared to its lower ticket price versus other luxury cars.

Lower that premium by getting quotes from several luxury insurers, or if you’re curious about another model, find car insurance rates on other cars too.

Frequently asked questions about the BMW 2 Series Gran Coupe

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