8.8 Great
APY | 4.00% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 4.00% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
When it comes to alternatives to PayPal, some other apps, like Cash App, Venmo and Apple Pay, may suit your needs better.
8.8 Great
APY | 4.00% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
APY | 4.00% |
---|---|
Fee | $0 per month |
Minimum deposit to open | $0 |
9.6 Excellent
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
9.6 Excellent
APY | Up to 3.50% |
---|---|
Fee | From $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.50% |
---|---|
Fee | From $0 per month |
Minimum deposit to open | $0 |
Fee | $0 per month |
---|
Fee | $0 per month |
---|
Fee | $0 per month |
---|
Fee | $0 per month |
---|
Fee | $0 per month |
---|
Fee | $0 per month |
---|
PayPal is a great option for P2P payments, online shopping and domestic and international transactions. Unlike most P2P apps, PayPal offers international payments and has an investing platform to buy or sell crypto. Using PayPal’s Friends and Family tab, you can send cash to other users using your linked accounts and cards. It also owns Venmo, another popular P2P app that’s very similar to Cash App, allowing you to send money to Venmo users using your PayPal account. You can link PayPal’s no-fee debit card to your PayPal balance, very similar to Apple’s Cash card and Cash App’s Cash Card. PayPal also accepts mobile check deposits and cash deposits at Green Dot locations and offers 24/7 customer support.
However, PayPal has several fees to watch out for, such as the 2.5% foreign transaction fee with the PayPal Debit Card, a 5% international payment transaction fee and a 2.9% fixed fee for P2P payments using a card.
These accounts offer high FDIC insurance, making them ideal for those with a million dollars or more in one account.
Learn how to use Zelle with your Bank of America account, including how to enroll, sending limits, fees and more.
Zelle is a peer-to-peer payment app that lets you seamlessly send and receive money from people you know. Find out if Discover supports Zelle.
Chime is a fintech company and not a true bank, so it can’t integrate with Zelle. But you can connect your Chime account to the Zelle app.
Charlie, Chase and SoFi are some of the best free bank accounts for seniors and retirees, with competitive APYs and low deposit requirements.
Chime offers a competitive $100 referral bonus and a $100 direct deposit bonus when you meet certain requirements. See details here.
SoFi offers several bonus offers, including a direct deposit bonus, welcome offers and referral bonuses. See how to snag up to $300.
Close alternatives to Varo include Chime, SoFi, Revolut, Current, Fizz, Dave and Honeydue. See how these banks compare here.
Data on the personal saving rate in the US.
A financial app with cash advances, banking and budgeting tools.