Maserati insurance rates

Average insurance cost for a Maserati

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The average insurance cost of a Maserati varies depending on the model you choose, your location, your driving history and many other factors. But you can expect to pay a heft monthly premium for this global icon.

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Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.
Motion Auto
Optional
No
AZ
Get instant coverage and track your driving over time to lower your rates.
State Farm
Optional
Yes
All 50 states
Get personalized, one-on-one support to build your policy with your local agent. Start your policy today at 877-745-0232.
Farmers
15%
All 50 states
Choose from add-ons like glass repair services and new car replacement to enhance basic coverage.
Assurance
Optional
No
All states except AK, CA, DC, GA, HI, KY, LA, MA, MD, MI
Your broker is your one-stop shop for comparing any coverage you need.
Elephant
Optional
10%
IL, IN, MD, TN, TX, VA
An online-based brand with big discounts and 12-month rate locks.

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How a vehicle from Maserati affects insurance costs

Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

Maseratis are not only expensive to purchase, they are also expensive to insure. Their big price tag means they are also costly to repair or replace, which increases the cost of insurance. And because this is such a high-end car, Maserati owners will likely chose more than just the minimum liability coverage, which will also increase insurance costs.

It takes a high-end provider to be willing to underwrite your Maserati. You’ll find a few big-name providers that offer coverage, but you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance.

Are there any standout models?

Although one could argue that any Maserati is a standout model, the Maserati Ghibli made its first debut in 1966, a grand tourer with motor racing DNA. Today, two trim options are available: GranLusso and GranSport.

Touted as “the absolute opposite of ordinary,” prices start at $73, 000.

Maserati average car insurance rates

Model Monthly insurance rate Base car price
Ghibli $385 $74,300
Granturismo $535 $134,775
Levante $291 $75,300
Quattroporte $433 $107,400

Pros and cons of insuring a Maserati

Pros

  • Not commonly targeted by thieves

Cons

  • Costly to repair or replace
  • More than basic coverage is recommended

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About the Maserati brand

The Maserati brothers founded their eponymous company in Italy in 1914 and began producing racing cars. Their cars placed in many races throughout the early years — and still do to this day — but it wasn’t until the ’40s that they developed the first Maserati destined for daily use and not for racing — the iconic GranTurismo.

Today the company continues to “build ultra-luxury performance automobiles with timeless Italian style, accommodating bespoke interiors and effortless, signature sounding power.” Maserati offers dealership financing and leasing for its vehicles. Dealership deals can vary depending on location and the car model.

Maserati car facts

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Bottom line

A Maserati is expensive to insure, but we’re guessing that if you can handle the high purchase price, you can handle the cost of insurance. But be sure to shop around to find the best car insurance for you.

Frequently asked questions about Maserati

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