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The average insurance cost of a Maserati varies depending on the model you choose, your location, your driving history and many other factors. But you can expect to pay a heft monthly premium for this global icon.
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How a vehicle from Maserati affects insurance costs
Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.
Maseratis are not only expensive to purchase, they are also expensive to insure. Their big price tag means they are also costly to repair or replace, which increases the cost of insurance. And because this is such a high-end car, Maserati owners will likely chose more than just the minimum liability coverage, which will also increase insurance costs.
It takes a high-end provider to be willing to underwrite your Maserati. You’ll find a few big-name providers that offer coverage, but you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance.
Are there any standout models?
Although one could argue that any Maserati is a standout model, the Maserati Ghibli made its first debut in 1966, a grand tourer with motor racing DNA. Today, two trim options are available: GranLusso and GranSport.
Touted as “the absolute opposite of ordinary,” prices start at $73, 000.
Maserati average car insurance rates
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Ghibli | $385 | $74,300 |
| Granturismo | $535 | $134,775 |
| Levante | $291 | $75,300 |
| Quattroporte | $433 | $107,400 |
Pros and cons of insuring a Maserati
Pros
- Not commonly targeted by thieves
Cons
- Costly to repair or replace
- More than basic coverage is recommended
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About the Maserati brand
The Maserati brothers founded their eponymous company in Italy in 1914 and began producing racing cars. Their cars placed in many races throughout the early years — and still do to this day — but it wasn’t until the ’40s that they developed the first Maserati destined for daily use and not for racing — the iconic GranTurismo.
Today the company continues to “build ultra-luxury performance automobiles with timeless Italian style, accommodating bespoke interiors and effortless, signature sounding power.” Maserati offers dealership financing and leasing for its vehicles. Dealership deals can vary depending on location and the car model.
Maserati car facts
- Maseratis are one of the most expensive vehicles to insure. Reason being that you usually need more than just minimum liability coverage for your vehicle. You’ll also typically want an umbrella policy and comprehensive coverage.
- The price to insure your Maserati will vary depending on the type and number of coverages you want in your policy.
- Not every insurance company sells specialty/high-end car insurance. You’ll want to see a list of those that do here.
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Need help considering some other car manufacturers like Maserati? Compare all car makes
Bottom line
A Maserati is expensive to insure, but we’re guessing that if you can handle the high purchase price, you can handle the cost of insurance. But be sure to shop around to find the best car insurance for you.
Frequently asked questions about Maserati
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