BMW X4 insurance rates
Shedding light on car insurance prices
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Average BMW X4 insurance rates
The average insurance costs for a BMW X4 is $238 a month — or $2,856 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
BMW X4 car insurance rates
A 2017 BMW X4 starts at a base price of $45,550. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 6.3%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 2 Series | $238.00 | $33,150 |
| 3 Series | $178.00 | $33,450 |
| 4 Series | $238.00 | $41,950 |
| 5 Series | $169.00 | $51,200 |
| 6 Series | $160.00 | $77,600 |
| 7 Series | $167.00 | $81,500 |
| i3 | $181.00 | $46,250 |
| i8 | $161.00 | $143,400 |
| M2 | $238.00 | $52,500 |
| M3 | $167.00 | $64,000 |
| M4 | $159.00 | $66,200 |
| M6 | $161.00 | $113,700 |
| X1 | $179.00 | $33,750 |
| X3 | $180.00 | $40,050 |
| X4 | $238.00 | $45,550 |
| X5 | $178.00 | $56,600 |
| X6 | $173.00 | $62,500 |
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About the BMW X4
The BMW X4 has been around since 2014 and is a compact luxury SUV. The latest model is known for its sporty performance and powerful engine. The 2017 BMW X4 has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
Insurance companies determine the insurance cost for a BMW X4 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. BMW shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. BMW X4 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
BMW X4 Series money-saving safety features
You could save money on car insurance for your BMW X4 Series if it comes equipped with these safety features.
- Airbags
- Anti-lock brakes
- Anti-theft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
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How does the BMW X4 compare to other car models?
From a price standpoint, the BMW X4 ranks right in the middle of our list of the 360 priciest car models to insure.
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