
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
The average insurance costs for a BMW X4 is $238 a month — or $2,856 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The BMW X4 costs more to insure because repairs require higher costs than cheaper cars, causing insurance providers to raise the costs of premiums.
A 2017 BMW X4 starts at a base price of $45,550. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 6.3%.
Model | Monthly insurance rate | Base car price |
---|---|---|
2 Series | $238.00 | $33,150 |
3 Series | $178.00 | $33,450 |
4 Series | $238.00 | $41,950 |
5 Series | $169.00 | $51,200 |
6 Series | $160.00 | $77,600 |
7 Series | $167.00 | $81,500 |
i3 | $181.00 | $46,250 |
i8 | $161.00 | $143,400 |
M2 | $238.00 | $52,500 |
M3 | $167.00 | $64,000 |
M4 | $159.00 | $66,200 |
M6 | $161.00 | $113,700 |
X1 | $179.00 | $33,750 |
X3 | $180.00 | $40,050 |
X4 | $238.00 | $45,550 |
X5 | $178.00 | $56,600 |
X6 | $173.00 | $62,500 |
The BMW X4 has been around since 2014 and is a compact luxury SUV. The latest model is known for its sporty performance and powerful engine. The 2017 BMW X4 has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
You could save money on car insurance for your BMW X4 Series if it comes equipped with these safety features.
From a price standpoint, the BMW X4 ranks right in the middle of our list of the 360 priciest car models to insure.
Compare all car makes & models
Compare car insurance companies near you.
Your information is secure.
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
Get cheap car insurance rates.
Get cheap car insurance rates.
Compare which proof of insurance documents will show you’re driving insured.
No one wants to pay more for car insurance than they need to. Compare the easiest ways to pay less on your monthly car insurance bill.
Bike insurance costs a bit more than the national average, but packed cities may skew this number.
Noblr car insurance offers monthly premium discounts based on your safe driving habits.
Residents in Rhode Island can reap safe driving discounts based on your previous month using this mileage-based app.
We compare UberX and UberBlack based on cost, vehicle types, drivers and perks to help you find your perfect ride.
Big insurers bring stability and experience, but also consider the benefits of a small insurer.