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BMW X4 insurance rates
Average insurance cost for your BMW X4? $199. But this bimmer's rates vary widely by company.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2016 BMW X4 | $116.41 | $133.96 | $207.20 | $201.57 | $164.79 |
| 2021 BMW X4 | $132.08 | $160.11 | $275.15 | $230.63 | $199.49 |
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Your rates may be different based on details such as your age, location, job type, annual mileage and more.
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Compare the X4’s insurance factors to similar cars
The BMW X4 achieves a relatively inexpensive insurance rate for a luxury vehicle. That means you get the luxury styling and powerful engine for a lower ownership cost than you might expect on a BMW. However, as we’d expect, the X4’s insurance costs more than nonluxury SUVs.
| Models similar to BMW X4 | Monthly insurance cost | Car value |
|---|---|---|
| BMW X4 | $199.49 | $52,595 |
| BMW X6 | $212.94 | $66,045 |
| Jaguar F-Pace | – | $51,345 |
| Mercedes-Benz GLA Class | $181.60 | $37,280 |
We found 2021 car values from Car and Driver’s car model reviews.
About the BMW X4
The BMW X4 has been around since 2014 and is a compact luxury SUV. The latest model is known for its sporty performance and powerful engine. The 2017 BMW X4 has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
BMW X4 Series money-saving safety features
You could save money on car insurance for your BMW X4 Series if it comes equipped with these safety features.
- Airbags
- Antilock brakes
- Antitheft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
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