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The average insurance costs for a BMW X4 is $238 a month — or $2,856 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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Why is insurance so expensive for the BMW X4?
The BMW X4 costs more to insure because repairs require higher costs than cheaper cars, causing insurance providers to raise the costs of premiums.
BMW X4 car insurance rates
A 2017 BMW X4 starts at a base price of $45,550. With the average insurance rate at $2,856 per year, the annual insurance cost–to–base car price ratio is 6.3%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 2 Series | $238.00 | $33,150 |
| 3 Series | $178.00 | $33,450 |
| 4 Series | $238.00 | $41,950 |
| 5 Series | $169.00 | $51,200 |
| 6 Series | $160.00 | $77,600 |
| 7 Series | $167.00 | $81,500 |
| i3 | $181.00 | $46,250 |
| i8 | $161.00 | $143,400 |
| M2 | $238.00 | $52,500 |
| M3 | $167.00 | $64,000 |
| M4 | $159.00 | $66,200 |
| M6 | $161.00 | $113,700 |
| X1 | $179.00 | $33,750 |
| X3 | $180.00 | $40,050 |
| X4 | $238.00 | $45,550 |
| X5 | $178.00 | $56,600 |
| X6 | $173.00 | $62,500 |
About the BMW X4
The BMW X4 has been around since 2014 and is a compact luxury SUV. The latest model is known for its sporty performance and powerful engine. The 2017 BMW X4 has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
BMW X4 Series money-saving safety features
You could save money on car insurance for your BMW X4 Series if it comes equipped with these safety features.
- Airbags
- Anti-lock brakes
- Anti-theft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
How does the BMW X4 compare to other car models?
From a price standpoint, the BMW X4 ranks right in the middle of our list of the 360 priciest car models to insure.
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