Shedding light on car insurance prices
Originally produced from 1976 to 1989, BMW reintroduced the 6 Series lineup in 2003. While the two-door coupe is the most popular body style, the 6 Series is also available as a two-door cabriolet, four-door gran coupe and four-door sportback called the Gran Turismo. Considering that the 6 Series is a luxury vehicle, coverage might be pricy, but your cost depends on a number of factors.
The average cost of auto insurance for a BMW 6 Series is $160 a month, which works out to $1,920 a year. This estimate is roughly $600 above the national average, but your rates may be different. The cost of insurance can vary depending on your driving history, location, build options and many other variables, so it’s important to get quotes that reflect your actual situation.
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Geico. Geico is the second-largest auto insurance provider in the country, best known for its Gecko mascot and competitive pricing. Policies are available in all 50 states and can be purchased online, by phone or in person.
State Farm. With over 45 million drivers covered, State Farm is the largest auto insurance provider in the US. It offers a wide range of coverage options and one-on-one support through a network of over 18,000 local agents.
Liberty Mutual. Founded over 100 years ago, Liberty Mutual has grown to become the fourth largest property and casualty insurer in the country. Choose this provider for its wide range of coverage options and great policy benefits.
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Unless you live in New Hampshire or Virginia, chances are your state requires you to have auto insurance. Shopping for coverage can be frustrating, as many providers use similar language but different policy details, making it difficult to compare your options. However, the process is a whole lot easier if you know what you’re looking for. Here are a few characteristics to keep in mind as you shop around.
As you know, there are a number of factors that can affect the cost of car insurance. While driver and location-specific factors are definitely taken into consideration, the vehicle you drive plays a major role when calculating your premiums. This is because every vehicle is different with respect to theft rates, safety features, performance and other variables. Here’s how the BMW 6 Series’ characteristics might affect the cost of insurance.
Your cost of insurance largely depends on your chances of filing claims and the provider’s cost of paying them out. While your location and driving history can influence this risk, your choice of vehicle has a much larger effect. Similar to how features and performance can vary between makes and models, your build options can also influence your risk profile, and therefore, your rates. Based on the standard BMW 650i xDrive Coupe, here’s how trim and packages might affect the cost of insurance.
You could save money on car insurance for your BMW 6 Series if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the BMW 6 Series:
According to U.S. News and J.D Power, the 2018 BMW 6 Series holds a 3.5/5 star rating for reliability. While this isn’t outstanding, it’s better than most vehicles in its class.
The BMW 6 Series has been affected by multiple recalls since its release.
Despite being in production since the late 1970s, the 6 Series lineup has very few common problems. Some owners report issues with stalling, premature tire wear and malfunctioning headlights, but these don’t seem to be very prominent issues.
In line with BMWs other luxurious vehicles, the 6 Series is designed to provide a comfortable and reliable driving experience. While it requires little maintenance to keep it on the road, routine service appointments can ensure it runs smoothly. Besides, BMW parts and service can be pricey and keeping a regular maintenance schedule can help prevent sudden, expensive repair bills. Here’s what to expect for oil changes, mileage, service intervals and more.
The 6 Series comes with BMW’s four-year/50-000 mile BMW warranty, which covers problems stemming from defective parts and improper service. It also includes free roadside assistance and a separate corrosion warranty. While the standard warranty is great, parts and service on the 6 Series can be expensive. Adding the extended warranty can provide peace of mind after the initial coverage expires. It’s available in multiple terms and includes service from certified BMW technicians, OEM part replacements, mechanical breakdown towing and more.
Additionally, eligible 6 Series vehicles come with BMW Ultimate Care, which is a three-year/36,000-mile complimentary maintenance plan. There are other extended maintenance plans available for an extra fee.
At this time, the BMW 6 Series doesn’t have any official safety ratings from the IIHS or NHTSA. However, BMWs have a reputation for great safety features and strong crash test ratings, which may help you save on auto insurance.
The BMW 6 Series model has been around since 1976, but the production of the first generation stopped in 1989. The 6 Series model was reintroduced in 2003 and is currently in its third generation. The large luxury car that is known for its powerful engine and upscale interior design. The 2017 model has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
Insurance companies determine the insurance cost for a BMW 6 Series based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. BMW shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. BMW 6 Series shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 BMW 6 Series starts at a base price of $77,600. With the average insurance rate at $1,920 per year, the annual insurance cost–to–base car price ratio is 2.5%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 2 Series | $238.00 | $33,150 |
| 3 Series | $178.00 | $33,450 |
| 4 Series | $238.00 | $41,950 |
| 5 Series | $169.00 | $51,200 |
| 6 Series | $160.00 | $77,600 |
| 7 Series | $167.00 | $81,500 |
| i3 | $181.00 | $46,250 |
| i8 | $161.00 | $143,400 |
| M2 | $238.00 | $52,500 |
| M3 | $167.00 | $64,000 |
| M4 | $159.00 | $66,200 |
| M6 | $161.00 | $113,700 |
| X1 | $179.00 | $33,750 |
| X3 | $180.00 | $40,050 |
| X4 | $238.00 | $45,550 |
| X5 | $178.00 | $56,600 |
| X6 | $173.00 | $62,500 |
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The 6 Series is a luxury performance two-door coupe that’s also available as a convertible, four-door sedan and four-door sportback. Like most other BMWs, the 6 Series is packed with a suite of great safety and driver assistance features that may help reduce the cost of auto insurance. With that being said, the price you’ll pay depends on a number of factors, so you should compare your options to find a policy and provider that are right for you.
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