Your credit score impacts your ability to qualify for loans and mortgages long after you retire. Find out how to keep it healthy when you’re not working.
Retirement Resources Finder
Retirement information and advice for every age.
Retirement plans, explained
Know what to expect from your retirement plan — or how to choose if you’re not nearly ready to retire yet.
- 401(k). Both you and your employer can put money in tax-free, but it’ll be considered taxable income when you withdraw from it after retirement. This is one of the simplest and most popular retirement accounts.
- Pension. One of the cushiest retirement plans, a pension is a benefit offered by an employer that gives you a guaranteed monthly income when you retire. The money is usually taxed as income, but some military and disability pensions are tax-free.
- IRA. And individual retirement account, or IRA, lets you put money in each year until you turn 70½. Your contributions are tax-deductible, but the money will be taxed as income when you withdraw. There’s a cap on how much you can deposit each year, so IRAs are often used to supplement other retirement plans.
- Roth IRA. Like traditional IRAs, Roth IRAs have caps on how much you can deposit per year. But there’s no limit on how long you can save, and qualified distributions aren’t taxed. While Roth and traditional IRAs are similar, they do have important distinctions.
- Individualized plans. Many people choose to utilize a combination of established retirement plans, savings accounts, CDs and stocks to create a personalized plan for retirement.
Everyone’s retirement looks a little different. Learn how to plan for the future you want.
Learn what it involves and how to get started.
8 tips for paying off debt in your golden years.
Whether you’ve recently started your career or are a seasoned pro, it’s never too late to put a retirement plan in place.
Compare financial products for retirees
From car loans and insurance to credit cards and mortgages, compare financial products that are specifically tailored to those no longer working.
Learn how to get life insurance when you’re over 60 and how to save.
You can still get a credit card when you’re on a pension or if you’re retired. Compare your options and learn how to apply here.
Lenders will still consider you for a personal loan as a retiree. Find out what your options are and how to apply.
You can use the equity in your home to retire comfortably. Learn how it works, when it’s a good idea and what to watch out for.
Learn how to save money on your car insurance after you’re retired.
If you’re planning to take advantage of your retirement and see the world, make sure a mishap won’t clear out your bank account.
You can get a car loan when you’re retired. Learn what criteria you’ll need to meet and compare lenders.
Read more on this topic
Goldco review Pros and cons to consider before you sign up for a Goldco precious metals IRA.
401(k) withdrawals Need a quick influx of cash? Before you dig into your retirement funds, consider these drawbacks.
Should you use your 401(k) to pay off debt? Weigh the potential tax penalties vs. interest savings before you decide.
Retirement funding: How much do you need to save? More than 40% of Americans say they'd need to sock away some $340K+ for postwork life. And not many of us are on track.
SmartAsset Financial Adviser Matching review A free service that uses a survey to match you with prescreened financial advisers.
Northwestern Mutual Financial Planning review Work with a dedicated adviser, but only if you have $25,000 to get started.
What is a retirement savings account? Here's how retirement savings accounts work and how to compare your options.
Should you use your IRA to pay off debt? How and if you should withdraw from your retirement funds ahead of schedule.
TD Ameritrade IRA: Start saving for retirement in 15 minutes A reputable IRA provider with low trading fees, no minimum deposit and no maintenance fees.