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BMW M3 insurance rates
Average BMW M3 insurance rates
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The average insurance costs for a BMW M3 is $167 a month — or $2,004 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Our top pick: Progressive
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
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- Stack a variety of discounts for multiple cars, autopay or homeownership
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BMW M3 car insurance rates
A 2017 BMW M3 starts at a base price of $64,000. With the average insurance rate at $2,004 per year, the annual insurance cost–to–base car price ratio is 3.1%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 2 Series | $238.00 | $33,150 |
| 3 Series | $178.00 | $33,450 |
| 4 Series | $238.00 | $41,950 |
| 5 Series | $169.00 | $51,200 |
| 6 Series | $160.00 | $77,600 |
| 7 Series | $167.00 | $81,500 |
| i3 | $181.00 | $46,250 |
| i8 | $161.00 | $143,400 |
| M2 | $238.00 | $52,500 |
| M3 | $167.00 | $64,000 |
| M4 | $159.00 | $66,200 |
| M6 | $161.00 | $113,700 |
| X1 | $179.00 | $33,750 |
| X3 | $180.00 | $40,050 |
| X4 | $238.00 | $45,550 |
| X5 | $178.00 | $56,600 |
| X6 | $173.00 | $62,500 |
About the BMW M3
The BMW M3 has been around since 1985 and was originally used as a race car. The BMW M3 is the high performance variant of the 3 Series model. The car is known for its remarkable performance on the streets and on the race track.
BMW M3 Series money-saving safety features
You could save money on car insurance for your BMW M3 Series if it comes equipped with these safety features.
- Airbags
- Anti-lock brakes
- Anti-theft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
How does the BMW M3 compare to other car models?
From a price standpoint, the BMW M3 ranks right in the middle of our list of the 360 priciest car models to insure.
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